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TCS Underwriting Associate Interview Questions and Answers

Updated 21 Aug 2024

TCS Underwriting Associate Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Basic knowledge
  • Q2. Self introduction
Round 2 - Technical 

(2 Questions)

  • Q1. 4c of underwriting
  • Ans. 

    Question 4c of underwriting typically pertains to specific details about the underwriting process or criteria.

    • Question 4c may ask about the applicant's financial history or risk factors.

    • It could also inquire about the insurance policy being applied for and its coverage details.

    • Understanding the context of the question and providing relevant information is key to answering effectively.

  • Answered by AI
  • Q2. Explanation of 4c s details review of previous experience
  • Ans. 

    4c's details review of previous experience involves analyzing the candidate's communication, critical thinking, collaboration, and creativity skills.

    • Communication: Assess how effectively the candidate communicates with team members, clients, and stakeholders.

    • Critical Thinking: Evaluate the candidate's ability to analyze complex information, make sound decisions, and solve problems.

    • Collaboration: Review how well the can...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Not

Interview questions from similar companies

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is the salary expectations
  • Q2. 30 thousands per month, after she asks me introduction, i just present my introduction, she removed me from virtual drive

I applied via Company Website and was interviewed in Sep 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Simple basic finance
Round 3 - HR 

(1 Question)

  • Q1. Basic salary discussion
Round 4 - One-on-one 

(1 Question)

  • Q1. Basic finance questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident. Brush up your basic finance. Good communication.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
Selected Selected
Round 1 - HR 

(3 Questions)

  • Q1. Have discussed about finance
  • Q2. 4c of underwriting
  • Q3. Types of account
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is the salary expectations
  • Q2. 30 thousands per month, after she asks me introduction, i just present my introduction, she removed me from virtual drive

I applied via Company Website and was interviewed in Sep 2022. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(1 Question)

  • Q1. Simple basic finance
Round 3 - HR 

(1 Question)

  • Q1. Basic salary discussion
Round 4 - One-on-one 

(1 Question)

  • Q1. Basic finance questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident. Brush up your basic finance. Good communication.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Questions about Insurance
  • Q2. Questions about underwriting

Interview Preparation Tips

Interview preparation tips for other job seekers - Be informed and confident about the domain

I applied via LinkedIn and was interviewed in Sep 2021. There were 3 interview rounds.

Round 1 - HR 

(4 Questions)

  • Q1. Share details of your previous job.
  • Ans. 

    I worked as an Underwriting Analyst at XYZ Company.

    • Analyzed and evaluated insurance applications to determine risk and coverage

    • Assessed financial and medical information to make underwriting decisions

    • Calculated premiums and set policy terms based on risk assessment

    • Collaborated with underwriters and agents to resolve policy issues

    • Maintained accurate records and documentation of underwriting activities

  • Answered by AI
  • Q2. What are your salary expectations?
  • Ans. 

    I would like to discuss salary expectations further during the negotiation process.

    • Express willingness to discuss salary expectations further

    • Highlight the importance of negotiation

    • Avoid giving a specific salary figure

    • Focus on the value you can bring to the role

  • Answered by AI
  • Q3. What is your family background?
  • Ans. 

    My family background is diverse and multicultural, with members from different countries and professions.

    • My parents are from different countries, which has exposed me to different cultures and perspectives.

    • My father is a doctor and my mother is an engineer, so I have been influenced by both the medical and technical fields.

    • I have relatives who are lawyers, teachers, and entrepreneurs, which has given me a well-rounded ...

  • Answered by AI
  • Q4. Tell me about yourself.
  • Ans. 

    I am an experienced Underwriting Analyst with a strong background in risk assessment and financial analysis.

    • I have a Bachelor's degree in Finance and have been working in the insurance industry for 5 years.

    • I have expertise in evaluating insurance applications, determining risk levels, and setting appropriate premiums.

    • I am skilled in analyzing financial statements, conducting market research, and making data-driven deci...

  • Answered by AI
Round 2 - Technical 

(1 Question)

  • Q1. They just asked few technical questions and the managers made me comfortable in interview.
Round 3 - HR 

(1 Question)

  • Q1. Discussed about CTC and then, got the offer

Interview Preparation Tips

Interview preparation tips for other job seekers - Easy interview. Read technical part of your previous job.

TCS Interview FAQs

How many rounds are there in TCS Underwriting Associate interview?
TCS interview process usually has 2 rounds. The most common rounds in the TCS interview process are HR and Technical.
What are the top questions asked in TCS Underwriting Associate interview?

Some of the top questions asked at the TCS Underwriting Associate interview -

  1. 4c of underwrit...read more
  2. Basic knowle...read more

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TCS Underwriting Associate Interview Process

based on 1 interview

Interview experience

5
  
Excellent
View more

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TCS Underwriting Associate Salary
based on 5 salaries
₹2 L/yr - ₹3.5 L/yr
29% less than the average Underwriting Associate Salary in India
View more details

TCS Underwriting Associate Reviews and Ratings

based on 1 review

3.0/5

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2.0

Skill development

3.0

Work-life balance

2.0

Salary

4.0

Job security

2.0

Company culture

2.0

Promotions

3.0

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