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The Surat District Co-Op. Bank Interview Questions and Answers

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Analyst Interview Questions & Answers

ICRA user image Anonymous

posted on 10 May 2021

I applied via Referral and was interviewed before May 2020. There were 3 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Written test focused on financial analysis of a company
  • Q2. How do you perform credit analysis ?
  • Ans. 

    Credit analysis involves evaluating the creditworthiness of a borrower to determine the likelihood of repayment.

    • Gather financial information about the borrower, including income, assets, and liabilities

    • Assess the borrower's credit history and credit score

    • Analyze the borrower's debt-to-income ratio and other financial ratios

    • Consider external factors such as economic conditions and industry trends

    • Make a recommendation on...

  • Answered by AI
  • Q3. What are the key parameters by which you will assess the business risk of a company?
  • Ans. 

    Assessing business risk involves evaluating various parameters.

    • Financial stability and performance

    • Market competition and trends

    • Regulatory compliance and legal issues

    • Management team and corporate governance

    • Industry and macroeconomic factors

    • Brand reputation and customer satisfaction

    • Supply chain and operational risks

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be thorough with ratios used to analyze a company's financial health, especially leverage ratios, how to calculate ROCE, cash flow analysis.

I applied via Naukri.com and was interviewed in Jan 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. They had some PI test (Personality test) followed by Aptitude test which comprised of basic math questions, logic, and AML related questions. If you pass the tests, you are qualified for the personal inter...

Interview Preparation Tips

Interview preparation tips for other job seekers - read related to the job profile and your work ex- AML

I applied via Recruitment Consulltant and was interviewed before Feb 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(1 Question)

  • Q1. What are your salary expectations?

Interview Preparation Tips

Interview preparation tips for other job seekers - With personal experience not referring this job to anyone

I applied via Walk-in and was interviewed in Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. I ask about the work process which location and company policy salary and incentives

Interview Preparation Tips

Interview preparation tips for other job seekers - 1st I introduce about my self and before worked companys name.Then interviewer wanted test about my knowledge and communication skills and also asked my past work experience and work process and my studies I and that all questions.

I applied via Other and was interviewed in Dec 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Core topics related to Django, python

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be prepared to rejected even after following a tedious process of weeks of interview, and then not getting response of follow ups after final technical round
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.

Round 1 - Coding Test 

Great interview and great discussion with hr

Round 2 - Assignment 

Website based on shopping and fashion

Interview experience
3
Average
Difficulty level
-
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Job Fair and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. What is agile method
  • Ans. 

    Agile method is a project management approach that emphasizes flexibility, collaboration, and iterative development.

    • Agile focuses on delivering value to customers through continuous planning, feedback, and adaptation.

    • It involves breaking down projects into smaller, manageable tasks called sprints.

    • Teams work closely together and communicate regularly to ensure alignment and progress.

    • Common agile frameworks include Scrum

  • Answered by AI

Skills evaluated in this interview

I applied via Naukri.com and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Hoisting, clousres, prototypes based output questions
  • Q2. Polyfill of reduce, map
  • Ans. 

    Polyfill of reduce, map are functions that mimic the behavior of the original functions in older browsers.

    • Polyfill of reduce function can be implemented using a for loop to iterate over the array and accumulate the result.

    • Polyfill of map function can be implemented using a for loop to iterate over the array and create a new array with the transformed values.

    • These polyfills are useful for ensuring cross-browser compatib...

  • Answered by AI
Round 3 - One-on-one 

(1 Question)

  • Q1. Project discussion, react lifecycle, javascript basec concepts

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview questions were maily involved:-
Js basic concepts:hoisting, prototypes, closures, currying
Css basic properties
Project discussions

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(2 Questions)

  • Q1. Behaviour of js
  • Ans. 

    JavaScript is a dynamic programming language commonly used for web development.

    • JavaScript is a high-level, interpreted language.

    • It is known for its flexibility and ability to manipulate the DOM.

    • Commonly used for client-side scripting in web development.

    • Supports object-oriented, imperative, and functional programming styles.

  • Answered by AI
  • Q2. Call by value, call by reference
Round 2 - Coding Test 

Reverse fibonacci using recursion

Skills evaluated in this interview

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Can you provide information about yourself and your studies?
  • Ans. 

    I am a dedicated professional with a strong academic background and diverse experiences in my field.

    • Graduated with a degree in Business Administration from XYZ University, where I specialized in Marketing.

    • Completed an internship at ABC Corp, where I developed a marketing strategy that increased engagement by 30%.

    • Participated in various leadership programs, enhancing my skills in team management and project execution.

    • Cu...

  • Answered by AI
  • Q2. Can you provide details about your work experience?
  • Ans. 

    Experienced Senior Associate with a strong background in project management and team leadership across various industries.

    • Led a team of 10 in a successful project that increased efficiency by 30%.

    • Managed client relationships, resulting in a 25% increase in repeat business.

    • Implemented a new reporting system that reduced project turnaround time by 15%.

    • Conducted training sessions for junior associates, improving team perf

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. Process related queries
  • Q2. What is your understanding of collections, and what is your previous experience related to this area?
  • Ans. 

    Collections involve managing and recovering debts owed to an organization, ensuring financial stability and customer relations.

    • Understanding of accounts receivable and the importance of timely collections.

    • Experience in negotiating payment plans with clients to recover overdue accounts.

    • Utilized collection software to track outstanding invoices and follow up with clients.

    • Implemented strategies to reduce the days sales ou...

  • Answered by AI

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The Surat District Co-Op. Bank Reviews and Ratings

based on 15 reviews

4.7/5

Rating in categories

4.6

Skill development

4.2

Work-life balance

4.1

Salary

4.4

Job security

3.9

Company culture

3.5

Promotions

4.1

Work satisfaction

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