Svatantra Micro Housing Finance Corporation Limited Credit Officer Interview Questions and Answers

Q1. GRC experience and work experience in the domain?
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Q2. Previous projects and cloud experience?
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Q1. Experience in GRC domain
Ans. 
I have extensive experience in the GRC domain.
• I have worked on implementing GRC frameworks for various clients.

• I have conducted risk assessments and developed risk management plans.

• I have experience in compliance management and regulatory requirements.

• I have worked on developing policies and procedures for information security.

• I have conducted audits and provided recommendations for improvement.

• I have experience in imp...read more
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Q2. Risk management and TPRM Experience, if any
Ans. 
Yes, I have extensive experience in risk management and TPRM.
• I have developed and implemented risk management frameworks for various organizations.

• I have conducted risk assessments and identified potential risks and vulnerabilities.

• I have experience in third-party risk management and have worked with vendors to ensure compliance with security standards.

• I have also developed and implemented incident response plans to mi...read more
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Q3. Cloud audit and risk experience?
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Q1. Why SBI Card and reason for change?
Ans. 
SBI Card is a leading player in the credit card industry with a strong brand reputation and growth potential.
• SBI Card has a proven track record of success and growth in the credit card industry

• The company has a strong brand reputation and is well-respected in the market

• There is significant potential for further growth and expansion in the industry

• I am excited about the opportunity to contribute to the continued success
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Q1. Your job experience
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Q2. Your current sallry
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Q3. Cash sallry 15000
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There will be some question related to aptitude you to clear it for 2nd round

Q1. Hr will connect you for introduction and basic info and payout
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Q1. Final round will be conduct by process manager
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Q1. Relevant job experience
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Q2. How credit cards works
Ans. 
Credit cards allow consumers to borrow money from a bank or financial institution to make purchases.
• Credit cards have a credit limit, which is the maximum amount of money that can be borrowed.

• When a purchase is made using a credit card, the bank or financial institution pays the merchant on behalf of the consumer.

• The consumer then has to pay back the borrowed amount, along with any interest and fees, to the bank or fin...read more
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Q3. Team handling experience
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Q1. About DB schema design
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Q2. Design patterns you have used
Ans. 
I have used design patterns such as Singleton, Factory, and Observer in my projects.
• Singleton pattern ensures a class has only one instance and provides a global point of access to it.

• Factory pattern creates objects without specifying the exact class of object that will be created.

• Observer pattern defines a one-to-many dependency between objects so that when one object changes state, all its dependents are notified and
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Q1. Personal details
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Q2. Experience details
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Q3. Family background
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Q4. Qualification skills
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Q5. Previous salary
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Q6. Previous company
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Q1. What is my experience working?
Ans. 
I have diverse experience in sales, focusing on customer relationships and achieving targets through strategic planning.
• Developed strong relationships with clients, resulting in a 30% increase in repeat business over one year.

• Implemented a new CRM system that improved lead tracking and conversion rates by 25%.

• Conducted market research to identify new opportunities, leading to the successful launch of a new product line...read more
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Q2. How long i have been a trader?
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