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RAKBANK Credit Analyst Interview Questions and Answers

Updated 31 Jul 2022

RAKBANK Credit Analyst Interview Experiences

1 interview found

I applied via Naukri.com and was interviewed before Jul 2021. There were 2 interview rounds.

Round 1 - Case Study 

Credit analysis was given for the balance sheet presented

Round 2 - HR 

(3 Questions)

  • Q1. Where do you put up. How long will you take to join the bank if selected.
  • Q2. How do you come to know about RAK Bank
  • Q3. Hiw much compensation will you take from the bank.
  • Ans. 

    My compensation expectations are negotiable and dependent on the job responsibilities and market standards.

    • My compensation expectations are flexible and open to negotiation.

    • I am aware of the market standards for this position and will take that into consideration.

    • I am more interested in the job responsibilities and growth opportunities than just the compensation.

    • I am open to discussing the compensation package further

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Bank is good and internal policies are also good in the bank.

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Jul 2024. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. What is the difference between OD and VC?
  • Q2. How you determine drawing power?
  • Q3. What is DLOD?
  • Q4. What is Leverage ratio?
  • Q5. Why do you what to switch job?
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - One-on-one 

(1 Question)

  • Q1. Related to fiancials
Round 2 - HR 

(1 Question)

  • Q1. Basic ques to hr
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Telephonic Call 

(1 Question)

  • Q1. Tell me about your school and college exposure
  • Ans. This is to check our communication skill
  • Answered by Jana Anand
Round 2 - Technical 

(1 Question)

  • Q1. How does a bank analyse the creditworthiness of a company
  • Ans. 

    Banks analyze the creditworthiness of a company by assessing its financial statements, credit history, industry trends, and management team.

    • Evaluate financial statements to assess profitability, liquidity, and leverage ratios

    • Review credit history and payment patterns to determine past credit behavior

    • Analyze industry trends and economic conditions to assess the company's competitive position

    • Assess the management team's ...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Communication confidence is important... never give false information... just talk what you know with confidence... have a knowledge on the role a little bit
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Referral and was interviewed in May 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

Easy, logical reasoning

Round 2 - HR 

(2 Questions)

  • Q1. Why South Indian Bank?
  • Ans. 

    South Indian Bank has a strong reputation for stability, growth, and customer service in the banking industry.

    • South Indian Bank has a long history of financial stability and growth, making it a reliable choice for customers and investors.

    • The bank has a strong focus on customer service, ensuring that clients receive personalized attention and support.

    • South Indian Bank has a wide network of branches and ATMs, making it c...

  • Answered by AI
  • Q2. AI in Banking and the transformation
  • Ans. 

    AI in banking is transforming the industry by improving customer service, risk management, and operational efficiency.

    • AI is being used in banking for customer service through chatbots and virtual assistants.

    • AI helps in risk management by analyzing large amounts of data to detect fraud and assess credit risk.

    • AI improves operational efficiency by automating repetitive tasks such as data entry and document processing.

    • Exam...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare technical questions as well
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via campus placement at The Institute for Financial Management and Research, Chennai and was interviewed before Nov 2023. There were 4 interview rounds.

Round 1 - Aptitude Test 

LRDI-QA-VARC-GK-Banking-Finance.

Round 2 - Group Discussion 

One Nation One Election

Round 3 - One-on-one 

(1 Question)

  • Q1. Tell me about yourself and why this job?
Round 4 - Technical 

(1 Question)

  • Q1. Finance related questions
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Tell me about your self
  • Q2. About ratio analysis
Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. Tell me about yourself
  • Ans. 

    I am a detail-oriented Credit Analyst with a strong background in financial analysis and risk assessment.

    • I have a Bachelor's degree in Finance and 3 years of experience in credit analysis.

    • I am proficient in financial modeling and have a strong understanding of credit risk management.

    • I have a track record of making sound credit decisions and improving credit processes.

    • I am skilled in analyzing financial statements, asse...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Career portal and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - HR 

(1 Question)

  • Q1. Introduction and qualifications

Interview Preparation Tips

Interview preparation tips for other job seekers - Be positive and have a sound knowledge of related job
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Apr 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Very basic aptitude test post selection.

Round 3 - Round 1 and 2 

(1 Question)

  • Q1. Previous working experiences

Interview Preparation Tips

Interview preparation tips for other job seekers - Very basic interview was done.
I interviewed for the role of Credit Analyst.
First round was with my immediate manager - the interview was all bout my previous work profile and I was asked about my understanding of the role and responsibilities
Second round was with the RH, it was a very simple and basic round. No technical questions asked.

RAKBANK Interview FAQs

How many rounds are there in RAKBANK Credit Analyst interview?
RAKBANK interview process usually has 2 rounds. The most common rounds in the RAKBANK interview process are Case Study and HR.

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RAKBANK Credit Analyst Salary
based on 8 salaries
₹10 L/yr - ₹21.3 L/yr
57% more than the average Credit Analyst Salary in India
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