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I appeared for an interview in Nov 2020.
SLR and CRR are two monetary policy tools used by the central bank to regulate the economy.
SLR stands for Statutory Liquidity Ratio and CRR stands for Cash Reserve Ratio.
SLR is the percentage of deposits that banks are required to maintain in the form of liquid assets such as cash, gold, or government securities.
CRR is the percentage of deposits that banks are required to keep with the central bank in the form of reser...
Monetary policy refers to the actions taken by a central bank to manage the supply and demand of money and credit in an economy. RRB refers to Regional Rural Banks.
Monetary policy involves setting interest rates, controlling inflation, and managing the money supply.
RRBs are banks that operate in rural areas and are owned by the government, commercial banks, and local bodies.
Changes in RRBs can impact the availability o...
Banks are required to follow Ind AS. Lease accounting under Ind AS is based on the concept of 'right to use'.
Banks are considered as 'public interest entities' and are required to follow Ind AS from April 1, 2018.
Lease accounting under Ind AS is based on the concept of 'right to use' rather than 'ownership'.
Under Ind AS 116, lessees are required to recognize all leases on their balance sheet as a right-of-use asset and...
Stressed assets refer to assets that are under financial distress and are at risk of defaulting on their loans.
Stressed assets are common in project financing where the project is not generating enough revenue to meet its debt obligations.
These assets are usually sold at a discount to recover some of the outstanding debt.
Stressed assets can be a result of various factors such as economic downturns, poor project managem...
The COVID-19 pandemic has severely impacted the Indian economy.
The lockdowns and restrictions led to a significant decline in economic activity.
Industries such as tourism, hospitality, and aviation were hit the hardest.
The unemployment rate increased, and many small businesses shut down.
The government implemented various measures such as stimulus packages and loan moratoriums to support the economy.
The GDP contracted b...
The COVID-19 pandemic affected most sectors, but technology and e-commerce saw significant improvements.
The pandemic caused a global economic downturn, affecting most sectors.
Industries such as travel, hospitality, and retail were hit the hardest.
However, technology and e-commerce saw significant improvements as people shifted to online platforms for work, shopping, and entertainment.
Companies like Amazon, Zoom, and Ne...
Loan to SMEs under economy package is a government initiative to support small businesses during economic downturns.
The loan is provided at a lower interest rate than the market rate.
The loan amount is usually smaller than regular business loans.
The eligibility criteria for SMEs to avail the loan is relaxed.
The loan is aimed at helping SMEs sustain their business during tough economic times.
The loan is a part of the go...
I applied via Government exam and was interviewed before Aug 2021. There was 1 interview round.
posted on 19 Apr 2020
I applied via Company Website and was interviewed in Oct 2019. There were 4 interview rounds.
I applied via Company Website and was interviewed before Aug 2020. There were 3 interview rounds.
I applied via Company Website and was interviewed before Feb 2021. There were 2 interview rounds.
I applied via Company Website and was interviewed before May 2021. There were 2 interview rounds.
I applied via Sarkari. Result. Com and was interviewed before Aug 2021. There were 2 interview rounds.
It was test for sbi CBO means circle based officer
I applied via Newspaper Ad and was interviewed before Jan 2024. There were 2 interview rounds.
Quantitative and Reasoning
Group Discussion with the fellow applicants.
I applied via Company Website
Ibps conducts the exam
GD
I applied via Job Portal and was interviewed before Oct 2021. There were 3 interview rounds.
Math, reasoning, English, current affairs and computer knowledge test.
11 person were in group discussion and our group discussion topic was, is censorship in film industry is good or bad?
Information technology has revolutionized the banking industry, making it more efficient, secure, and accessible.
Online banking and mobile apps allow customers to access their accounts and perform transactions from anywhere at any time.
ATMs and cashless payment systems have made banking more convenient and faster.
Data analytics and artificial intelligence are used to detect fraud and improve customer experience.
Blockch...
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