Wise Finserv Operations Executive Interview Questions and Answers

Q1. Tell me about yourself?
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Q2. What will be your expectations?
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Q3. Do you have any knowledge about this position or job?
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Q4. Are you able to work in pressure?
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Q1. One-on-one conversation happened and asked me to wait for second round.
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Topic was given to speak and need to work as a team. Good experience about the group discussion.

Q1. Why you want to leave your current job?
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Q1. Tell me about yourself
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Q2. What is KYC and documents required for kyc
Ans. 
KYC stands for Know Your Customer. It is a process used by businesses to verify the identity of their clients.
• KYC is a regulatory requirement to prevent money laundering and fraud.

• Documents required for KYC typically include government-issued ID (such as passport or driver's license), proof of address (such as utility bill or bank statement), and sometimes proof of income.

• KYC documents may vary depending on the country...read more
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Q3. Tell me about your current role
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Q4. Reason for leaving organisation
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Q1. Tell me about yourself
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Q2. Previous organisation experience
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Q1. Knowledge about excel reports
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Q2. Excel test & data presentation
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Digital transactions good for Indian Economy or not?

General awareness related

Q1. Tell me about yourself? What do you know about fixed income products? How are bonds different than equity?
Ans. 
I am a finance professional with a strong understanding of fixed income products. Bonds are debt securities while equity represents ownership in a company.
• Fixed income products are investments that pay a fixed interest or dividend, such as bonds, CDs, and preferred stocks.

• Bonds are debt securities issued by governments or corporations to raise capital, while equity represents ownership in a company.

• Bonds have a fixed m...read more
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Topics were AI boon or curse. Fundamental Analysis vs Technical Analysis

Q1. Tell me about yourself
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Q2. Relationship between interest rates and bond prices
Ans. 
Interest rates and bond prices have an inverse relationship.
• When interest rates rise, bond prices fall.

• Conversely, when interest rates fall, bond prices rise.

• This is because existing bonds with lower interest rates become less attractive compared to new bonds with higher rates.

• Investors may sell existing bonds at a discount in order to purchase newer bonds with higher rates.

• The duration of a bond also affects how much ...read more
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Q1. What makes you angry/irritated
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Q2. What are your weaknesses?
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Q1. HR related questions
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Q1. Stress interview
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