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I applied via Walk-in and was interviewed in Feb 2024. There was 1 interview round.
Income can be calculated by adding up all sources of revenue and subtracting any expenses.
Calculate total revenue from all sources (e.g. salary, investments, rental income)
Subtract any expenses (e.g. rent, utilities, groceries)
The result is the calculated income
I applied via Naukri.com and was interviewed in Jun 2023. There were 3 interview rounds.
Supporting to Group members based on topic and conversation and need to put important points about topic
A mortgage is a loan used to purchase real estate, with the property serving as collateral for the loan.
Mortgages are typically long-term loans, often lasting 15 to 30 years.
The borrower makes monthly payments to the lender, which include both principal and interest.
If the borrower fails to make payments, the lender can foreclose on the property.
Interest rates on mortgages can be fixed or adjustable.
Common types of mor...
DTI is calculated by dividing total monthly debt payments by gross monthly income.
Add up all monthly debt payments including mortgage, car loans, credit card payments, etc.
Divide the total monthly debt payments by gross monthly income.
Multiply the result by 100 to get the DTI percentage.
For example, if total monthly debt payments are $2000 and gross monthly income is $6000, DTI would be (2000/6000)*100 = 33.33%.
SitusAMC interview questions for popular designations
I was interviewed in Sep 2023.
Underwriting Questions
Get interview-ready with Top SitusAMC Interview Questions
Calculations and general knowledge
Excel knowledge check
General SQL questions around joins and other trouble shooting
OOPs is a programming paradigm based on the concept of objects, which can contain data and code.
Encapsulation - bundling of data and methods that manipulate the data
Inheritance - ability of a class to inherit properties and methods from a parent class
Polymorphism - ability of objects to take on many forms
Abstraction - hiding of complex implementation details from the user
Example: A car object can have properties like c...
Design patterns are reusable solutions to common software design problems. Singleton and Factory are two popular design patterns.
Singleton pattern ensures that only one instance of a class is created and provides a global point of access to it.
Factory pattern provides an interface for creating objects in a superclass, but allows subclasses to alter the type of objects that will be created.
Design patterns help in creati...
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