NeoGrowth Credit Associate Manager Interview Questions and Answers

Aptitude test is one of the memory test so iam selecting that one

When ever you finish the apptitude test after iam selecting coding test because you develop the software must have a coding skill so iam selecting code test

Q1. What is the strength and weakness
Ans. 
Strength: Strong problem-solving skills. Weakness: Lack of experience in a specific technology.
• Strength: Excellent problem-solving skills, able to analyze complex issues and find efficient solutions.

• Weakness: Limited experience in a specific technology or programming language.

• Strength: Strong understanding of algorithms and data structures.

• Weakness: Difficulty in working under tight deadlines.

• Strength: Good communicati...read more
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Q2. What is interest about this opportunity
Ans. 
I am interested in this opportunity because it offers a challenging and dynamic work environment.
• The opportunity allows me to work on cutting-edge technologies and solve complex problems.

• I am excited about the chance to collaborate with a talented team and learn from their expertise.

• The company's focus on innovation and continuous improvement aligns with my career goals.

• The opportunity to make a meaningful impact and c...read more
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Q3. What are goals and motivation
Ans. 
Goals and motivation are the driving forces that push individuals to achieve their desired outcomes.
• Goals provide a clear direction and purpose for individuals.

• Motivation is the internal drive that fuels individuals to take action towards their goals.

• Goals and motivation are closely linked, as goals provide the motivation to overcome challenges and achieve success.

• Examples of goals can include career advancement, perso...read more
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Q1. About ourself and previous experiences
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Q2. Previous job experiences and job natures
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Q1. About collection
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Q2. About reporting
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Q1. About collection
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Q2. About field visit
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Q3. About all bukets
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Q4. Collection purpose
Ans. 
The collection purpose refers to the reason for gathering or accumulating certain items or information.
• Collection purpose helps in determining the intended use of the collected data.

• It ensures that the collected items or information are relevant and necessary for a specific purpose.

• Examples of collection purposes include market research, customer profiling, data analysis, and record-keeping.

• Collection purpose also help...read more
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Q5. About reporting
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Q1. How do you find out the leverage ratio
Ans. 
The leverage ratio can be calculated by dividing the total debt by the total equity.
• Total debt divided by total equity

• Can be expressed as a percentage

• Used to measure a company's financial leverage

• Higher ratio indicates higher financial risk

• Lower ratio indicates lower financial risk
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Q2. What are the top line and bottom line
Ans. 
Top line refers to a company's revenue while bottom line refers to its net income.
• Top line is the total revenue generated by a company from its sales.

• Bottom line is the net income or profit earned by a company after deducting all expenses from its revenue.

• Top line is important for measuring a company's growth and market share while bottom line is important for measuring its profitability.

• For example, a company may have...read more
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Q1. Previous Experience of Loan products, Customer service and Target Achievement
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