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Ninjacart Credit Manager Interview Questions and Answers

Updated 11 Dec 2023

Ninjacart Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Technical 

(2 Questions)

  • Q1. Process of lending
  • Ans. 

    The process of lending involves evaluating the creditworthiness of borrowers and determining the terms and conditions of the loan.

    • Assessing the creditworthiness of borrowers by reviewing their credit history, income, and financial statements

    • Analyzing the borrower's ability to repay the loan by considering their debt-to-income ratio and cash flow

    • Determining the loan amount, interest rate, and repayment period based on t...

  • Answered by AI
  • Q2. Working capital
Round 3 - Technical 

(2 Questions)

  • Q1. Risks involved in lending
  • Ans. 

    Risks involved in lending include credit risk, interest rate risk, and operational risk.

    • Credit risk: the risk of borrowers defaulting on their loans

    • Interest rate risk: the risk of interest rates changing and affecting loan repayments

    • Operational risk: the risk of errors or fraud in the lending process

    • Other risks: such as liquidity risk, market risk, and regulatory risk

  • Answered by AI
  • Q2. Handling of the risks
  • Ans. 

    Handling of risks involves identifying, assessing, and mitigating potential risks to minimize financial losses.

    • Identify potential risks by analyzing credit reports, financial statements, and market trends.

    • Assess the likelihood and impact of each risk to prioritize mitigation efforts.

    • Implement risk mitigation strategies such as setting credit limits, requiring collateral, or adjusting payment terms.

    • Regularly monitor and...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have knowledge about your last role or internship

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I was interviewed before Aug 2016.

Interview Preparation Tips

Round: Group Discussion
Experience: Initially, the moderators made sure that each person on the table got a chance to speak, but only the ones who could voice themselves were chosen to move ahead.
Tips: Never give the person you're confronting a chance to completely validate his/her point of view.
Duration: 20 minutes

Round: Technical + HR Interview
Experience: My skills as a salesman were put to test. Faced heavy grilling from the interviewer.
Tips: Never stop speaking until and unless you're asked to.

Round: Stress Interview
Experience: This was basically the final round, conducted by the national sales head, of thr division that I had been shortlisted for. So one can only imagine the kind of 'stress' he put me through.

I applied via Approached by Company and was interviewed before Aug 2021. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - Aptitude Test 

My work experience and my knowledge

Interview Preparation Tips

Topics to prepare for Udaan Sales Executive interview:
  • Hard-work
  • Self confidence
  • Punchualty
  • customer support
  • Computer operator
Interview preparation tips for other job seekers - Only experience person and very hardworking person and honest and punchal

Manager Interview Questions & Answers

Delhivery user image ashutosh agrawalla

posted on 11 Sep 2021

I applied via LinkedIn and was interviewed in Aug 2021. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. Tell me about your self.

Interview Preparation Tips

Interview preparation tips for other job seekers - Go with full preparation.have some basic ideas about your job role.google it if you are fresher.

I applied via Naukri.com and was interviewed in May 2019. There were 4 interview rounds.

Interview Questionnaire 

7 Questions

  • Q1. Work experience
  • Q2. R u comfertable traveling
  • Ans. 

    Yes, I am comfortable traveling for work.

    • I have experience traveling for work in my previous roles.

    • I am adaptable and enjoy exploring new places.

    • I am willing to travel for client meetings and conferences.

    • I understand the importance of face-to-face interactions in sales.

    • I am organized and can handle the logistics of travel efficiently.

  • Answered by AI
  • Q3. What is your study status
  • Q4. Graduate
  • Q5. Can u join immediatly
  • Q6. Will you able to sell product by showing them on thier phone screen on the app
  • Q7. This is something new,but India is going through digitalisation,so ofcourse that wouldnt be that problem.

Interview Preparation Tips

Interview preparation tips for other job seekers - It was good,i got selected,after two days i got a cl bck,and on 3 days i did my joining procedure

I applied via Other and was interviewed in Dec 2020. There was 1 interview round.

Interview Questionnaire 

2 Questions

  • Q1. Are you happy?
  • Q2. Where you go when you make holiday

Interview Preparation Tips

Interview preparation tips for other job seekers - when someone need job. no ask any question by interviewr

I applied via Indeed and was interviewed in Oct 2020. There were 6 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. 1 tell me about yourself?, what you know about our company? And other questions related to me.
  • Q2. They give me a topic and said explain it for 1 minutes.
  • Q3. Some other interesting questions.

Interview Preparation Tips

Interview preparation tips for other job seekers - Interview is not like that we thing. It's interesting. Don't panic. They will only check your confidence, discipline and way to behave, nature etc. I like interview .

I applied via Company Website and was interviewed in Jun 2021. There was 1 interview round.

Interview Questionnaire 

3 Questions

  • Q1. Sales ke bare mein
  • Q2. Customer ke pass jakar on road in karna
  • Q3. Company ke bare mein batana

Interview Preparation Tips

Interview preparation tips for other job seekers - Anytime interviews
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. In Bound process Team management Work planning Stress hubs Planing for manpower
  • Q2. ..
Round 2 - HR 

(1 Question)

  • Q1. Team management
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jun 2023. There was 1 interview round.

Round 1 - Case Study 

Business problem was given to solve

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Ninjacart Interview FAQs

How many rounds are there in Ninjacart Credit Manager interview?
Ninjacart interview process usually has 3 rounds. The most common rounds in the Ninjacart interview process are Technical and Resume Shortlist.
How to prepare for Ninjacart Credit Manager interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Ninjacart. The most common topics and skills that interviewers at Ninjacart expect are Credit Underwriting, Credit Analysis, Credit Appraisal, Financial Statements and Agri Finance.
What are the top questions asked in Ninjacart Credit Manager interview?

Some of the top questions asked at the Ninjacart Credit Manager interview -

  1. Risks involved in lend...read more
  2. Handling of the ri...read more
  3. Process of lend...read more

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Ninjacart Credit Manager Interview Process

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Interview experience

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Excellent
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Ninjacart Credit Manager Reviews and Ratings

based on 3 reviews

4.6/5

Rating in categories

4.6

Skill development

4.3

Work-life balance

4.6

Salary

4.3

Job security

5.0

Company culture

4.3

Promotions

4.6

Work satisfaction

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