Wise Finserv Team Manager Interview Questions and Answers

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Q1. Work location, skills, future plans
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Q1. Interview started with some basic questions like tell me about yourself, your current experience
Ans. I just explain about myself and current job like what is my work
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Q1. 2nd round was taken by process head where he asked questions in depth about the process
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Q2. What is you current role ? What is demat account? What are documents required for demat account opening? What is your achievement? Why are changing the job ? Do you have experience in UAT ?
Ans. 
I am currently working as a Relationship Manager. I have experience in demat account opening and UAT.
• I am a Relationship Manager with experience in demat account opening and UAT.

• Demat account is an account that holds securities in electronic form.

• Documents required for demat account opening include PAN card, Aadhaar card, and a cancelled cheque.

• My achievement includes achieving 120% of the sales target in the last quar...read more
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General awareness related

Q1. Tell me about yourself? What do you know about fixed income products? How are bonds different than equity?
Ans. 
I am a finance professional with a strong understanding of fixed income products. Bonds are debt securities while equity represents ownership in a company.
• Fixed income products are investments that pay a fixed interest or dividend, such as bonds, CDs, and preferred stocks.

• Bonds are debt securities issued by governments or corporations to raise capital, while equity represents ownership in a company.

• Bonds have a fixed m...read more
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Topics were AI boon or curse. Fundamental Analysis vs Technical Analysis

Q1. Tell me about yourself
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Q2. Relationship between interest rates and bond prices
Ans. 
Interest rates and bond prices have an inverse relationship.
• When interest rates rise, bond prices fall.

• Conversely, when interest rates fall, bond prices rise.

• This is because existing bonds with lower interest rates become less attractive compared to new bonds with higher rates.

• Investors may sell existing bonds at a discount in order to purchase newer bonds with higher rates.

• The duration of a bond also affects how much ...read more
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Q1. What makes you angry/irritated
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Q2. What are your weaknesses?
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Q1. HR related questions
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Q1. Stress interview
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ROLE OF EV IN INDIA :GOOD/BAD

Q1. WHAT IS CAPITAL MARKET
Ans. 
Capital market is a financial market where long-term securities are traded.
• It is a market for buying and selling of long-term securities such as stocks, bonds, and debentures.

• It helps companies to raise capital by issuing securities to investors.

• It provides a platform for investors to invest their money in securities and earn returns.

• It is regulated by the Securities and Exchange Board of India (SEBI) in India.

• Examples...read more
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Q2. DIFFERENT TYPES OF BONDS
Ans. 
Bonds are debt securities issued by companies and governments to raise capital. There are various types of bonds.
• Government bonds: Issued by governments to fund public projects.

• Corporate bonds: Issued by companies to raise capital for business operations.

• Municipal bonds: Issued by local governments to fund public projects.

• Treasury bonds: Issued by the US government to fund its operations.

• Zero-coupon bonds: Sold at a di...read more
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Q1. THIS IS HR ROUND AND CASE STUDY ROUND
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Q1. Tell me about your self
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Q2. How many work experience
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Q1. What is expectation for salary
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3 coding questions

Q1. Design a Time Series Database
Ans. 
A time series database stores data points with timestamps for efficient retrieval and analysis.
• Choose a suitable data model for the database

• Use a time-based partitioning scheme for efficient data retrieval

• Implement compression techniques to reduce storage requirements

• Support for querying and analyzing time-based data

• Ensure data consistency and durability

• Consider scalability and high availability

• Examples: InfluxDB, Time
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2 coding questions based on DSA.

Q1. Easy coding problem.
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Q2. Medium coding problem.
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