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I applied via Naukri.com and was interviewed in Nov 2023. There were 3 interview rounds.
The process of lending involves evaluating the creditworthiness of borrowers and determining the terms and conditions of the loan.
Assessing the creditworthiness of borrowers by reviewing their credit history, income, and financial statements
Analyzing the borrower's ability to repay the loan by considering their debt-to-income ratio and cash flow
Determining the loan amount, interest rate, and repayment period based on t...
Risks involved in lending include credit risk, interest rate risk, and operational risk.
Credit risk: the risk of borrowers defaulting on their loans
Interest rate risk: the risk of interest rates changing and affecting loan repayments
Operational risk: the risk of errors or fraud in the lending process
Other risks: such as liquidity risk, market risk, and regulatory risk
Handling of risks involves identifying, assessing, and mitigating potential risks to minimize financial losses.
Identify potential risks by analyzing credit reports, financial statements, and market trends.
Assess the likelihood and impact of each risk to prioritize mitigation efforts.
Implement risk mitigation strategies such as setting credit limits, requiring collateral, or adjusting payment terms.
Regularly monitor and...
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I was interviewed before Aug 2016.
I applied via Approached by Company and was interviewed before Aug 2021. There were 2 interview rounds.
My work experience and my knowledge
I applied via LinkedIn and was interviewed in Aug 2021. There was 1 interview round.
I applied via Naukri.com and was interviewed in May 2019. There were 4 interview rounds.
Yes, I am comfortable traveling for work.
I have experience traveling for work in my previous roles.
I am adaptable and enjoy exploring new places.
I am willing to travel for client meetings and conferences.
I understand the importance of face-to-face interactions in sales.
I am organized and can handle the logistics of travel efficiently.
I applied via Other and was interviewed in Dec 2020. There was 1 interview round.
I applied via Indeed and was interviewed in Oct 2020. There were 6 interview rounds.
I applied via Company Website and was interviewed in Jun 2021. There was 1 interview round.
posted on 15 Jun 2024
I applied via Referral and was interviewed before Jun 2023. There was 1 interview round.
Business problem was given to solve
based on 1 interview
Interview experience
based on 3 reviews
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Senior Executive
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Operations Executive
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Sales Executive
204
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Territory Sales Manager
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Team Lead
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