Varanium Capital Advisors Equity Research Associate Interview Questions and Answers

Verbal and novarbal questions

Q1. About your self?
Add your answer
Q2. Tell about your previous experience?
Add your answer

They ask about credit analysis

Q1. Why should we hire you?
Ans. 
I have a strong background in credit analysis and risk assessment, with a proven track record of making sound lending decisions.
• I have X years of experience in credit analysis and risk assessment.

• I have a proven track record of making sound lending decisions.

• I am detail-oriented and have strong analytical skills.

• I am familiar with industry regulations and compliance standards.

• I have excellent communication and interper...read more
Answered by AI
Add your answer
Q2. Why do you think your growth will be here?
Ans. 
I believe my growth will be here due to my strong work ethic, dedication to learning, and ability to adapt to new challenges.
• I have a proven track record of exceeding targets and taking on additional responsibilities in my previous roles.

• I am constantly seeking out opportunities for professional development and further education to enhance my skills.

• I am adaptable and thrive in fast-paced environments, which will allow
Answered by AI
Add your answer

Q1. What is stock market?
Ans. 
The stock market is a platform where buyers and sellers trade stocks, representing ownership in publicly traded companies.
• Stock market is a marketplace where stocks are bought and sold

• It provides a platform for companies to raise capital by issuing stocks

• Investors can buy and sell stocks to potentially earn profits

• Stock market indices, like the S&P 500, track the performance of a group of stocks

• Examples of stock market...read more
Answered by AI
View 1 more answer
Q2. Tell me about yourself ?
Add your answer
Q3. Only experience certificate get the job .
Add your answer
Q4. Tell me about yourself?
Add your answer
Q5. Document submitted all experience required ..
Add your answer

Q1. What is OTC and its functions
Ans. 
OTC stands for Over-The-Counter and refers to the trading of financial instruments directly between two parties without the involvement of an exchange.
• OTC trading is done through a dealer network rather than a centralized exchange

• OTC markets are less regulated than exchange-traded markets

• OTC markets include trading of stocks, bonds, derivatives, and currencies

• OTC trading allows for greater flexibility in terms of contr...read more
Answered by AI
Add your answer
Q2. Ageing bucket means and characteristics
Ans. 
Ageing bucket refers to the categorization of overdue debts based on the number of days they have been outstanding.
• Ageing bucket is used to track the payment status of accounts receivable.

• It helps in identifying the accounts that are overdue and need immediate attention.

• The buckets are usually categorized as 0-30 days, 31-60 days, 61-90 days, and 90+ days.

• The longer the debt remains unpaid, the higher the risk of defau...read more
Answered by AI
Add your answer

Q1. Introduction - About yourself
Add your answer
Q2. Knowledge about Current Job profile
Add your answer

Q1. Accounting Knowledge - Lease Liability, Off-Balance Sheet, Related Party Transaction
Add your answer

Spreading of Financial statement in shared format.

Q1. Do you know about CIBIL
Ans. 
CIBIL is a credit information company that provides credit scores to individuals based on their credit history.
• CIBIL stands for Credit Information Bureau (India) Limited

• It is one of the four credit information companies in India

• CIBIL collects and maintains records of individuals' credit information, including loans and credit card payments

• Credit scores provided by CIBIL range from 300 to 900, with higher scores indicat
Answered by AI
Add your answer
Q2. What are the documents required for salaries persona
Ans. 
Documents required for salaries persona
• Proof of identity (e.g. passport, driver's license)

• Proof of address (e.g. utility bill, bank statement)

• Bank account details for salary transfer

• Tax identification number (e.g. Social Security Number)

• Employment contract or offer letter
Answered by AI
Add your answer

Q1. Tell me about your school and college exposure
Ans. This is to check our communication skill
Answered by Jana Anand
Add your answer

Q1. How does a bank analyse the creditworthiness of a company
Ans. 
Banks analyze the creditworthiness of a company by assessing its financial statements, credit history, industry trends, and management team.
• Evaluate financial statements to assess profitability, liquidity, and leverage ratios

• Review credit history and payment patterns to determine past credit behavior

• Analyze industry trends and economic conditions to assess the company's competitive position

• Assess the management team's ...read more
Answered by AI
View 1 more answer