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A mortgage is a loan used to purchase real estate, with the property serving as collateral for the loan.
Mortgages are typically long-term loans, often lasting 15 to 30 years.
The borrower makes monthly payments to the lender, which include both principal and interest.
If the borrower fails to make payments, the lender can foreclose on the property.
Interest rates on mortgages can be fixed or adjustable.
Common types of mor...
DTI is calculated by dividing total monthly debt payments by gross monthly income.
Add up all monthly debt payments including mortgage, car loans, credit card payments, etc.
Divide the total monthly debt payments by gross monthly income.
Multiply the result by 100 to get the DTI percentage.
For example, if total monthly debt payments are $2000 and gross monthly income is $6000, DTI would be (2000/6000)*100 = 33.33%.
I applied via Company Website and was interviewed before Aug 2022. There were 4 interview rounds.
Aptitude to be completed within 2days
I applied via Referral and was interviewed before Oct 2022. There were 4 interview rounds.
Logical reasoning, grammar, Mortgage Underwriting
Income calculation for self-employed individuals involves analyzing tax returns, profit and loss statements, and other financial documents.
Review tax returns to determine net income
Analyze profit and loss statements to assess business income
Consider additional sources of income such as rental properties or investments
Calculate average monthly income over a specified period
Verify consistency of income over time
SitusAMC interview questions for designations
I applied via Referral and was interviewed in Sep 2021. There were 4 interview rounds.
The question is asking for a reply within a specific timeline.
Ensure to provide a clear and concise answer
Highlight the importance of meeting deadlines in the mortgage underwriting process
Give an example of how you have successfully replied within a timeline in a previous role
I applied via Referral and was interviewed in Jul 2021. There was 1 interview round.
posted on 25 Jan 2025
I appeared for an interview before Oct 2023.
Involved a guestimate round
Requirements can be gathered through interviews, surveys, observations, and workshops.
Conduct interviews with stakeholders to understand their needs and expectations.
Distribute surveys to gather feedback and preferences from a larger group of users.
Observe users in their natural environment to identify pain points and opportunities for improvement.
Facilitate workshops with cross-functional teams to brainstorm and prior...
Stakeholder management involves identifying, communicating with, and meeting the needs of individuals or groups affected by a project or decision.
Identify key stakeholders and their interests
Communicate regularly and effectively with stakeholders
Involve stakeholders in decision-making processes
Address concerns and conflicts promptly
Ensure stakeholders are informed of project progress and outcomes
I am a business analyst with experience in data analysis and project management.
I have a degree in business administration
I have worked with various industries including healthcare and finance
I am skilled in data visualization and reporting
I have experience in leading cross-functional teams
I am proficient in SQL and Excel
My area of interest is data analysis and visualization.
I enjoy working with large datasets and finding insights through data analysis.
I have experience using tools such as Excel, Tableau, and Python for data analysis and visualization.
I am interested in exploring new data sources and learning new techniques for data analysis.
For example, I recently worked on a project analyzing customer behavior data for a retail compa...
Yes, I have experience in data analysis and visualization through Excel and Tableau.
I have worked on multiple projects where I had to analyze and visualize data using Excel and Tableau.
I have created dashboards and reports to present data insights to stakeholders.
I have also used statistical analysis to identify trends and patterns in data.
I am currently learning Python and SQL to further enhance my data analysis skill
I am interested in the stability and growth opportunities offered by an established company.
I value the stability and resources of an established company
I am interested in the opportunity to work with a diverse range of clients and industries
I believe my skills and experience are better suited to a larger organization
I am open to exploring start-up opportunities in the future
Yes, I am planning to pursue a Master's degree in Business Administration.
I have researched various MBA programs and have shortlisted a few that align with my career goals.
I plan to take the GMAT exam and apply to these programs in the next year.
I believe that a higher education degree will equip me with advanced skills and knowledge to excel in my role as a Business Analyst.
The size of racks of rice in a store can vary depending on the store's location, size, and target market.
The size of the store can determine the size of the racks
The target market can determine the quantity of rice sold and therefore the size of the racks
The location of the store can determine the size of the racks based on the available space
The type of rice sold can also determine the size of the racks
Observation of ...
based on 6 interviews
1 Interview rounds
based on 46 reviews
Rating in categories
Senior Analyst
823
salaries
| ₹2.8 L/yr - ₹9.6 L/yr |
Underwriter
376
salaries
| ₹4.3 L/yr - ₹10.6 L/yr |
Senior Process Associate
239
salaries
| ₹2 L/yr - ₹7.5 L/yr |
Process Associate
238
salaries
| ₹1 L/yr - ₹5.6 L/yr |
Junior Underwriter
222
salaries
| ₹4 L/yr - ₹9 L/yr |
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