TCS Senior Processing Associate Interview Questions and Answers

Q1. Introduction about your self and education and previous experience details.
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Q1. Banking related questions and account related questions.
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The aptitude test was hard, with over 70% of people likely to fail. However, by thinking practically and answering seriously, we can pass this round easily. There are 20 questions, but they don't reveal the cut-off marks or our scores. In my opinion, the cut-off may be 15 because I cleared this round and I think I scored 15. This is just my guess, as they didn't tell me my exact score.

Q1. Self introduction
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Q2. About family background
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Q3. Challenging Decision i took in my life
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Q4. Some 4-5 mathematical questions
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Q5. Talk about how was your last week?
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Q6. Customer needs discount but you need to sell the product without giving any discount.
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Q1. What is accruals
Ans. 
Accruals refer to expenses that have been incurred but not yet paid for.
• Accruals are used to match expenses with revenues in the same accounting period.

• They are recorded as liabilities on the balance sheet until they are paid.

• Examples include accrued salaries, interest, and taxes.

• Accruals help provide a more accurate representation of a company's financial position.
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Q2. What is provisions
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Provisions are funds set aside for future expenses or losses.
• Provisions are typically made to cover potential future liabilities or expenses.

• They are recorded as a liability on the balance sheet until they are utilized.

• Examples of provisions include warranty provisions, bad debt provisions, and restructuring provisions.
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Q3. What is pre payment
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Prepayment is a payment made before the actual due date of an invoice or bill.
• Prepayment helps in ensuring timely payment and can sometimes lead to discounts.

• It is common in industries like real estate, where tenants may prepay rent for a few months.

• Prepayment can also refer to paying for goods or services in advance before receiving them.
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Q1. Explain the process for OTC
Ans. 
OTC stands for Over-the-Counter, referring to the process of trading financial instruments directly between two parties without the need for a centralized exchange.
• OTC transactions are conducted directly between buyers and sellers, without the need for a centralized exchange.

• OTC markets are decentralized and allow for more flexibility in terms of pricing and negotiation.

• Common examples of OTC instruments include stocks...read more
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Q2. Explain the process for P2P
Ans. 
P2P (Procure-to-Pay) is the process of obtaining and paying for goods and services from suppliers.
• The process starts with identifying the need for a product or service.

• Next, a purchase order is created and sent to the supplier.

• Upon receiving the goods or services, an invoice is generated by the supplier.

• The invoice is matched with the purchase order and goods receipt.

• Finally, payment is made to the supplier.

• Example: Co...read more
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Q1. Tell me something about yourself
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Q2. Are you a fresher
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Taken aptitude of 45 min

Q1. Tell me about yourself
Ans. 
Experienced processing executive with a strong background in managing operations and optimizing workflow.
• Over 5 years of experience in processing and operations management

• Skilled in streamlining processes to improve efficiency

• Proven track record of meeting deadlines and exceeding targets

• Strong leadership and communication skills

• Proficient in using data analysis tools to drive decision-making
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Q2. Are you comfortable with our job roles
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Q1. Tell me about yourself
Ans. 
Experienced processing executive with a strong background in managing operations and optimizing efficiency.
• Over 5 years of experience in processing and operations management

• Skilled in streamlining workflows and improving productivity

• Proven track record of meeting deadlines and exceeding targets

• Strong leadership and communication skills

• Previously managed a team of 20+ employees at XYZ Company
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Q2. What's your hobbies
Ans. 
My hobbies include hiking, painting, and playing the guitar.
• Hiking: I enjoy exploring nature trails and challenging myself physically.

• Painting: I find relaxation and creativity in expressing myself through art.

• Playing the guitar: Music is a passion of mine, and I love learning new songs and techniques.
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Q3. What's the best memories of your life..
Ans. 
The best memories of my life are spending time with my family on vacations and celebrating special occasions together.
• Vacationing at the beach with my family and building sandcastles together

• Celebrating birthdays and holidays with my loved ones

• Attending family reunions and creating lasting memories with relatives
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Q4. What did u want to join your company..
Ans. 
I wanted to join your company because of its reputation for innovation and growth opportunities.
• I am impressed by the company's track record of developing cutting-edge technologies.

• I believe the company offers great potential for career advancement and professional development.

• I am excited about the opportunity to work with a talented team of professionals.

• I am attracted to the company's commitment to fostering a cultu
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Q5. From you listen about the job vacancy
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Q1. Tell me about your skills
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Q2. What are your strengths and weakness
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Written test and voice call

Q1. What is your dream
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Q2. What is your weakness
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