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Ninjacart Credit Manager Interview Questions and Answers
Ninjacart Credit Manager Interview Experiences
1 interview found
Anonymous
Selected
I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.
(2 Questions)
- Q1. Process of lending
- Ans.
The process of lending involves evaluating the creditworthiness of borrowers and determining the terms and conditions of the loan.
Assessing the creditworthiness of borrowers by reviewing their credit history, income, and financial statements
Analyzing the borrower's ability to repay the loan by considering their debt-to-income ratio and cash flow
Determining the loan amount, interest rate, and repayment period based on t...
- Q2. Working capital
(2 Questions)
- Q1. Risks involved in lending
- Ans.
Risks involved in lending include credit risk, interest rate risk, and operational risk.
Credit risk: the risk of borrowers defaulting on their loans
Interest rate risk: the risk of interest rates changing and affecting loan repayments
Operational risk: the risk of errors or fraud in the lending process
Other risks: such as liquidity risk, market risk, and regulatory risk
- Q2. Handling of the risks
- Ans.
Handling of risks involves identifying, assessing, and mitigating potential risks to minimize financial losses.
Identify potential risks by analyzing credit reports, financial statements, and market trends.
Assess the likelihood and impact of each risk to prioritize mitigation efforts.
Implement risk mitigation strategies such as setting credit limits, requiring collateral, or adjusting payment terms.
Regularly monitor and...
Interview Preparation Tips
Interview questions from similar companies
I applied via Naukri.com and was interviewed in May 2019. There were 4 interview rounds.
Interview Questionnaire
7 Questions
- Q1. Work experience
- Q2. R u comfertable traveling
- Ans.
Yes, I am comfortable traveling for work.
I have experience traveling for work in my previous roles.
I am adaptable and enjoy exploring new places.
I am willing to travel for client meetings and conferences.
I understand the importance of face-to-face interactions in sales.
I am organized and can handle the logistics of travel efficiently.
- Q3. What is your study status
- Q4. Graduate
- Q5. Can u join immediatly
- Q6. Will you able to sell product by showing them on thier phone screen on the app
- Q7. This is something new,but India is going through digitalisation,so ofcourse that wouldnt be that problem.
Interview Preparation Tips
I applied via Company Website and was interviewed in Jun 2021. There was 1 interview round.
Interview Questionnaire
3 Questions
- Q1. Sales ke bare mein
- Q2. Customer ke pass jakar on road in karna
- Q3. Company ke bare mein batana
Interview Preparation Tips
I applied via Other and was interviewed in Dec 2020. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Are you happy?
- Q2. Where you go when you make holiday
Interview Preparation Tips
I applied via Indeed and was interviewed in Oct 2020. There were 6 interview rounds.
Interview Questionnaire
3 Questions
- Q1. 1 tell me about yourself?, what you know about our company? And other questions related to me.
- Q2. They give me a topic and said explain it for 1 minutes.
- Q3. Some other interesting questions.
Interview Preparation Tips
I applied via Approached by Company and was interviewed before Aug 2021. There were 2 interview rounds.
My work experience and my knowledge
Interview Preparation Tips
- Hard-work
- Self confidence
- Punchualty
- customer support
- Computer operator
I applied via Approached by Company and was interviewed before Apr 2021. There were 2 interview rounds.
(3 Questions)
- Q1. How to create market in competitive market for your own?
- Ans.
Creating a market in a competitive market requires identifying unique selling points, targeting specific customer segments, and building a strong brand image.
Identify unique selling points that differentiate your product/service from competitors
Target specific customer segments that are underserved by competitors
Build a strong brand image through effective marketing and advertising
Offer competitive pricing and promotio...
- Q2. How to go to next level
- Q3. Gow can u build brand easly?
- Ans.
Building a brand requires consistent messaging, quality products/services, and positive customer experiences.
Develop a clear brand identity and message
Ensure all marketing materials align with brand identity
Provide high-quality products/services
Offer exceptional customer service
Encourage positive customer reviews and referrals
Interview Preparation Tips
Start where opportunities comes don't sit back and wait for bigger opportunities.
Make it big
I think it's very important for new joiner
I appeared for an interview before Sep 2021.
(1 Question)
- Q1. Tell me something about your self and your previous organisation?
(1 Question)
- Q1. Why you want to join this organisation?
Interview Preparation Tips
I applied via LinkedIn and was interviewed in Nov 2020. There were 3 interview rounds.
Interview Questionnaire
2 Questions
- Q1. Process related queries will be asked specially around how do you handle any particular situation they provide.
- Q2. Question related to what you have mentioned in your resume.
Interview Preparation Tips
I applied via Referral and was interviewed in Aug 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. Sale me a pen or mobile
- Ans.
I would recommend the mobile over the pen as it offers more functionality and convenience.
A mobile can make calls, send messages, take photos, access the internet, and run various apps.
A pen can only be used for writing or drawing.
A mobile is more convenient as it eliminates the need to carry multiple devices.
A mobile can also be used for work purposes, such as checking emails or scheduling appointments.
Overall, a mobi
- Q2. Confidently tell about pen or mobile future how it will write or use...what is the advantage of it like that weather it's wrong or right..
Interview Preparation Tips
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Ninjacart Credit Manager Interview Process
based on 1 interview
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Ninjacart Credit Manager Reviews and Ratings
based on 3 reviews
Rating in categories
|
Senior Executive
256
salaries
|  ₹2 L/yr - ₹6.5 L/yr |
|
Operations Executive
230
salaries
| ₹1.5 L/yr - ₹4.2 L/yr |
|
Sales Executive
204
salaries
| ₹1.5 L/yr - ₹4.5 L/yr |
|
Territory Sales Manager
190
salaries
| ₹3.5 L/yr - ₹8.6 L/yr |
|
Team Lead
179
salaries
| ₹2.2 L/yr - ₹10 L/yr |
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