Payworld Interview Questions and Answers

Finance based questions like Mutual funds, SEBI regulations

Q1. About your Introduction
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Q2. Mutual Funds, financial markets and Excel macros, and discussion about reaume
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Q1. Basic Questions based on resume and Introduction
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Q2. About Projects
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Q1. What is your overall experience working in your current organization, and what are your current responsibilities?
Ans. 
I have 5 years of experience in my current organization as a Senior Associate, responsible for managing client accounts and leading a team of analysts.
• 5 years of experience as a Senior Associate

• Managing client accounts

• Leading a team of analysts
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Q1. Could you describe your current job responsibilities and what you do in your organization?
Ans. 
I am currently responsible for overseeing a team of sales representatives, developing sales strategies, and analyzing market trends.
• Oversee a team of sales representatives

• Develop sales strategies

• Analyze market trends
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Q2. Technical questions.
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Q1. Can you please introduce yourself and provide an overview of your work experience?
Ans. 
I am a dedicated professional with 5 years of experience in project management and team leadership.
• 5 years of experience in project management

• Strong leadership skills

• Proven track record of successful team management

• Excellent communication and organizational skills
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Q2. Technical questions I don't want to disclose
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Q1. Was the set of questions in the technical round 3 the same as those in the assessment round?
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Q1. What steps are you currently taking to understand how you can contribute to the role you applied for?
Ans. 
I am conducting research on the company's goals, values, and expectations for the role. I am also networking with current employees to gain insights.
• Researching the company's goals, values, and expectations for the role

• Networking with current employees to gain insights

• Attending relevant training or workshops to enhance skills

• Reviewing industry trends and best practices
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Q1. What are your expectations for the next five years in your career?
Ans. 
I expect to continue growing in my role, taking on more responsibilities and eventually moving into a leadership position.
• Continuing to excel in my current role and exceed performance expectations

• Seeking out opportunities for professional development and training

• Building strong relationships with colleagues and mentors to support my growth

• Setting clear career goals and regularly reviewing and adjusting them as needed
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Q1. Again what I am doing currently, what is the expectation, how will you contribute to the role etc.
Ans. 
I will contribute to the role by leveraging my experience in project management, team leadership, and strategic planning.
• I will bring my expertise in project management to ensure successful completion of tasks and projects.

• I will utilize my skills in team leadership to motivate and guide team members towards achieving goals.

• I will apply my strategic planning abilities to identify opportunities for growth and improvemen...read more
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Given Python coding challenge related to string processing and second question was matrix processing using python

Q1. Bagging boosting and its difference and uses.
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Q2. Methods to minimize overfitting and underfitting
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Q3. Transformer architecture
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Q4. LLM usecase and explain how to work on it
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Q1. Given data, find out what AI project can be discovered and how to progress on implementing it.
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Q2. Given data and usecase, which model to use to implement solution and how detailed steps.
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Q1. Discussed each project in my resume in detail and related questions
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Q2. Discussed team and personal behavioural questions
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One question related to object-oriented programming and one question related to data structures and algorithms.

Q1. DSA - 2 questions need to solve in 45 min with optimal solution one based on recursion and another is based on 2 pointers.
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Q1. Can you describe the system design for the checkout feature on Amazon, including the request body, API calls, load balancing, database caching, and content delivery network (CDN) considerations?
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Q1. Questions regarding your resume, previous company project work, and behavioral topics.
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Q1. Tell me about yourself.
Ans. 
I am a seasoned finance executive with over 10 years of experience in managing financial operations and driving business growth.
• Over 10 years of experience in finance and accounting

• Proven track record of managing financial operations and driving business growth

• Strong analytical and problem-solving skills

• Expertise in financial planning, budgeting, and forecasting

• Effective communication and leadership skills
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Q2. Why are you considering a switch from your current job?
Ans. 
Seeking new challenges and growth opportunities in a more dynamic environment.
• Looking for new challenges and opportunities for growth

• Interested in a more dynamic work environment

• Seeking to expand skill set and experience

• Want to explore different industry or sector

• Desire for career advancement
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Q1. What are the three golden rules?
Ans. 
The three golden rules are basic principles of accounting that ensure accurate financial records.
• 1. The first golden rule is to maintain a separate business account from personal accounts to ensure accurate financial tracking.

• 2. The second golden rule is to record all transactions accurately and promptly to avoid errors in financial statements.

• 3. The third golden rule is to always follow the principle of double-entry a...read more
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Q2. What are the TDS (Tax Deducted at Source) slabs?
Ans. 
TDS slabs are tax rates at which tax is deducted at source based on income levels.
• TDS slabs vary based on the type of income and the individual's age

• For example, TDS on salary income ranges from 0% to 30% depending on income levels

• TDS on interest income is usually deducted at 10% for individuals
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Q1. Where do you see yourself in five years?
Ans. 
In five years, I see myself as a seasoned finance executive leading a team of professionals and driving strategic financial initiatives for the company.
• Leading a team of finance professionals

• Driving strategic financial initiatives for the company

• Continuing professional development and growth in the field

• Possibly pursuing advanced certifications or degrees

• Contributing to the overall success and growth of the organizatio
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Q2. Why should we hire you?
Ans. 
I have a strong background in finance, proven track record of success, and a passion for driving financial growth and success.
• I have a Bachelor's degree in Finance and over 10 years of experience in the field.

• I have a proven track record of successfully managing budgets, forecasting financial trends, and implementing cost-saving strategies.

• I am highly skilled in financial analysis, risk management, and financial report...read more
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Q1. Deep dive into java concepts. Max diameter of a tree in java.
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Q1. Lld of loan and borrower design. Design dbs schema. About connection pool, db isolation.
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Q1. Hiring manager round, more about previous experience and some hypothetical questions.
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It was basic aptitude questions with some SQL questions,it was easy and easily clearable.

Q1. Why I didn't get PPO from my last internship? I said due to business reasons and no availability of position I couldn't get the PPO but he was thinking due to bad performance I didn't get the PPO.
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