Svatantra Micro Housing Finance Corporation Limited Interview Questions and Answers

Q1. Basics details and previous Experience
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Q1. Area Manager, Reporting Manager, Head of department
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How to solve the case If customer are speaking when he is not at home or he is I'll or he is admitted in hospital or he have payment not available or customer not available on his given address

Q1. About housing finance
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Q1. Salary and work profile
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General test consist of reasoning and general knowledge questions

One topic is given to one group and one group consist of 6-7 members

Q1. Credit related questions asked
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Q2. Brief intro about your self
Ans. 
Experienced credit officer with a strong background in financial analysis and risk assessment.
• Over 5 years of experience in credit analysis and underwriting

• Proficient in financial statement analysis and risk management

• Strong attention to detail and ability to make sound credit decisions

• Excellent communication skills and ability to work effectively in a team

• Proven track record of managing credit portfolios and mitigatin
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Q3. What do you understand by need for home
Ans. 
The need for home refers to the basic human requirement for shelter and security.
• Home provides a sense of stability and belonging

• It offers protection from the elements and potential dangers

• A home is a place where individuals can relax and recharge

• Having a home can improve mental and emotional well-being

• Homeownership can also provide financial stability and a sense of accomplishment
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Q1. Previous employment experience
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Q2. Qualification and family background details
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Basic knowledge Home loan and HR onboarding & compliance