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JM Financial Credit Analyst Interview Questions and Answers

Updated 15 Dec 2023

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Credit Analyst Interview Questions

user image Anonymous

posted on 15 Dec 2023

Interview experience
1
 Bad
Difficulty level
 Moderate
Duration
 More than 8 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Jun 2023.

1 Interview Round

1

One-on-one Round (3 Questions)

  • Q1. Senseless question required aprrsom to handle political party relative
  • Q2. What in cv not seen by interviewer n asking
  • Q3. Asking to source to a credit guy

Interview Preparation Tips

Interview preparation tips for other job seekers - Not a co. To go even for interview just co. n it's empty playing with career of resources n ruined well running careers of growth oriented aspirants n their willing of getting promoted through job switch

Interview questions from similar companies

Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Sep 2024.

1 Interview Round

1

HR Round (4 Questions)

  • Q1. Policy & product
  • Q2. Personal & previous experience
  • Q3. Credit Underwriting and Products knowledge
  • Q4. NA ALL Details mentioned

Interview Preparation Tips

Interview preparation tips for other job seekers - Na
Interview experience
1
 Bad
Difficulty level
 -
Duration
 -
Result
 -

I applied via Company Website

1 Interview Round

1

One-on-one Round (5 Questions)

  • Q1. How to location
  • Q2. Sir this work from home
  • Q3. Payment is hand sir
  • Q4. Sir how to my work
  • Q5. Sir good company this very nice
Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Aug 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Knowledge about the sector you are working in and what were the responsibilities handled by you in your previous organisation?
  • Q2. What do you offer that others dont ?

Interview Preparation Tips

Interview preparation tips for other job seekers - Confidence is the Key.
Always try to find what employer is looking for and reply accordingly.
Always give examples if someone asks you a question and you are not able to answer it appropriately. Try to Explain them with the examples. Always works for me.

I applied via Approached by Company and was interviewed in Sep 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Bank vs NBFC differences
  • Q2. How to assess cashflow n liquidity
3

One-on-one Round (1 Question)

  • Q1. Basic knowledge of background check of company n various loan products offered by nbfcs

Interview Preparation Tips

Interview preparation tips for other job seekers - Good career starting job for freshers.
Be in formal attire and read about recent nbfc frauds n fintech related rbi guidelines.

Credit Manager Interview Questions

Religare user image Anonymous

posted on 22 Nov 2022

I applied via Recruitment Consulltant and was interviewed before Nov 2021.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. Experience in the same field was asked
  • Q2. Expectations on CTC and work profile was also discussed.
  • Q3. Technical question related to financial analysis basis one case sturdy was asked.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be very sound on the technical part of the profile for which you are trying to get.
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Nov 2023.

3 Interview Rounds

1

Aptitude Test Round

Basic written test of mortgage finance

2

Mock interview with Deptt Head Round (2 Questions)

  • Q1. What are the number of logins and PD done by you in your previous company?
  • Q2. What is delinquency ratio at your branch/location and what are the methods to control high delinquency to strengthen portfolio ?
3

HR Round (2 Questions)

  • Q1. What is your last ctc?
  • Q2. How much is your expectation?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for basic Finance knowledge and specially Credit functions should be more clear
Interview experience
5
 Excellent
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

One-on-one Round (1 Question)

  • Q1. Regarding the process of the role
2

One-on-one Round (1 Question)

  • Q1. Questions regarding Credit

Interview Questions

  • Q1. They just want low cost employee that's it. Add Answer
  • Q2. No questions asked. They will simply ask kab join karoge?? View Answers (1)
  • Q3. Chutti wutti nahi milegi. Kaam karna padega 9 baje tak . Add Answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Clearly reflects lack of professionalism and corporate culture.
Purely DESI
Interview experience
4
 Good
Difficulty level
 -
Duration
 -
Result
 -

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

One-on-one Round (5 Questions)

  • Q1. Financials statement amalysis
  • Q2. Previous experience ....................................
  • Q3. All all all all all
  • Q4. Ok ok ok ok ok
  • Q5. Not not not not not

Interview Preparation Tips

Interview preparation tips for other job seekers - best company good hr policy good manager best package 5 day week

JM Financial Interview FAQs

How many rounds are there in JM Financial Credit Analyst interview?
JM Financial interview process usually has 2 rounds. The most common rounds in the JM Financial interview process are Resume Shortlist and One-on-one Round.
What are the top questions asked in JM Financial Credit Analyst interview?

Some of the top questions asked at the JM Financial Credit Analyst interview -

  1. senseless question required aprrsom to handle political party relat...read more
  2. Asking to source to a credit ...read more

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JM Financial Credit Analyst Salary
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₹10.2 L/yr - ₹22 L/yr
53% more than the average Credit Analyst Salary in India
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