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The Cosmos Co-operative Bank Sub Staff Interview Questions and Answers

Updated 7 Mar 2023

The Cosmos Co-operative Bank Sub Staff Interview Experiences

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Sub Staff Interview Questions & Answers

user image Anonymous

posted on 7 Mar 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
No response

I applied via Company Website and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Why u want to do job with TATA company? What is in your company which other company's dont have?
  • Q2. What is in your company which other company's dont have?

Interview Preparation Tips

Interview preparation tips for other job seekers - Work head and keep trying for your future jobs. As a person who is finding jobs will get a job keep trying for it.

Interview questions from similar companies

I applied via Naukri.com and was interviewed in Jul 2020. There were 5 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Basics of Java and JPA, Design Patterns, Some patterns used in previous projects, Patterns present in Spring, Restful services and SOA
  • Q2. Design and architecture of the projects from previous organization, tools used, Basics of SDLC, Agile and working methodology.
  • Q3. Good coding practices and principles- SOLID principle
  • Ans. 

    SOLID principle is a set of good coding practices that help in creating maintainable and scalable software.

    • S - Single Responsibility Principle: A class should have only one reason to change.

    • O - Open/Closed Principle: A class should be open for extension but closed for modification.

    • L - Liskov Substitution Principle: Subtypes should be substitutable for their base types.

    • I - Interface Segregation Principle: A client shoul...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Try to answer to the point and involve the past experience on the matter if any. The panel was good and provided ample time to think and answer.

I applied via Recruitment Consultant and was interviewed in Apr 2020. There were 4 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. JAVA 8 features, few programming snnipets for arraylist and String class.Angular basic questions like property binding , difference between var and let, loops.Code review process, teamcity, how to decide w...

Interview Preparation Tips

Interview preparation tips for other job seekers - Focus on basics, self-confidence

I applied via Naukri.com and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Coding Test 

Haker rank,..........,...........

Round 2 - Technical 

(1 Question)

  • Q1. Ds alogortithns,........

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare Ds algorithms and java,...............

Interview Questionnaire 

11 Questions

  • Q1. Put in +,-,*,/ between the digits 3,3,8,8 (in any order ) such that the result was 24
  • Q2. If an ant had to travel along the walls, what is the minimum distance between the opposite ends of a cuboid?
  • Ans. 

    The minimum distance between opposite ends of a cuboid is the length of the diagonal of the cuboid.

    • To find the diagonal, use the Pythagorean theorem: diagonal = sqrt(length^2 + width^2 + height^2)

    • The length, width, and height of the cuboid must be known to calculate the diagonal

    • The ant can travel along any of the three pairs of opposite walls, so the minimum distance is the shortest diagonal

    • Example: A cuboid with lengt...

  • Answered by AI
  • Q3. Why do you wish to work in the finance sector?
  • Ans. 

    I wish to work in the finance sector because of my interest in financial markets and my desire to help individuals and businesses make informed financial decisions.

    • I have a strong passion for finance and economics

    • I enjoy analyzing financial data and making informed decisions

    • I want to help individuals and businesses make informed financial decisions

    • I am interested in the constantly evolving financial markets

    • I believe th...

  • Answered by AI
  • Q4. Why Deutsche Bank?
  • Ans. 

    Deutsche Bank is a leading global investment bank with a strong reputation and diverse range of services.

    • Deutsche Bank has a strong reputation in the industry

    • It offers a diverse range of services including investment banking, wealth management, and retail banking

    • The bank has a global presence with operations in over 70 countries

    • Deutsche Bank has a commitment to sustainability and social responsibility

    • It has a strong fo

  • Answered by AI
  • Q5. Why should we hire you?
  • Ans. 

    I have the skills, experience, and passion to excel in this role.

    • I have a proven track record of success in similar roles.

    • I possess the necessary technical skills and knowledge.

    • I am a quick learner and adaptable to new situations.

    • I am a team player and can work collaboratively with others.

    • I am passionate about this industry and eager to contribute to its growth.

  • Answered by AI
  • Q6. What is your biggest repent and failure in IIT Kanpur?
  • Ans. 

    My biggest regret in IIT Kanpur was not taking advantage of all the opportunities available.

    • I wish I had participated in more extracurricular activities.

    • I regret not networking with more professors and alumni.

    • I failed to prioritize my time effectively and missed out on valuable experiences.

    • I wish I had taken more challenging courses and pushed myself academically.

    • I failed to seek help when I struggled with certain subj...

  • Answered by AI
  • Q7. What has been the best moment of yours in IITK?
  • Ans. 

    Winning the inter-hostel sports championship in my final year.

    • Being a part of the hostel sports team for four years.

    • Training hard and strategizing with the team to improve our performance.

    • Winning the championship after a tough competition with other hostels.

    • Celebrating with my teammates and hostel mates after the victory.

  • Answered by AI
  • Q8. Explain about your intern paper?
  • Ans. 

    My intern paper was about the impact of social media on mental health.

    • Researched the effects of social media on mental health

    • Analyzed data from surveys and studies

    • Discussed potential solutions to mitigate negative effects

    • Presented findings to team and received positive feedback

  • Answered by AI
  • Q9. Rank the Bonds, CDS and Loans in order of the interest rates they offered?
  • Ans. 

    Ranking of interest rates offered by Bonds, CDS and Loans.

    • CDS usually offer the highest interest rates due to their higher risk

    • Bonds offer lower interest rates than CDS but are less risky

    • Loans typically offer the lowest interest rates as they are secured by collateral

    • Interest rates can vary depending on the issuer's creditworthiness and market conditions

  • Answered by AI
  • Q10. Tell about three important things that were currently happening in the world of Business
  • Ans. 

    1. Digital transformation 2. E-commerce boom 3. Sustainability and social responsibility

    • Companies are investing heavily in digital transformation to stay competitive

    • E-commerce sales have skyrocketed due to the pandemic and changing consumer behavior

    • Businesses are increasingly focusing on sustainability and social responsibility to meet consumer demands and reduce their environmental impact

  • Answered by AI
  • Q11. Explain Fiscal Cliff, Euro-Debt Crisis and the Palestine war
  • Ans. 

    Fiscal Cliff is a term used to describe a combination of tax increases and spending cuts. Euro-Debt Crisis refers to the financial crisis faced by some European countries. Palestine war is a conflict between Israel and Palestine.

    • Fiscal Cliff: Combination of tax increases and spending cuts in the US

    • Euro-Debt Crisis: Financial crisis faced by some European countries like Greece, Spain, and Portugal

    • Palestine war: Conflict...

  • Answered by AI

Interview Preparation Tips

Round: Resume Shortlist
Experience: This year we had a resume based shortlisting across all IITs. There were around 35 students who were shortlisted form IITK. But, most probably DB would be continuing with its aptitude test based shortlisting, like the previous years (they ask around 25 aptitude questions, and 1 essay on some current topic).
Tips: DB resorts to resume based shortlisting again, they give a tremendous weight age to your CPI , any background in finance (intern in financial firms or on some related topic, so you see a lot of ECO and Maths Students being shortlisted.) Also, they look at the overall profile as well, but the above 2 factors were the most important this year. A comprehensive study of any of the CAT Maths material of CL or Time will suffice your preparations : focus more on how fast you can solve a problem.

Round: Technical Interview
Experience: 1.This was a mixed interview of both HR and Technical.
2. It lasted for 30 minutes. I entered the room and was greeted by 3 people, shook my hands with all of them.
3. They asked me if I was hungry or not, I told them that I was thirsty rather and they offered me a Tropicana. (The reason I am citing this is, after my selection, in the night Mr. Nishant told me that this had set up the tone in the room, because the earlier 4 candidates whom they interviewed were too shy and refused to have anything, they judged it as my confidence rather, though it was never an intended one).
4. I was asked about how many companies I was interviewing in slot 1, and they seemed to be impressed on hearing the number 7.
5. They asked me what my preference order was, and I told them the truth that I would definitely interview with DB, Credit Suisse and Worldquant, and if time permits maybe with BCG or Opera.
6. Then they asked me to give a brief introduction, and asked me to stop when I was talking about my intern at Morgan Stanley and the paper I published over there. Mr. Nishant asked me if I was offered a PPO by them, and I told them the truth about my mentor not finding any position for me. He gave a sarcastic remark at MS, that going by the markets, its evident that they are not in a good shape now, and all I did was smile.
7. I was asked that if I got an offer from Morgan in my 8th sem, would I go. I told them, that if I got into DB/WQ/Credit Suisse/BCG , then definitely no, o/w yes. The reason I cited was that, inspite of all the money, I had to go through the entire placement procedure which in itself was a big pain, then an offer after that doesn’t help, they could have given it earlier. All three of them laughed and I seemed to have convinced them. I was asked to explain my work there, which I did pretty well.
8. I was also asked if I sat for DB during the intern procedure and I again told them the truth, as I have written earlier.
Tips: They weren’t judging me on finance or quant, because of my CPI and previous background as an intern. A lot of people were grilled on these though, if they said they were interested in these and all. They were trying to have a conversation with me, and testing my confidence, and when I came out of the room, I knew I had done well.

Round: Other Interview
Experience: 1. It was the second technical interview and the panel was of Mr. Vikram Khanderia (Business Head) and a senior person from algo- trading. It lasted for 20 minutes.
2. I entered the room, greeted them and was asked to describe myself in one minute.
3. I did that pretty well as I thought. Mr. Vikram asked me to explain my paper in Morgan Stanley to the two of them, I took a pen and paper and tried explaining them the whole of it. I actually did pretty bad (I had explained this to others quite well earlier, maybe I became a bit nervous.) They didn’t get the full essence of the work, though understood that it was very valuable to the firm.
4. Then I was asked a very trivial question as to rank the Bonds, CDS and Loans in order of the interest rates they offered, and give an explanation on the same. (I had worked on these instruments during my intern, so was asked this). I knew the order and told them that, but struggled for around 5 minutes with the answer. Then they told me the reason for it, and I was just repenting the way my interview was proceeding.
5. Then Mr. Vikram asked me to tell three important things that were currently happening in the world of Business. (I never used to read ET, but read it the previous day). Told them, that Cinemax had just acquired PVR , and as soon as I told it, he just stood up and lashed at me that how could a small Indian company acquisition affect Wall Street. I then understand what a mockery I had made (and was mentally prepared for the Credit Suisse interview after this, because I was sure to be kicked out from here.)
6. Continuing, he wrote three things on paper : Fiscal Cliff, Euro-Debt Crisis and the Palestine war and asked to me explain all of them. I knew the 1st two very well, and started. Though I wasn’t very convincing because I had become a bit tensed, but still I told all that I knew about them in any order though not very confidently. I was asked some counter questions, which I answered and a small discussion followed as to how could the war affect the oil prices in India and gave some logical explanation.
7. Then, the other person took a piece of paper and told that If he folded it 100 times , what would be its total width, if the width of one side is 1 unit.
8. I found it out and told the answer was 2100 . He asked me to calculate it, and I still can’t believe I told them it was 1024 (210 ) * 1024, and then he asked me re calculate it. I immediately realized what a fool I was making of myself, and told it was 1024* multiplied 10 times ~ 1030. (which was right :P). I was asked to leave.
9. I came out and told the volunteers that I had messed it up and there was no chance I would get selected. So I was going for the CS interview. I was asked to wait for a minute and then the volunteers entered the room and after a minute asked me to go and meet Mr. Vikram.
10. He asked me what my concern was, I told him that I was sorry to have messed his round after such an awesome round 1 and that I won’t get selected. He gave me a smile and said that they had really liked me. I asked them if I would get an offer, because it would be my dream come true so early in the morning, He told me that there were SPO clauses that he couldn’t tell me, but ‘You are intelligent enough to understand. If I were you, I would put my suit off and go out for a drink :P’ ). I was overwhelmed, had a firm handshake with the both of them , and there it was at 9.50 AM. in the morning.

General Tips: I have watched this year’s placement process very closely and would like to point out a few things to the readers, which are very important.
1. Be Realistic : This is perhaps one of the most important factors in the placements. I have seen so many people expect so much from them and when they don’t get shortlisted somewhere, it’s the end of the world for them. You must understand that there are certain limitations on you because of your CV till date (however intellectual or Bakait you might me). The key to this is be realistic, like Being a person from MME or BSBE, its actually difficult for you to crack a quant firm like Goldman/Morgan because of your curriculum here (however good you might be at Algos or Maths), the good thing is to accept it. Not having tremendous peaks in your resume will in not place you among the 20 shortlisted in BCG for instance. So, on a very serious note, everyone knows inside out what he/she is capable of, so please be realistic in your ambitions and try to excel in the options you have. Believe me, the goals may not be sky-high, but definitely are achievable.
2. Resume : Over the years, all the firms tell us that IITB/D resumes are well made than IITK ones. Get some of the resumes from your friends over there, ask some of your IITK seniors for their resume, SPO is always there to help you out. But Please denote at least 2 weeks in preparing your master resume and sub-resumes for every company.
3. PPTs : Try and attend the PPTs of the companies. You can actually get to know a lot about the work culture there and what is expected of you in your initial years. It will help you decide if this is actually the thing for you or not.
4. Don’t Speculate : During October-Nov. , most of the students actually waste a lot of efforts in just speculating ‘Yaar yeh company toh ise le hi legi’. Believe me , it happens a lot, confuses you and wastes a lot of your time (especially if you are a 4 Year student.)
5. DPC : Please form a good DPC at least for your own sake. Yes maybe the post might not be of value, but a hard working student can make a lot of difference to his department placements. You cannot expect the OPCs to call in every company of your department.
College Name: IIT KANPUR

Interview Preparation Tips

Round: HR Interview
Experience: The selection procedure for the candidates was based on their internship, academic projects and most importantly their CGPA.
The first round was roughly a 45 minute interview (at least for me, not sure about all others). They were really interested in knowing more my internship with the Standard Chartered bank. Apart from the situation based HR questions, they went after evaluating me based on qualitative case studies, one after the other. Fresh ideas for running and delineating any business was required from the word go. I was asked around 6 cases more or less focusing on improving business and adding new verticals. In one line – enthusiasm, passion, business insights and powerful/effective communication skills was what they were looking for.

The second round again lasted for 30 minutes. This time I was tested on a numerical case study. The panel of interviewers got changed this time around. Apart from this, stress based HR questions were asked for other half of the interview. Be confident and be yourself.

They finally selected 3 students.

College Name: IIT ROORKEE

I appeared for an interview in Dec 2016.

Interview Questionnaire 

1 Question

  • Q1. Next round will be HR interview with the team manager of the team for which you are going to get Hired . They will ask about yourself, your dreams , your passion , why you want to get into, why RBS, and wh...

Interview Preparation Tips

Round: Resume Shortlist
Experience: Email your resume to HR coordinator and they will shortlist your resume and invite you to attend face to face interview. You can also walk-in when vacancies are available.
Tips: Ask your friends already working with RBS to inform you as and when vacancies arise.

Round: Group Discussion
Tips: Prepare the topics that are already in trend.
Duration: 30 minutes

Round: Test
Duration: 45 minutes
Total Questions: 50

Round: HR Interview
Experience: Once you pass this round, you will be informed by the hr coordinator to come up for document Screening and after that they will inform you about your joining date via email or call .

Skills: Communication, Writing Skills, Computation Skills, Reactions, Quantitative Aptitude, Comprehension, Behavioural Skills
College Name: Guru Gobind Singh Indraprastha University, Delhi

I appeared for an interview before Jun 2016.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Since it is a Finance profile, it would help if you have any finance /economics/ MBA projects to write about. DB looks for a good CPI and decent projects or extra curriculars and interest in the finance sector. It also wouldn?t hurt to mention your technical skills here.


Round: Test
Experience: And since most of the finance work in India is back office (with all due respect to all those who have been placed in this sector) you have to be comfortable with numbers and calculations. The test is a typical CAT type paper mostly concentrating on quantitative analysis and data interpretation. There is also a bonus finance section for those who have knowledge on the subject. Again practice cat type papers well and sit with a knowledgeable friend of yours to discuss topics in finance.

Tips: Realize when you are in a recession period. No job comes easy. Most of us who are not insanely intelligent like that one dude in your wing need to practice hard for the test to get through. In a recession/slack scenario core companies save the day. Don?t neglect your core courses.
Duration: 45 minutes

I appeared for an interview before Jun 2016.

Interview Questionnaire 

4 Questions

  • Q1. You have a decent CPI and are from Maths background so why not go for a
  • Ans. 

    I am passionate about applying my mathematical skills to solve complex problems in the field of analysis.

    • I believe that my strong mathematical background provides me with a solid foundation for analytical work.

    • Mathematics has taught me critical thinking, problem-solving, and data analysis skills that are essential for an analyst role.

    • I enjoy working with numbers and using mathematical models to gain insights and make i...

  • Answered by AI
  • Q2. -What did they tell you about GMC (Global Markets Center) ?
  • Q3. What is inflation?
  • Ans. 

    Inflation is the rate at which the general level of prices for goods and services is increasing.

    • Inflation reduces the purchasing power of money

    • It is measured by the Consumer Price Index (CPI)

    • Causes of inflation include increase in money supply, demand-pull, cost-push, etc.

    • Hyperinflation is a severe form of inflation where prices rise rapidly

    • Inflation can have both positive and negative effects on the economy

  • Answered by AI
  • Q4. Why is inflation being talked about these days?
  • Ans. 

    Inflation is being talked about these days due to its impact on the economy and people's lives.

    • Inflation is a rise in the general level of prices of goods and services over a period of time.

    • It reduces the purchasing power of money, making goods and services more expensive.

    • Inflation can be caused by factors such as increased demand, supply shortages, or changes in government policies.

    • High inflation can erode savings, de...

  • Answered by AI

Interview Preparation Tips

Round: Technical Interview
Experience: Started with an informal chit chat. I grabbed my opportunity. In my first line I told them that
I had done my internship with Lehman Brothers. (Remember I wanted to drive my
interview). No wonder the next 5-6 questions were on my internship. There were followed
by a couple of questions on swaps, spreads etc which I had mentioned in my resume (Note
questions were not out of the blue

Interview Preparation Tips

Round: Resume Shortlist
Experience: DB directly shortlisted from resume. There was no test. After the initial shortlisting procedure, I had a months time to prepare.
Tips: I had started preparing for my resume from August when SPO had asked to send in master resume. After making a rough draft I had sent it to a lot of seniors from my department who were placed in different companies and edited it accordingly.

Round: Test
Tips: I had used the material from T.I.M.E and also from CL to prepare for it. Also,there were some classes arranged by SPO and CL which I had joined.

Round: Group Discussion
Tips: I did not prepare much for the GDs. I just participated in 3-4 mock GDs organized by the placement preparation cell.

Round: HR Interview
Experience: I had prepared all my interns and projects along with the courses written in the resume. I had prepared my answers from all the basic questions which are generally asked in an interview and was very thorough with them. I had also gained sufficient knowledge about the work profile of DB along with all major deals in the past year. Specially, for DB's interview I had also prepared for the current affairs by reading newspapers daily for about 3 months and also kept up to date about some major happenings in and around the world such as Syria happening, US shutdown, crisis and bubbles, etc.


I had my interview scheduled at 6:30 in the morning with DB. My first interview went really well and the person told me that I should definitely see the next panel.
Tips: Please do not write those courses in your resume which you found tough as it will create problem at the end moment when you have to prepare so much.

Round: HR Interview
Experience: My second interview was fine and most of the questions were from current affairs and my resume. They also asked me to guesstimate in this interview.

Round: HR Interview
Experience: In my third interview  I messed up some economics related concepts.I thought they wouldn't like me but I was called again

Round: HR Interview
Experience: My fourth interview also did not go well but then somebody from the HR hinted that they liked me for a certain profile and would want to know my take on that.

General Tips: Be yourself and give your best shot. Have faith in yourself. Do not panic.
College Name: IIT KANPUR

The Cosmos Co-operative Bank Interview FAQs

How many rounds are there in The Cosmos Co-operative Bank Sub Staff interview?
The Cosmos Co-operative Bank interview process usually has 2 rounds. The most common rounds in the The Cosmos Co-operative Bank interview process are Resume Shortlist and HR.

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The Cosmos Co-operative Bank Sub Staff Interview Process

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