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The Cosmos Co-operative Bank Officer Interview Questions and Answers
The Cosmos Co-operative Bank Officer Interview Experiences
1 interview found
Anonymous
Selected
I applied via Newspaper Ad and was interviewed before Dec 2021. There were 3 interview rounds.
ऑनलाईन test is taken HO knowledge of banking and awarness
(2 Questions)
- Q1. Interview taken by seniors and askinq question giving us motivational speech
- Q2. Family history and past history.how to came here
- Ans.
The question asks about family history and past history, and how the candidate came to be in their current position.
Discuss family background and any relevant family history that may have influenced the candidate's career choice
Talk about past experiences, education, and training that led the candidate to their current position
Explain the journey or steps taken to arrive at the current position, including any challenge
Interview Preparation Tips
Top trending discussions
Interview questions from similar companies
Selected
(3 Questions)
- Q1. How many nominee required to open account
- Q2. Soild note how to identify
- Ans.
Solid notes can be identified by their clear and concise information, organized structure, and relevance to the topic.
Look for notes that are well-organized with headings, bullet points, or numbered lists.
Check if the notes contain key information related to the topic or subject matter.
Solid notes should be easy to read and understand, with important points highlighted or emphasized.
Avoid notes that are messy, disorgan...
- Q3. What the difference between Repo rate & reverse repo rate
- Ans.
Repo rate is the rate at which the central bank lends money to commercial banks, while reverse repo rate is the rate at which commercial banks can park their excess funds with the central bank.
Repo rate is used by the central bank to control inflation and liquidity in the economy.
Reverse repo rate is used by the central bank to absorb excess liquidity from the market.
Repo rate is higher than reverse repo rate.
Example: ...
Selected
I applied via Referral and was interviewed in Aug 2023. There were 3 interview rounds.
(1 Question)
- Q1. General question Tell me about yourself
(4 Questions)
- Q1. About Accounts Debitor creditor
- Q2. Mutual funds types
- Ans.
Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.
Mutual funds can be categorized into equity funds, bond funds, money market funds, and balanced funds.
Equity funds invest primarily in stocks, offering potential for high returns but also higher risk.
Bond funds invest in fixed-income securities like government or corpor...
- Q3. What is mutual funds
- Ans.
Mutual funds are investment vehicles that pool money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities.
Mutual funds are managed by professional fund managers who make investment decisions on behalf of the investors.
Investors can buy shares of mutual funds, which represent a portion of the holdings in the fund.
Mutual funds offer diversification, liquidity, and professiona...
- Q4. Explain in deep
- Ans.
The question is asking for a detailed explanation of a topic or concept.
Provide a thorough analysis of the topic, including background information, key points, and examples
Break down complex ideas into simpler terms for better understanding
Use visuals or diagrams to aid in explanation if necessary
Interview Preparation Tips
Selected
I applied via Referral and was interviewed before Nov 2022. There were 3 interview rounds.
(1 Question)
- Q1. Normal basic details regarding qualifications
Total 50 questions nd you need to get 90 percent
Selected
I applied via Job Portal and was interviewed in Nov 2023. There was 1 interview round.
(2 Questions)
- Q1. Difference between cheque and dd
- Ans.
Cheque is a negotiable instrument where the payment is made directly from the payer's account, while a demand draft is a prepaid instrument where the payment is guaranteed by the issuing bank.
Cheque is drawn by the account holder on his own account, while a demand draft is issued by the bank on behalf of the payer.
Cheque can bounce if there are insufficient funds in the account, while a demand draft is prepaid and guar...
- Q2. About Mutual funds
Interview Preparation Tips
I applied via Referral and was interviewed in Apr 2022. There were 2 interview rounds.
(6 Questions)
- Q1. What are the golden rules of accounting?
- Ans.
The golden rules of accounting are basic principles that guide the recording of financial transactions.
The first golden rule is the rule of debit and credit.
The second golden rule is the rule of consistency.
The third golden rule is the rule of conservatism.
The fourth golden rule is the rule of materiality.
The fifth golden rule is the rule of objectivity.
For example, the rule of debit and credit states that for every de...
- Q2. Which institution is responsible for the regulation of stock market in India?
- Ans.
Securities and Exchange Board of India (SEBI) is responsible for the regulation of stock market in India.
SEBI is a statutory regulatory body established in 1988.
It regulates the securities market in India and protects the interests of investors.
SEBI ensures transparency and fairness in the functioning of the stock market.
It also regulates the activities of stockbrokers, sub-brokers, and other intermediaries in the secu...
- Q3. What is Fund accounting?
- Ans.
Fund accounting is a specialized accounting system used by non-profit organizations to track and manage their financial resources.
It involves tracking and reporting on funds that have been designated for specific purposes or programs
It ensures that funds are used in accordance with donor restrictions and legal requirements
It allows for transparency and accountability in financial reporting
Examples include tracking dona...
- Q4. What are Derivatives and its types?
- Ans.
Derivatives are financial contracts that derive their value from an underlying asset or security.
Types of derivatives include futures, options, swaps, and forwards.
Futures are contracts to buy or sell an asset at a predetermined price and date.
Options give the holder the right, but not the obligation, to buy or sell an asset at a predetermined price and date.
Swaps involve exchanging cash flows based on different financ...
- Q5. Are you comfortable working with older people?
- Q6. Why did you wait for so long to apply for job after graduation?
Interview Preparation Tips
- Fund Accounting
Selected
I applied via Recruitment Consulltant and was interviewed before May 2023. There were 2 interview rounds.
There was only 1 written MUltiple choice questions based aptitude test conducted with 25 questions.
(1 Question)
- Q1. Package related negotiation and benefits discussion
Very easy
(2 Questions)
- Q1. Question about education
- Q2. About courses and background
(2 Questions)
- Q1. Qualification and courses
- Q2. Background and nontechnical
Interview Preparation Tips
Selected
I applied via Company Website and was interviewed before Jan 2022. There were 2 interview rounds.
(2 Questions)
- Q1. Genral quations for Banking Culture And Branch Banking quations
- Q2. Genral quations about Banking
Interview Preparation Tips
I willing to Go Other Organisation
Jeyalakshmi V
Selected
I applied via Referral and was interviewed before May 2022. There were 3 interview rounds.
Multiple choice questions
(1 Question)
- Q1. Tell me abt urself,Why SCB, educational background
Interview Preparation Tips
The Cosmos Co-operative Bank Interview FAQs
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The Cosmos Co-operative Bank Interviews By Designations
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The Cosmos Co-operative Bank Officer Interview Process
based on 1 interview
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The Cosmos Co-operative Bank Officer Reviews and Ratings
based on 7 reviews
Rating in categories
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Assistant Manager
148
salaries
|  ₹5.1 L/yr - ₹12 L/yr |
|
Clerk
96
salaries
| ₹1 L/yr - ₹5 L/yr |
|
Junior Officer
25
salaries
| ₹2 L/yr - ₹5.5 L/yr |
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Manager
24
salaries
| ₹10 L/yr - ₹15 L/yr |
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Bank Clerk
23
salaries
| ₹1.5 L/yr - ₹5 L/yr |
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