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10+ Tide - Business Management Platform Interview Questions and Answers

Updated 22 Mar 2025

Q1. Growth to company marketing needs and customer service issues

Ans.

Addressing growth in marketing needs and customer service issues is crucial for company success.

  • Develop a comprehensive marketing strategy to attract new customers and retain existing ones.

  • Implement customer service training programs to ensure high quality support for clients.

  • Utilize data analytics to identify trends and opportunities for growth in both marketing and customer service.

  • Regularly gather feedback from customers to address any issues and improve overall satisfacti...read more

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Q2. Recovery to NPA and w/off AC any sumirry

Ans.

Recovery of Non-Performing Assets (NPA) and write-off accounts summary

  • Recovery of NPA involves efforts to collect overdue payments from borrowers

  • Write-off accounts are those deemed uncollectible and removed from the books

  • Summary should include total amount recovered, percentage of NPA recovered, and total amount written off

  • Strategies for recovery may include restructuring loans, selling assets, or legal action

  • Regular monitoring and follow-up are crucial for successful recover...read more

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Q3. What is the most important aspect of retail branch banking?

Ans.

Customer satisfaction is the most important aspect of retail branch banking.

  • Providing excellent customer service

  • Offering personalized solutions to customers

  • Ensuring a welcoming and comfortable environment

  • Building strong relationships with customers

  • Meeting customers' financial needs and goals

  • Providing convenient and accessible banking services

  • Ensuring the safety and security of customers' funds and information

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Q4. How to increase wallet share in the catchment in CA

Ans.

Increasing wallet share in the catchment area in CA involves targeting existing customers, offering personalized services, and expanding product offerings.

  • Identify high potential customers within the catchment area and focus on building relationships with them.

  • Offer personalized services and tailored solutions to meet the specific needs of customers.

  • Expand product offerings to cater to a wider range of financial needs and preferences.

  • Implement targeted marketing campaigns to ...read more

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Q5. How you negotiate with the client?

Ans.

I negotiate with clients by understanding their needs, building rapport, presenting solutions, and finding common ground.

  • Listen actively to the client's concerns and objectives

  • Communicate clearly and professionally

  • Offer solutions that meet the client's needs while also aligning with company goals

  • Find common ground and compromise when necessary

  • Ensure all terms are clearly outlined and agreed upon

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Q6. What are the data privacy law in India

Ans.

Data privacy laws in India regulate the collection, storage, and use of personal data by organizations.

  • The main data privacy law in India is the Personal Data Protection Bill, which is currently under consideration by the Indian government.

  • The Information Technology Act, 2000 and the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011 also govern data privacy in India.

  • The Personal Data Protection Bill ai...read more

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Q7. What is Beta in finance and banking

Ans.

Beta in finance and banking is a measure of a stock's volatility in relation to the overall market.

  • Beta is used to assess the risk of a stock compared to the market.

  • A beta of 1 indicates the stock moves in line with the market, below 1 is less volatile, and above 1 is more volatile.

  • For example, a stock with a beta of 1.5 is expected to move 50% more than the market.

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Q8. What is involved in the implementation of a Customer Relationship Management (CRM) application?

Ans.

Implementing a CRM involves planning, customization, data migration, training, and ongoing support to enhance customer relationships.

  • Define project scope and objectives, e.g., improving customer engagement.

  • Select the right CRM software based on business needs, e.g., Salesforce or HubSpot.

  • Customize the CRM to fit specific workflows, e.g., adding custom fields for lead tracking.

  • Migrate existing customer data into the new system, ensuring data integrity.

  • Train staff on how to use...read more

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Q9. Define Software licensing Agreement

Ans.

A software licensing agreement is a legal contract between the software owner and the end user, outlining the terms and conditions of use.

  • Specifies the rights and restrictions of software use

  • Outlines payment terms and conditions

  • Defines the duration of the license

  • Includes provisions for software updates and support

  • Addresses intellectual property rights and confidentiality

  • Examples: Microsoft Office End User License Agreement, Adobe Creative Cloud Subscription Agreement

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Q10. Describe new criminal law

Ans.

New criminal law refers to recent legislation or amendments that impact criminal offenses and penalties.

  • New criminal laws may introduce stricter penalties for certain offenses

  • They may also create new offenses to address emerging issues in society

  • Changes in criminal law often reflect shifts in public policy or priorities

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Q11. Name the land laws

Ans.

Land laws refer to the legal regulations governing the ownership, use, and transfer of land.

  • Land Acquisition Act, 1894 - governs the acquisition of land for public purposes

  • Transfer of Property Act, 1882 - regulates the transfer of property including land

  • Registration Act, 1908 - mandates the registration of documents related to land transactions

  • Real Estate (Regulation and Development) Act, 2016 - regulates the real estate sector in India

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Q12. What's office clean?

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Q13. How do you test APIs?

Ans.

API testing involves verifying the functionality, reliability, performance, and security of APIs.

  • Create test cases to verify the functionality of each API endpoint

  • Test for reliability by checking for consistent responses under different conditions

  • Performance testing involves measuring response times and throughput

  • Security testing includes checking for vulnerabilities like injection attacks

  • Use tools like Postman, SoapUI, or JMeter for automated testing

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Q14. What is job role in Bank??

Ans.

A bank cashier handles customer transactions, manages cash flow, and provides excellent service while ensuring compliance with banking regulations.

  • Process customer deposits and withdrawals efficiently.

  • Manage cash drawer and ensure accurate cash handling.

  • Assist customers with account inquiries and transactions.

  • Promote bank products and services to customers.

  • Ensure compliance with banking regulations and policies.

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Q15. Growth targets in 3 years

Ans.

Our growth target in 3 years is to increase revenue by 50% through expanding into new markets and launching innovative products.

  • Expand into new markets to increase customer base

  • Launch innovative products to attract new customers and retain existing ones

  • Implement targeted marketing strategies to drive sales growth

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Q16. Insurance Experience

Ans.

I have 5 years of experience in the insurance industry, including managing a team of agents and overseeing sales targets.

  • Managed a team of insurance agents to achieve sales targets

  • Developed and implemented strategies to increase customer retention

  • Analyzed market trends and competitor activities to adjust sales tactics

  • Collaborated with underwriters to ensure accurate policy issuance

  • Handled customer inquiries and complaints effectively

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