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JM Financial

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3.8

based on 526 Reviews

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JM Financial Credit Analyst Interview Questions and Answers

Updated 15 Dec 2023

JM Financial Credit Analyst Interview Experiences

1 interview found

Credit Analyst Interview Questions & Answers

user image Anonymous

posted on 15 Dec 2023

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2023. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Senseless question required aprrsom to handle political party relative
    • Add your answer
  • Q2. What in cv not seen by interviewer n asking
    • Add your answer
  • Q3. Asking to source to a credit guy
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Not a co. To go even for interview just co. n it's empty playing with career of resources n ruined well running careers of growth oriented aspirants n their willing of getting promoted through job switch

Top trending discussions

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Interview Tips & Stories
2w
an operations executive
Job Market Seems to Be Opening Up Again!
I've been getting more interview calls recently, and after months of silence., it’s a relief! Things are looking better out there. Keep building your skills and applying, guys. Patience does pay off! For context: I have about 5 years of experience in the IT field, currently working as a security analyst (contract role) for the past 6 months. I've been applying for analyst roles at junior/mid-level positions open to hybrid and remote setups. Certifications I’ve done so far include CEH, CCNA, AWS Practitioner, and Splunk Essentials. What’s been your experience with job hunting lately? Let’s help each other out!
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Interview questions from similar companies

Branch Credit Manager Interview Questions & Answers

Shriram Housing Finance user image Anonymous

posted on 18 Feb 2024

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Sep 2024. There was 1 interview round.

Round 1 - HR 

(4 Questions)

  • Q1. Policy & product
    • Add your answer
  • Q2. Personal & previous experience
    • Add your answer
  • Q3. Credit Underwriting and Products knowledge
    • Add your answer
  • Q4. NA ALL Details mentioned
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Na

Credit Manager Interview Questions & Answers

Edelweiss user image Anonymous

posted on 18 Apr 2024

Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-

I applied via Company Website

Round 1 - One-on-one 

(5 Questions)

  • Q1. How to location
    • Add your answer
  • Q2. Sir this work from home
    • Add your answer
  • Q3. Payment is hand sir
    • Add your answer
  • Q4. Sir how to my work
    • Add your answer
  • Q5. Sir good company this very nice
    • Add your answer

Area Credit Manager Interview Questions & Answers

Reliance Capital user image Ankur Singh

posted on 16 Feb 2023

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Aug 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
  • Ans. Talk what you know with confidence and incase you dont know something, dont keep on blabbering something off topic. Tell them you dont know that and you are eager to learn these things with them.
    • Answered by Ankur Singh
    Add your answer
  • Q2. What do you offer that others dont ?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the Key.
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.

Credit Manager Interview Questions & Answers

Religare user image Anonymous

posted on 22 Nov 2022

I applied via Recruitment Consulltant and was interviewed before Nov 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Experience in the same field was asked
    • Add your answer
  • Q2. Expectations on CTC and work profile was also discussed.
    • Add your answer
  • Q3. Technical question related to financial analysis basis one case sturdy was asked.
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be very sound on the technical part of the profile for which you are trying to get.

Credit Manager Interview Questions & Answers

Shriram Housing Finance user image Anonymous

posted on 9 Nov 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Nov 2023. There were 3 interview rounds.

Round 1 - Aptitude Test 

Basic written test of mortgage finance

Round 2 - Mock interview with Deptt Head 

(2 Questions)

  • Q1. What are the number of logins and PD done by you in your previous company?
    • Add your answer
  • Q2. What is delinquency ratio at your branch/location and what are the methods to control high delinquency to strengthen portfolio ?
  • Ans. 

    Delinquency ratio at our branch is 5%. Methods to control high delinquency include regular monitoring, early intervention, and offering flexible payment options.

    • Regularly monitor customer accounts for any signs of delinquency

    • Implement early intervention strategies such as contacting customers as soon as a payment is missed to understand the reason and offer solutions

    • Offer flexible payment options to customers facing fi...

    • Answered by AI
    Add your answer
Round 3 - HR 

(2 Questions)

  • Q1. What is your last ctc?
    • Add your answer
  • Q2. How much is your expectation?
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for basic Finance knowledge and specially Credit functions should be more clear

Credit Manager Interview Questions & Answers

Edelweiss user image Anonymous

posted on 18 May 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Regarding the process of the role
    • Add your answer
Round 2 - One-on-one 

(1 Question)

  • Q1. Questions regarding Credit
    • Add your answer

Credit Manager Interview Questions & Answers

Edelweiss user image Anonymous

posted on 4 Jan 2025

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
-

I applied via Naukri.com and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Experience you have
    • Add your answer
  • Q2. Package
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Can join if you don't care about appraisal

Credit Manager Interview Questions & Answers

Edelweiss user image Anonymous

posted on 21 Jan 2023

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. Financials statement amalysis
    • Add your answer
  • Q2. Previous experience ....................................
    • Add your answer
  • Q3. All all all all all
    • Add your answer
  • Q4. Ok ok ok ok ok
    • Add your answer
  • Q5. Not not not not not
    • Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - best company good hr policy good manager best package 5 day week

Credit Manager Interview Questions & Answers

Edelweiss user image Anonymous

posted on 27 Sep 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Policy ,FOIR ,LTV CAM
    • Add your answer
  • Q2. Underwriting legal and technical
    • Add your answer
  • Q3. Pd,tele pd case appraisal
    • Add your answer
More about working at JM Financial

JM Financial Interview FAQs

How many rounds are there in JM Financial Credit Analyst interview?
JM Financial interview process usually has 2 rounds. The most common rounds in the JM Financial interview process are Resume Shortlist and One-on-one Round.
What are the top questions asked in JM Financial Credit Analyst interview?

Some of the top questions asked at the JM Financial Credit Analyst interview -

  1. senseless question required aprrsom to handle political party relat...read more
  2. Asking to source to a credit ...read more

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JM Financial Credit Analyst Salary
based on 5 salaries
₹10.2 L/yr - ₹22 L/yr
50% more than the average Credit Analyst Salary in India
View more details

JM Financial Credit Analyst Reviews and Ratings

based on 1 review

5.0/5

Rating in categories

5.0

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5.0

Work-life balance

5.0

Salary

5.0

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5.0

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5.0

Promotions

5.0

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