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I applied via Campus Placement and was interviewed in Oct 2023. There were 3 interview rounds.
Finance and accounting concept based aptitude
Finance and English test was given
Psychometric and speed based test was given
Answers to questions related to Credit Analyst position.
Liquidity ratios measure a company's ability to meet short-term obligations.
Financial statement components include income statement, balance sheet, and cash flow statement.
Current economic trends may include inflation, interest rates, and GDP growth.
Current assets include cash, accounts receivable, inventory, and prepaid expenses.
Financial statements have three main components: balance sheet, income statement, and cash flow statement.
Balance sheet shows the company's assets, liabilities, and equity at a specific point in time.
Income statement shows the company's revenue, expenses, and net income over a period of time.
Cash flow statement shows the company's cash inflows and outflows over a period of time.
Other components may include footnotes, m...
Top trending discussions
I applied via Referral and was interviewed before Aug 2023. There was 1 interview round.
Valuation techniques are methods used to determine the value of a company or asset.
Common valuation techniques include discounted cash flow (DCF), comparable company analysis, and precedent transactions analysis.
DCF involves estimating the future cash flows of a company and discounting them back to present value.
Comparable company analysis involves comparing the financial metrics of a target company to similar publicly...
Credit rating is an evaluation of the creditworthiness of an individual or entity based on their financial history and ability to repay debts.
Credit rating is a measure of the likelihood that a borrower will default on their debt obligations.
It is assigned by credit rating agencies such as Standard & Poor's, Moody's, and Fitch.
Credit ratings range from AAA (highest) to D (default).
Higher credit ratings indicate lower r...
Risk can be determined by analyzing financial statements, credit history, industry trends, and economic conditions.
Analyze financial statements to assess liquidity, profitability, and leverage ratios
Review credit history to evaluate past payment behavior and outstanding debts
Consider industry trends and competitive landscape to understand external risks
Assess economic conditions such as interest rates, inflation, and G
I applied via Referral and was interviewed before Jun 2023. There was 1 interview round.
I applied via Campus Placement and was interviewed before Apr 2023. There was 1 interview round.
I applied via Walk-in and was interviewed before May 2023. There were 2 interview rounds.
Qa, logical reasoning, verbal reasoning, finance basics
I applied via LinkedIn and was interviewed in Feb 2024. There were 3 interview rounds.
1 hour test of general aptitude questions
Skills of Python,R,SQL
I applied via Company Website and was interviewed before Jul 2023. There were 2 interview rounds.
Three financial statements used by companies to assess their financial performance.
Income Statement: Shows a company's revenues, expenses, and profits over a specific period of time.
Balance Sheet: Provides a snapshot of a company's financial position at a specific point in time, showing assets, liabilities, and equity.
Cash Flow Statement: Details the cash inflows and outflows of a company, helping to assess its liquidi
The 5 Cs of credit analysis are character, capacity, capital, collateral, and conditions.
Character refers to the borrower's reputation and credit history.
Capacity assesses the borrower's ability to repay the loan based on income and existing debts.
Capital looks at the borrower's assets and net worth.
Collateral is the property or assets that can be used as security for the loan.
Conditions consider the economic environme
Covenant is a financial agreement between a borrower and a lender that outlines the terms and conditions of a loan.
Covenants are designed to protect the lender by ensuring the borrower meets certain financial ratios or performance metrics.
There are two main types of covenants: affirmative covenants (requirements the borrower must meet) and negative covenants (restrictions on the borrower's actions).
Examples of covenant...
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