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Stci Finance

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3.6

based on 11 Reviews

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Stci Finance Credit Analyst Interview Questions and Answers

Updated 6 Mar 2024

Stci Finance Credit Analyst Interview Experiences

1 interview found

Credit Analyst Interview Questions & Answers

user image Anonymous

posted on 6 Mar 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
No response

I applied via Company Website and was interviewed in Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Dscr ratio, current ratio
    • Add your answer
  • Q2. What if 3 activities in cash flow statemens are showing negative balance
  • Ans. 

    If 3 activities in cash flow statements are showing negative balance, it could indicate potential financial issues.

    • Investigate the reasons behind the negative balances in each activity

    • Analyze the impact of the negative balances on overall cash flow

    • Consider the timing of the negative balances and any potential trends

    • Evaluate the company's liquidity and ability to meet its financial obligations

    • Develop strategies to addre...

    • Answered by AI
    Add your answer

Top trending discussions

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Interview Tips & Stories
2w
amanchoudhari
Verified Icon
·
student at
Pune Institute of Computer Technology, Pune
SAP Labs Interview Experience | On-Campus | SAP Basis Consultant
I participated in SAP Labs' 2025 placement drive at Pune Institute of Computer Technology (PICT) for the SAP Basis Consultant role. The process included three rounds: an aptitude + CS fundamentals test, a group discussion (GD), and a technical + HR interview. In the GD, I confidently initiated the discussion on "Being Famous vs Being Knowledgeable," supporting my points with examples. During the interview, I discussed my resume, internship experience with Node.js, PostgreSQL, and Prisma ORM, and machine learning models like Random Forest Regression. I also explained my problem-solving approach and adaptability to new technologies. I was one of the five students selected, and it was a great learning experience. My advice to future aspirants: Be thorough with your resume, practice aptitude and CS fundamentals, and work on communication skills. #Experiences #interviewexperiences #Experiences-QnA
Got a question about Stci Finance?
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Interview questions from similar companies

Credit Analyst Interview Questions & Answers

CareEdge Ratings user image Anonymous

posted on 10 Apr 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Oct 2023. There were 3 interview rounds.

Round 1 - Aptitude Test 

Finance and accounting concept based aptitude

Round 2 - Technical 

(1 Question)

  • Q1. Questions on core Finance concepts like DCF valuation, Financial Derivatives, Stock Market etc
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Basic hygiene questions like tell me about yourself and what is your career goal
    • Add your answer

Credit Manager Interview Questions & Answers

Hero Housing Finance user image Anonymous

posted on 10 Jun 2024

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(3 Questions)

  • Q1. They just ask about your previous experience!
    • Add your answer
  • Q2. They will check your field related experience
    • Add your answer
  • Q3. They will ask you about did you apply somewhere else for Job or do you have any other company's OL! If you said No and they observe that you don't have any other Apportunity then they will try to hire you ...
    • Add your answer

Credit Manager Interview Questions & Answers

Home First Finance Company India user image Anonymous

posted on 27 Mar 2023

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Approached by Company and was interviewed in Feb 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. 2 technical 3rd HR ROUND
    • Add your answer
  • Q2. What you know about home first
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview will be done twice 3rd round HR round of interview

Credit Manager Interview Questions & Answers

HDFC Credila Financial Services user image Anonymous

posted on 10 Nov 2022

I applied via Naukri.com and was interviewed in Oct 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Technical 

(2 Questions)

  • Q1. When you will left the company
    • Add your answer
  • Q2. About package negotiations
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Worst work environment ,manager is less supportive.

Credit Officer Interview Questions & Answers

Indusind Marketing & Financial Services user image Anonymous

posted on 21 Jan 2023

Interview experience
1
Bad
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Previous work experience
    • Add your answer
  • Q2. Politics between Marketing Officer and CVO is bad
    • Add your answer
  • Q3. Need to change it politics between mo and cvo
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Only buisness is needed no job security and salary.

Credit Analyst Interview Questions & Answers

CareEdge Ratings user image PRIYANSHI AGGARWAL

posted on 19 Nov 2022

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - Aptitude Test 

Finance and English test was given

Round 3 - Aptitude Test 

Psychometric and speed based test was given

Round 4 - One-on-one 

(2 Questions)

  • Q1. 1.What are Liquidity ratios? 2.What all are the Financial statement components? 3.What are the current economic trends ? 4. What comes under current assets ?
  • Ans. 

    Answers to questions related to Credit Analyst position.

    • Liquidity ratios measure a company's ability to meet short-term obligations.

    • Financial statement components include income statement, balance sheet, and cash flow statement.

    • Current economic trends may include inflation, interest rates, and GDP growth.

    • Current assets include cash, accounts receivable, inventory, and prepaid expenses.

    • Answered by AI
    Add your answer
  • Q2. What are the components of Financial statements?
  • Ans. 

    Financial statements have three main components: balance sheet, income statement, and cash flow statement.

    • Balance sheet shows the company's assets, liabilities, and equity at a specific point in time.

    • Income statement shows the company's revenue, expenses, and net income over a period of time.

    • Cash flow statement shows the company's cash inflows and outflows over a period of time.

    • Other components may include footnotes, m...

    • Answered by AI
    Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - You should know finance and economic trends and your resume

Credit Manager Interview Questions & Answers

HDFC Credila Financial Services user image ARINDAM SINGHA

posted on 8 Oct 2021

I applied via Referral and was interviewed in Sep 2021. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. R u ready to handle this position ?
    • View 1 more amswer
  • Q2. About CIBIL & Education loan
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Good experience in HDFC credila

Credit Officer Interview Questions & Answers

Indusind Marketing & Financial Services user image Yugal Bhuyan

posted on 1 Aug 2017

I was interviewed before Aug 2016.

Interview Preparation Tips

Round: Test
Duration: 1 hour
Total Questions: 10

Round: Test
Duration: 1 hour

Credit Analyst Interview Questions & Answers

CareEdge Ratings user image Anonymous

posted on 10 Apr 2024

Interview experience
3
Average
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Oct 2023. There were 3 interview rounds.

Round 1 - Aptitude Test 

Finance and accounting concept based aptitude

Round 2 - Technical 

(1 Question)

  • Q1. Questions on core Finance concepts like DCF valuation, Financial Derivatives, Stock Market etc
    • Add your answer
Round 3 - HR 

(1 Question)

  • Q1. Basic hygiene questions like tell me about yourself and what is your career goal
    • Add your answer
More about working at Stci Finance

Stci Finance Interview FAQs

How many rounds are there in Stci Finance Credit Analyst interview?
Stci Finance interview process usually has 1 rounds. The most common rounds in the Stci Finance interview process are One-on-one Round.
What are the top questions asked in Stci Finance Credit Analyst interview?

Some of the top questions asked at the Stci Finance Credit Analyst interview -

  1. What if 3 activities in cash flow statemens are showing negative bala...read more
  2. Dscr ratio, current ra...read more

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