Shriram Finance Senior Sales Officer Interview Questions and Answers for Freshers

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Q1. What is working in Manappuram Housing Loan ?
Ans. 
Working in Manappuram Housing Loan involves providing financial solutions to customers for purchasing or constructing homes.
• Assessing customer's financial eligibility for housing loans

• Explaining loan terms and conditions to customers

• Processing loan applications efficiently

• Ensuring timely disbursement of funds

• Maintaining good relationships with customers for repeat business
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Q2. What is Loan Process is Housing Loan.
Ans. 
Housing loan process involves application, verification, approval, disbursement, and repayment.
• Application: Submitting required documents and details to the lender.

• Verification: Lender assesses the applicant's eligibility and creditworthiness.

• Approval: Loan is approved based on verification results.

• Disbursement: Loan amount is released to the borrower.

• Repayment: Borrower repays the loan amount in installments with inte
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Q3. I Don't Khow in Housing Loan salary ?
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Q4. Housing Loan Hostel Facility Available Or Not
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Q5. How Many Types Of Incentive in Housing Loan
Ans. 
There are various types of incentives in housing loans, such as cashback, reduced interest rates, and waived processing fees.
• Cashback incentives where a certain percentage of the loan amount is given back to the borrower.

• Reduced interest rates as an incentive for timely payments or meeting certain criteria.

• Waived processing fees to attract borrowers and make the loan more affordable.

• Discounts on insurance premiums for ...read more
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