Swarna Pragati Housing Microfinance Interview Questions and Answers

I have a diverse background in marketing, sales, and customer service.

• Started my career as a marketing intern at XYZ Company

• Promoted to sales associate after 6 months

• Managed a team of customer service representatives at ABC Company

Sch-III changes, GST compliance for NBFCs and Ind AS are regulatory updates impacting financial reporting and taxation for non-banking financial companies.

• Sch-III changes refer to amendments in Schedule III of the Companies Act, which governs the format of financial statements.

• GST compliance for NBFCs involves ensuring proper adherence to Goods and Services Tax regulations in their operations and reporting.

• Ind AS (Indi...read more

I am impressed by the company's commitment to innovation and employee development.

• I admire the company's reputation for fostering a culture of innovation and creativity.

• I am excited about the opportunities for professional growth and development within the organization.

• I believe that my skills and experience align well with the company's values and goals.

• I am drawn to the company's strong track record of success in the...read more

In 5 years, I see myself as a successful manager leading a team towards achieving company goals.

• Continuing to develop my leadership skills through ongoing training and mentorship

• Taking on more responsibilities and projects to demonstrate my capabilities

• Building strong relationships with colleagues and stakeholders to foster collaboration and success

• Working towards achieving specific career milestones, such as a promoti

I have worked on various projects including a social media platform, an e-commerce website, and a task management application.

• Developed a social media platform using React for frontend and Node.js for backend

• Designed and implemented an e-commerce website with payment gateway integration

• Created a task management application using Angular and MongoDB for database

Main concepts of OOP include encapsulation, inheritance, polymorphism, and abstraction.

• Encapsulation: Bundling data and methods that operate on the data into a single unit (object).

• Inheritance: Creating new classes based on existing classes, allowing for code reuse.

• Polymorphism: Objects of different classes can be treated as objects of a common superclass.

• Abstraction: Hiding complex implementation details and showing o

Thread life cycle includes new, runnable, running, blocked, and terminated states.

• Thread is created in 'new' state

• It becomes 'runnable' when start() method is called

• Thread enters 'running' state when CPU starts executing its run() method

• It can go to 'blocked' state if it's waiting for a resource

• Finally, thread reaches 'terminated' state when run() method completes or stop() method is called

Hash map is a data structure that stores key-value pairs and uses a hash function to map keys to their corresponding values.

• Hash map consists of an array of buckets, each containing a linked list of key-value pairs.

• When inserting a key-value pair, the hash function is used to determine the index of the bucket where the pair should be stored.

• To retrieve a value, the hash function is used to find the corresponding bucket...read more

Seeking new challenges, growth opportunities, and a better work-life balance.

• Looking for new challenges and opportunities to learn and grow

• Seeking a better work-life balance

• Interested in working with new technologies or in a different industry

• Wanting to advance career progression

Experienced branch manager with a proven track record of driving sales and leading teams to success.

• Over 10 years of experience in banking and financial services

• Successfully managed a team of 20+ employees at previous branch

• Implemented strategies that increased branch revenue by 15% in one year

• Strong leadership and communication skills

• Passionate about developing employees and fostering a positive work environment

I successfully led a team to exceed sales targets by 20% and implemented new strategies to improve customer satisfaction.

• Exceeded sales targets by 20%

• Implemented new strategies to improve customer satisfaction

• Led a team to success

Capital market is a financial market where long-term debt or equity-backed securities are bought and sold.

• Capital market facilitates the buying and selling of long-term financial instruments such as stocks, bonds, and other securities.

• It provides a platform for companies and governments to raise funds for their operations or projects.

• Investors can invest in capital market securities to earn returns through dividends, i...read more

Corporate action refers to an event initiated by a public company that impacts its shareholders and securities.

• Corporate actions can include dividends, stock splits, mergers, acquisitions, rights issues, and more.

• These actions can affect the value of securities, ownership structure, and voting rights of shareholders.

• Investors need to stay informed about corporate actions to make informed decisions about their investmen

Operation of management involves planning, organizing, leading, and controlling resources to achieve organizational goals.

• Planning involves setting goals and determining the best course of action to achieve them.

• Organizing involves arranging resources and tasks to achieve the goals efficiently.

• Leading involves motivating and guiding employees to work towards the goals.

• Controlling involves monitoring progress and making...read more

The problem of today's society is complex and multifaceted.

• Social inequality

• Climate change

• Political polarization

• Mental health issues

• Technological advancements