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Paytm Payments Bank Senior Analyst Interview Questions and Answers

Updated 13 Jul 2021

Paytm Payments Bank Senior Analyst Interview Experiences

1 interview found

I applied via Naukri.com and was interviewed in Jun 2021. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. TDS rates recent changes
  • Ans. 

    TDS rates have been revised recently

    • TDS rates for non-salaried individuals reduced by 25%

    • TDS rates for rent payments reduced to 3.75%

    • TDS rates for professional fees reduced to 7.5%

    • TDS rates for dividend income increased to 10%

    • TDS rates for e-commerce transactions introduced at 1%

    • Effective from 14th May 2020

  • Answered by AI
  • Q2. How to file TDS return
  • Ans. 

    To file TDS return, one needs to register on the income tax e-filing website and submit the return online.

    • Register on the income tax e-filing website

    • Download the required TDS return form

    • Fill in the details and validate the form

    • Upload the form on the website

    • Submit the form and generate an acknowledgement receipt

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepare with recent changes in your field as it is most important thing one check that how much we are updated

Interview questions from similar companies

I applied via Campus Placement and was interviewed before Dec 2020. There were 5 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Capital budgetting
  • Q2. Financial concepts
  • Q3. Your interests

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident &should not bluff be clarified your self

Interview Questionnaire 

4 Questions

  • Q1. Why ANZ?
  • Ans. 

    ANZ is a leading bank with a strong reputation for innovation and customer service.

    • ANZ has a strong focus on digital innovation, making banking more convenient for customers.

    • ANZ has a reputation for excellent customer service, putting the needs of customers first.

    • ANZ is a global bank with a strong presence in the Asia-Pacific region, providing opportunities for growth and development.

    • ANZ has a commitment to sustainabil...

  • Answered by AI
  • Q2. Future Plans?
  • Q3. Differentiate ANZ from others
  • Ans. 

    ANZ differentiates itself through its focus on customer experience, innovation, and sustainability.

    • ANZ has a strong focus on customer experience, with initiatives such as their 'MoneyMinded' financial education program

    • ANZ is committed to innovation, with investments in digital banking and partnerships with fintech startups

    • ANZ is a leader in sustainability, with a goal to be carbon neutral by 2050 and investments in ren...

  • Answered by AI
  • Q4. Stats and credit risk

Interview Preparation Tips

Round: Test
Experience: 25 MCQ, 1 case study: difficult than other companies' aptitude tests.
Tips: Focus more on the precision than score.
Duration: 60 minutes
Total Questions: 25+1

Round: Technical Interview
Experience: Open for Programme/Departments: M.Sc- MATH (5year and 2 year)
Number of Students selected: 1

General Tips: 1. Improve on Statistical courses
2. Prepare for CAT
3. Try best to get a company internship in pre-final year
College Name: IIT KANPUR

I applied via Referral and was interviewed before Nov 2019. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Share your 5 yr plan towards the company.

Interview Preparation Tips

Interview preparation tips for other job seekers - Sometimes it's okay not to know answer but you should be convincing why you didn't know it. Like not your stream, or your focus was on other topics, or you didn't find it enough practical for your interest or there are other alternatives you found. Every interview should be taken as opportunity to learn.

Interview Questionnaire 

1 Question

  • Q1. Mostly From Resume, Be Confident on what you know

I applied via Naukri.com and was interviewed in May 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Introduce about your self
  • Q2. Tell about your college
  • Q3. Tell about father of accounts
  • Ans. 

    Luca Pacioli is considered the father of modern accounting.

    • Luca Pacioli was an Italian mathematician and Franciscan friar who wrote the first book on double-entry accounting in 1494.

    • He is known for his contributions to the development of accounting as a profession.

    • Pacioli's book, Summa de Arithmetica, Geometria, Proportioni et Proportionalita, included a section on bookkeeping that introduced the concept of double-entr...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared about basic knowledge of company and have good knowledge of accounting.

I applied via Campus Placement and was interviewed before May 2021. There were 3 interview rounds.

Round 1 - Aptitude Test 

Maths, reasoning, English, customer service

Round 2 - HR 

(1 Question)

  • Q1. Go through Information of employees like family details and all
Round 3 - One-on-one 

(1 Question)

  • Q1. Family details, study detail, questions based on banking and finance.

Interview Preparation Tips

Topics to prepare for City Union Bank Senior Associate interview:
  • Retail Banking
Interview preparation tips for other job seekers - If you want to learn than join , if you want
career growth than no need to join , especially NORTH INDIA branches.

I applied via Recruitment Consultant and was interviewed in Oct 2020. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. How does bank earn money?
  • Ans. 

    Banks earn money through various sources such as interest on loans, fees, investments, and trading.

    • Interest on loans

    • Fees (e.g. account maintenance fees, ATM fees, overdraft fees)

    • Investments (e.g. stocks, bonds, mutual funds)

    • Trading (e.g. foreign exchange, commodities)

    • Credit card interest and fees

  • Answered by AI
  • Q2. Basic finance questions?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be real and study about all the certifications you mentioned on your CV.
Be confident.

I applied via Campus Placement and was interviewed before Nov 2021. There were 3 interview rounds.

Round 1 - Case Study 

Unemployment and politics related.

Round 2 - Group Discussion 

Schooling and educational system.

Round 3 - Technical 

(2 Questions)

  • Q1. Banking, Loans and Products
  • Q2. Financial Statements and Analysis

Interview Preparation Tips

Interview preparation tips for other job seekers - If you want steady job it is good, but don’t expect growth.
Interview experience
2
Poor
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Campus Placement and was interviewed in Jun 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Mostly Resume based questions
  • Q2. Are you ok with the location
  • Ans. 

    Yes, I am okay with the location. I have no issues with the location provided.

    • I am comfortable with the location and have no concerns about it.

    • I have researched the area and feel it is a suitable location for me.

    • I have visited the location before and found it to be convenient for me.

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. Who is the vice president of india
  • Ans. 

    Venkaiah Naidu is the current Vice President of India.

    • Venkaiah Naidu assumed office on August 11, 2017.

    • He previously served as the Minister of Housing and Urban Poverty Alleviation, Urban Development and Information and Broadcasting in the Government of India.

    • Naidu is a member of the Bharatiya Janata Party (BJP).

  • Answered by AI
  • Q2. Resume based questions against

Paytm Payments Bank Interview FAQs

What are the top questions asked in Paytm Payments Bank Senior Analyst interview?

Some of the top questions asked at the Paytm Payments Bank Senior Analyst interview -

  1. How to file TDS ret...read more
  2. TDS rates recent chang...read more

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