RBL Bank Deputy Vice President Interview Questions and Answers

Q1. What is the expected GDP of India? Ans-India's economic growth is expected to accelerate to 6.7 per cent in the second half (H2) of the fiscal year, bringing the full-year 2024-25 GDP growth to 6.4 per cen...read more
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Q2. 2) Tell me the process of deceased claim in without nominee case? claim process in without nominee case Ans- We will process deceased claim.in the favor of regal hire in the case of absence of nomination.
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Q1. Tell me the process of deceased claim in without nominee case? claim process in without nominee case
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Q1. Life insurance business
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Q2. Mutual fund business
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Q1. Why leave previous job.
Ans. 
Seeking new challenges and growth opportunities.
• Desire for career advancement

• Seeking new challenges

• Opportunity for professional growth

• Company restructuring or downsizing

• Relocation to a new area
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Q2. Portfolio size
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Q1. Explain your Professional Experience
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Q2. Explain your Revenue Achievement Target specially for Sales Division
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Basically 4 section
1) Numerical Ability
2) Reasoning
3) English Comprehensive
4) Banking Knowledge

Q1. Tell me about your Major Sales Qualities
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Q2. Tackle our organization pressure
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Inflation is good or bad?

Q1. About the bank functioning
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Q2. About the CV
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Q1. Location discuss
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Q2. Ready to do marketing
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Q1. What is working capital
Ans. 
Working capital is the difference between a company's current assets and current liabilities.
• Working capital is essential for a company's day-to-day operations.

• It indicates the company's ability to meet its short-term financial obligations.

• Formula: Working Capital = Current Assets - Current Liabilities

• Examples: Cash, accounts receivable, inventory are current assets. Accounts payable, short-term loans are current liabi
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Q2. What is DSCR Ratio
Ans. 
DSCR Ratio is Debt Service Coverage Ratio, a financial metric used to measure a company's ability to cover its debt obligations.
• DSCR Ratio is calculated by dividing a company's operating income by its total debt service payments.

• A DSCR Ratio of 1 or higher indicates that a company is generating enough income to cover its debt payments.

• Lenders typically look for a DSCR Ratio of 1.25 or higher when evaluating a company's
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Q1. About myself work experience?
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Q2. What is the best opportunity of your opinion?
Ans. 
The best opportunity in my opinion is to leverage technology to streamline operations and improve customer experience.
• Implementing a new CRM system to better track customer interactions and improve communication

• Introducing online banking services to make it easier for customers to manage their accounts remotely

• Utilizing data analytics to identify trends and opportunities for growth

• Investing in employee training and dev
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Reasoning, quantitative skills, and English language proficiency.

Q1. How should one prepare for analyzing financial statements, balance sheets, and assessing limits?
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