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Regional Rural Bank Interview Questions, Process, and Tips

Updated 1 Aug 2022

Top Regional Rural Bank Interview Questions and Answers

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Regional Rural Bank Interview Experiences

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2 interviews found

I appeared for an interview in Nov 2020.

Interview Questionnaire 

10 Questions

  • Q1. Explain your experience & education detail in introduction
  • Q2. Financial ratio like DSCR, CR?
  • Q3. Difference in SLR or CRR?
  • Ans. 

    SLR and CRR are two monetary policy tools used by the central bank to regulate the economy.

    • SLR stands for Statutory Liquidity Ratio and CRR stands for Cash Reserve Ratio.

    • SLR is the percentage of deposits that banks are required to maintain in the form of liquid assets such as cash, gold, or government securities.

    • CRR is the percentage of deposits that banks are required to keep with the central bank in the form of reser...

  • Answered by AI
  • Q4. What is monetary policy and change in RRB?
  • Ans. 

    Monetary policy refers to the actions taken by a central bank to manage the supply and demand of money and credit in an economy. RRB refers to Regional Rural Banks.

    • Monetary policy involves setting interest rates, controlling inflation, and managing the money supply.

    • RRBs are banks that operate in rural areas and are owned by the government, commercial banks, and local bodies.

    • Changes in RRBs can impact the availability o...

  • Answered by AI
  • Q5. Ind as applicability on banks? And lease under ind as?
  • Ans. 

    Banks are required to follow Ind AS. Lease accounting under Ind AS is based on the concept of 'right to use'.

    • Banks are considered as 'public interest entities' and are required to follow Ind AS from April 1, 2018.

    • Lease accounting under Ind AS is based on the concept of 'right to use' rather than 'ownership'.

    • Under Ind AS 116, lessees are required to recognize all leases on their balance sheet as a right-of-use asset and...

  • Answered by AI
  • Q6. Stressed assest in project financing?
  • Ans. 

    Stressed assets refer to assets that are under financial distress and are at risk of defaulting on their loans.

    • Stressed assets are common in project financing where the project is not generating enough revenue to meet its debt obligations.

    • These assets are usually sold at a discount to recover some of the outstanding debt.

    • Stressed assets can be a result of various factors such as economic downturns, poor project managem...

  • Answered by AI
  • Q7. Economy package relates to banking?
  • Q8. How corona affected indian economy?
  • Ans. 

    The COVID-19 pandemic has severely impacted the Indian economy.

    • The lockdowns and restrictions led to a significant decline in economic activity.

    • Industries such as tourism, hospitality, and aviation were hit the hardest.

    • The unemployment rate increased, and many small businesses shut down.

    • The government implemented various measures such as stimulus packages and loan moratoriums to support the economy.

    • The GDP contracted b...

  • Answered by AI
  • Q9. Which sector affected mostly or which improve?
  • Ans. 

    The COVID-19 pandemic affected most sectors, but technology and e-commerce saw significant improvements.

    • The pandemic caused a global economic downturn, affecting most sectors.

    • Industries such as travel, hospitality, and retail were hit the hardest.

    • However, technology and e-commerce saw significant improvements as people shifted to online platforms for work, shopping, and entertainment.

    • Companies like Amazon, Zoom, and Ne...

  • Answered by AI
  • Q10. Loan to sme under economy package?
  • Ans. 

    Loan to SMEs under economy package is a government initiative to support small businesses during economic downturns.

    • The loan is provided at a lower interest rate than the market rate.

    • The loan amount is usually smaller than regular business loans.

    • The eligibility criteria for SMEs to avail the loan is relaxed.

    • The loan is aimed at helping SMEs sustain their business during tough economic times.

    • The loan is a part of the go...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please keep in touch with current issue and your subjective knowledge, prepare general banking term or general question like how will you adjust in rural area.

Top Regional Rural Bank Chartered Accountant Interview Questions and Answers

Q1. What is monetary policy and change in RRB?
View answer (1)

Chartered Accountant Interview Questions asked at other Companies

Q1. What is meat by trading and profit and and loss account
View answer (4)

Calpion Software Technologies

Be part of a company where work compliments life, not consumes it.

I applied via Government exam and was interviewed before Aug 2021. There was 1 interview round.

Interview Preparation Tips

Topics to prepare for Regional Rural Bank Branch Manager interview:
  • Brush up your basic knowledge
Interview preparation tips for other job seekers - Interview is all about to test ur personality not your knowledge. Because u r already proved it in ur written exam. Listen the question and answer it properly. If you don't know the answer then simply say it. Don't exaggerate anything about ur personal details. Observe, listen and respond. Dress up well. Be confident. You are already in halfway.

Branch Manager Interview Questions asked at other Companies

Q1. Role of Branch Manager?How to manage team?Cross sell?
View answer (34)

Interview questions from similar companies

I applied via Company Website and was interviewed before Feb 2021. There were 2 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - Just be yourself and give honest answers

I applied via Company Website and was interviewed before Oct 2021. There were 2 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - Make sure you are aware of the basics of OOP and the programming language of your preference.
You should be aware of the security threats. The computer science subjects should also be thoroughly understood.
And, the last, excellent communication skills with quick explanation to complete most of your questions in defined interview period.

Skills evaluated in this interview

I applied via Campus Placement and was interviewed before Nov 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. I asked about kyc details and loan procedure.

Interview Preparation Tips

Interview preparation tips for other job seekers - You have to read banking theories and practices

I applied via Company Website and was interviewed before Aug 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Banking affairs

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident, answer the knowledge you have acquired throughout.

I applied via Company Website and was interviewed in Oct 2019. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Questions asked around 30 from asp.net, MVC, web api , c#, SQL etc
  • Q2. Some non tech questions also.

Interview Preparation Tips

Interview preparation tips for other job seekers - After selecting in state bank of india, I want to share my interview experience:

There were 5 persons in interview panel and they all asked questions both technical as well as non technical.
First they started from non technical questions. Like Why Madhubani painting is famous ? What is going on delhi university at that time contract teachers were on strike. Etc.
They asked about 30 questions from technical from asp.net, aap.net MVC, c#, SQL injection, XSS, CSRF, View vs Table, Function Vs SP, web services vs web api services, banking domain etc.
Overall it was a great experience. I answered almost 80 percentage questions. When interview result declared after 20 days, My name was there and I finally selected one of the big public sector bank. That is SBI. I would like to say Thank You Naukari.com.
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed before Jan 2024. There were 2 interview rounds.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be updated with General Knowledge, aware about the RBI updated and put on a smile

I applied via Naukri.com and was interviewed in Aug 2021. There were 4 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. What is you work styl
  • Ans. 

    My work style is focused, organized, and customer-centric.

    • I prioritize tasks based on their importance and urgency.

    • I maintain a well-organized schedule and to-do list to stay on top of my responsibilities.

    • I am proactive in identifying and addressing customer needs.

    • I strive to build strong relationships with clients by providing excellent service and personalized solutions.

    • I am adaptable and able to quickly adjust my ap...

  • Answered by AI
  • Q2. What I your last compny experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Very good it's. Is osham experience
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Regional Rural Bank Interview FAQs

How many rounds are there in Regional Rural Bank interview?
Regional Rural Bank interview process usually has 1 rounds. The most common rounds in the Regional Rural Bank interview process are One-on-one Round.
What are the top questions asked in Regional Rural Bank interview?

Some of the top questions asked at the Regional Rural Bank interview -

  1. What is monetary policy and change in RR...read more
  2. Which sector affected mostly or which improv...read more
  3. Ind as applicability on banks? And lease under ind a...read more

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Regional Rural Bank Reviews and Ratings

based on 12 reviews

4.7/5

Rating in categories

3.7

Skill development

4.4

Work-life balance

4.2

Salary

4.9

Job security

3.7

Company culture

3.6

Promotions

4.1

Work satisfaction

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