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Spa Group of Company Accounts Executive and Cashier Interview Questions and Answers
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Accounts Executive and Cashier Interview Questions & Answers
HDFC Bank
Anonymous
posted on 29 May 2023
Selected
I applied via Naukri.com and was interviewed in Apr 2023. There were 3 interview rounds.
(12 Questions)
- Q1. Brief me about yourself
- Ans.
I am a detail-oriented and organized individual with experience in accounting and cash handling.
I have a degree in accounting and have worked as an accounts executive for 3 years.
I am proficient in using accounting software such as QuickBooks and Excel.
I have experience in handling cash transactions and reconciling cash registers.
I am a team player and have excellent communication skills.
I am always willing to learn an
- Q2. Why do you want to join the banking sector.
- Ans.
I am passionate about finance and banking, and I believe that the banking sector offers a challenging and rewarding career.
I have a strong interest in finance and banking
I am excited about the opportunity to work in a dynamic and fast-paced environment
I believe that the banking sector offers a challenging and rewarding career
I am eager to learn and grow in my career
I am confident that my skills and experience make me a
- Q3. What are the types of accounts in a bank.
- Ans.
Types of accounts in a bank include savings, current, fixed deposit, recurring deposit, and NRI accounts.
Savings account: for individuals to save money and earn interest
Current account: for businesses to carry out transactions
Fixed deposit account: for individuals to deposit a lump sum for a fixed period of time and earn higher interest
Recurring deposit account: for individuals to deposit a fixed amount of money every ...
- Q4. What are the necessary documents a person requires to open an account in a bank?
- Ans.
To open a bank account, a person requires necessary documents such as ID proof, address proof, and passport size photographs.
ID proof such as Aadhaar card, PAN card, Voter ID card, or Passport
Address proof such as Aadhaar card, Voter ID card, Passport, or utility bills
Passport size photographs
In case of a joint account, the documents of all the account holders are required
- Q5. What are the 3 types of commercial bank?
- Ans.
The 3 types of commercial banks are retail or consumer banks, corporate or business banks, and investment banks.
Retail or consumer banks cater to individual customers and provide services like savings accounts, loans, and credit cards.
Corporate or business banks serve the financial needs of businesses and corporations, offering services like commercial loans, cash management, and trade finance.
Investment banks speciali...
- Q6. What is loan grading?
- Ans.
Loan grading is a process of evaluating the creditworthiness of a borrower and assigning a risk rating to the loan.
Loan grading helps lenders to assess the risk associated with a loan and make informed decisions.
It involves analyzing various factors such as the borrower's credit history, financial statements, collateral, and industry trends.
The grading system typically ranges from A to D, with A being the lowest risk a...
- Q7. What is the line of credit?
- Ans.
Line of credit is a flexible borrowing arrangement between a borrower and a lender.
It is a pre-approved loan amount that can be borrowed as needed.
Interest is only charged on the amount borrowed, not the entire credit limit.
It is often used by businesses to manage cash flow or for short-term financing.
Examples include credit cards, home equity lines of credit, and business lines of credit.
- Q8. How bank's earn a profit?
- Ans.
Banks earn profit through various means such as interest on loans, fees, and investments.
Interest on loans and credit cards
Fees for services such as ATM usage, overdrafts, and wire transfers
Investments in stocks, bonds, and other financial instruments
Charging higher interest rates on loans than they pay on deposits
Foreign exchange transactions
Mortgage banking
Credit card interchange fees
Merchant services
Wealth managemen
- Q9. What is the card based payment?
- Ans.
Card based payment is a method of making transactions using debit or credit cards.
Card based payment involves the use of debit or credit cards to make transactions.
The card is swiped or inserted into a card reader and the payment is processed.
Card based payments are widely used in retail stores, online shopping, and for bill payments.
Examples of card based payment systems include Visa, Mastercard, and American Express.
- Q10. What are the different types of fixed deposit?
- Ans.
There are mainly two types of fixed deposit - cumulative and non-cumulative.
Cumulative fixed deposit - interest is compounded annually and paid at maturity
Non-cumulative fixed deposit - interest is paid at regular intervals (monthly, quarterly, half-yearly, or annually)
Tax-saving fixed deposit - offers tax benefits under Section 80C of the Income Tax Act
Senior citizen fixed deposit - offers higher interest rates to sen...
- Q11. What is a home equity loan?
- Ans.
A home equity loan is a type of loan where a borrower uses the equity in their home as collateral.
Home equity loans allow homeowners to borrow money using the equity in their home as collateral.
The loan amount is typically based on the difference between the home's current market value and the outstanding mortgage balance.
Interest rates on home equity loans are usually lower than other types of loans because they are s...
- Q12. What is the interbank deposit?
- Ans.
Interbank deposit is a transaction where one bank deposits funds into another bank's account.
Interbank deposit is a common practice among banks to manage their liquidity.
It helps banks to earn interest on their excess funds.
Banks can also borrow from other banks through interbank deposits.
Interbank deposits are usually short-term and can be withdrawn on demand.
For example, Bank A deposits $10 million into Bank B's acco...
(1 Question)
- Q1. What are the non performing assets of the company?
- Ans.
Non performing assets are those assets which are not generating income or are not able to recover their cost.
Non performing assets are also known as bad assets or non performing loans.
These assets can include loans, investments, or properties.
Examples of non performing assets include defaulted loans, foreclosed properties, and non performing stocks.
Non performing assets can have a negative impact on a company's financi...
Interview Preparation Tips
Dedicate time to the search.
Don't limit your search to online resources
Make networking part of your everyday life .
Keep yourself busy.
Selected
I applied via Company Website and was interviewed in Sep 2024. There were 2 interview rounds.
(2 Questions)
- Q1. Communication skills. Learning can always be made enjoyable and interesting. 4-letter words can be taught to kids in a fun and playful way as well. They can be involved in various activities which will enh...
- Q2. Every day, we come across a lot of words. Check out the below list of words and try to identify how many of them you already know. Also, learn the meanings of the words that are new to you and add them to ...
- Ans.
Learning new words is crucial for kids to improve their communication, vocabulary, and language skills. It helps in developing language fluency, reading comprehension, and confidence.
Developing a strong vocabulary enhances communication skills and the ability to express thoughts effectively.
Improving vocabulary aids in better reading comprehension of academic and non-academic texts.
Learning new words boosts confidence ...
A careful study of some social unit (as a corporation or division within a corporation) that attempts to determine what factors led to its success or failure
Interview Preparation Tips
I applied via AmbitionBox and was interviewed in Sep 2024. There was 1 interview round.
Purpose
Aptitude tests assess a person's ability to perform tasks and react to situations at work. They are used to predict how well a person will perform in a role, even if they don't have prior training or knowledge in that area.
Types
Aptitude tests can include multiple-choice questions, diagrammatic reasoning, and other formats.
Use
Hiring managers use aptitude tests to assess a candidate's suitability for a job role. Schools use aptitude tests to determine if students are inclined toward advanced placement classes or specific areas of study.
Preparation
You can take free online tests to get an idea of what to expect on an aptitude test.
Passing score
Recruiters can set a passing percentile to ensure that only the highest-performing candidates are selected.
History
Sir Francis Galton developed the first aptitude tests in the late 19th century to measure intelligence.
Interview Preparation Tips
- Your career goals
- What are your weaknesses?
Accounts Assistant & Cashier Interview Questions & Answers
Amazon
Preethi Maddy
posted on 22 Jul 2024
(5 Questions)
- Q1. Tell me about yourself
- Ans. My name is Preeethi , I have resided in banglore, choodsandhra circle, my hobbies are dancing and makeup , my short term goal has to work in a reputation company like yours, my long term goal had to achieve a higher position In the same company, I had completed my b. Com in BTL first grade college , thank you for give me this wonderful opportunity to introduce about myself.
- Q2. What's ur biggest dream
- Q3. Why, you need this job
- Q4. What's ur contribution on it.
- Q5. What is your motive in this job
(2 Questions)
- Q1. Not sure about it was a bit late to office tomorrow 😕
- Q2. General knowledge of the same time as well soon and you are not coming today.
Red tape to be given in the best thing about you too my gys.
Interview Preparation Tips
Selected
Good communication skills
New things and improve the communication
(5 Questions)
- Q1. Who are improving the quality
- Ans.
The quality is improved by the entire team through continuous training and feedback.
Quality improvement is a team effort
Regular training sessions help in enhancing skills
Feedback from customers and supervisors is crucial for identifying areas of improvement
- Q2. Yes good importance
- Q3. What are the your expectations in interview round
- Q4. What are the you good Habit
- Q5. Whate are the case study
I applied via Company Website
(2 Questions)
- Q1. What about company and in a company what job propose
- Q2. Company process
Discuss about company
(1 Question)
- Q1. Self introduction
Selected
I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.
Accounting, r2r,p2p,account receivable ,payable,brs
(1 Question)
- Q1. What is accrued income
- Ans.
Accrued income refers to the revenue that has been earned but not yet received.
Accrued income is recorded as a current asset on the balance sheet.
It represents the amount of revenue that has been recognized but not yet received.
Common examples of accrued income include interest income, rent income, and commission income.
Accrued income is typically recorded through an adjusting entry at the end of an accounting period.
I...
Selected
I applied via Whatsapp group and was interviewed in Jun 2023. There were 2 interview rounds.
(5 Questions)
- Q1. For asking about this job and why i choose this job
- Q2. Because it's education platform and I Love To Teach
- Q3. Do you know about this Job
- Q4. Have You Marketing experience
- Q5. How was your last salary
Interview Preparation Tips
I applied via Walk-in and was interviewed in Jan 2022. There were 4 interview rounds.
(7 Questions)
- Q1. Why are you looking for a change?
- Q2. Why should we hire you?
- Q3. What is your family background?
- Q4. What are your salary expectations?
- Q5. What are your strengths and weaknesses?
- Q6. Tell me about yourself.
- Q7. Ask about myself and about accounts, company
(8 Questions)
- Q1. What are your salary expectations?
- Q2. What is your family background?
- Q3. Why should we hire you?
- Q4. Why are you looking for a change?
- Q5. What are your strengths and weaknesses?
- Q6. Tell me about yourself.
- Q7. I would like to join this company because my good carrier i should improve myself soo ask me about myself
- Q8. I ll do hard and get a good name for ur company side soo ask about myself
Any topic like grammar and mathematic
Interview Preparation Tips
- General Accounting
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