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I applied via Company Website and was interviewed in Nov 2024. There were 8 interview rounds.
Aptitude can be considered "talent", or "skill". Aptitude is inborn potential to perform certain kinds of activities, whether physical or mental, and whether developed or undeveloped.
Coding tests are typically programming challenges that help technical recruiters test programming skills and competencies of a developer or programmer. A good coding test will measure a candidate's capacity for problem-solving skills and understanding of coding
Group discussion (GD) is a comprehensive technique to judge the suitability of an individual and his appropriateness for admission, scholarship, job, etc.
Assessment is the systematic basis for making inferences about the learning and development of students. It is the process of defining, selecting, designing, collecting, analyzing,
Case study, detailed description and assessment of a specific situation in the real world created for the purpose of deriving generalizations and other insights from it.
Technical refers to anything related to technology, machinery, or scientific knowledge.
Relating to technology or machinery
Involving scientific knowledge or skills
Concerned with practical application of knowledge
Examples: coding, testing software, troubleshooting hardware
Technical missings refer to bugs or defects in the software code that cause unexpected behavior or errors.
Technical missings are issues in the code that lead to incorrect functionality.
They can include syntax errors, logic errors, or missing error handling.
Examples of technical missings include null pointer exceptions, infinite loops, and memory leaks.
HR stands for Human Resources. HR is responsible for managing employee relations, recruitment, training, and other personnel-related tasks.
HR is used by organizations to manage their workforce and ensure compliance with labor laws.
HR departments handle tasks such as recruitment, onboarding, training, performance evaluations, and employee relations.
HR professionals also play a key role in developing and implementing com...
HR can play a crucial role in recruitment, employee relations, training, and development.
Recruitment - HR can source, screen, and interview candidates for open positions.
Employee relations - HR can handle conflicts, provide support, and ensure a positive work environment.
Training and development - HR can organize training programs, workshops, and career development opportunities.
Policy implementation - HR can ensure co...
System requirements are used to define the functionalities, constraints, and quality attributes of a software system.
System requirements help in understanding what the software should do and how it should behave.
They serve as a basis for design, development, testing, and validation of the software.
Examples of system requirements include performance metrics, security features, user interface specifications, and compatib
System requirements are a detailed description of the functions and capabilities a system must have in order to meet the needs of its users.
System requirements outline the necessary features, functions, and capabilities of a software system.
They are typically documented in a requirements specification document.
System requirements help ensure that the software meets the needs and expectations of its users.
Examples of sy...
posted on 4 Jan 2025
I applied via Naukri.com and was interviewed in Dec 2024. There were 2 interview rounds.
Singleton pattern ensures a class has only one instance and provides a global point of access to it.
Singleton pattern can be implemented by making the constructor private and providing a static method to access the instance.
The pattern can be broken by using reflection to access the private constructor and create multiple instances.
Another way to break the Singleton pattern is by using multiple class loaders in Java.
Th...
HashMap internally uses an array of linked lists to store key-value pairs. To store duplicate keys, we can use a custom implementation of HashMap.
HashMap internally uses an array of linked lists to handle collisions.
To store duplicate keys, we can create a custom HashMap implementation that allows multiple values for the same key.
One approach is to use a HashMap with values as lists, where each key can have multiple va
Use compensating transactions and distributed tracing for managing transaction and logging in case of service B failure.
Implement compensating transactions to rollback changes made by service B in case of failure.
Use distributed tracing to track the flow of requests and identify where the failure occurred.
Implement retry mechanisms to handle transient failures in service B.
Use circuit breakers to prevent cascading fail...
posted on 18 Jan 2025
I applied via Company Website and was interviewed in Dec 2024. There were 3 interview rounds.
posted on 11 Jan 2025
I applied via Naukri.com
posted on 4 Dec 2024
3 coding que easy,med and hard
AML and KYC requirements are regulations that financial institutions must follow to prevent money laundering and verify the identity of their customers.
AML (Anti-Money Laundering) requirements involve monitoring transactions, reporting suspicious activities, and conducting customer due diligence.
KYC (Know Your Customer) requirements involve verifying the identity of customers, assessing their risk level, and maintainin...
I have a strong attention to detail and analytical skills that set me apart from my colleagues.
I have a proven track record of accurately identifying and resolving discrepancies in KYC documentation.
I excel at conducting thorough research and analysis to ensure compliance with regulations.
My ability to effectively communicate complex information to stakeholders sets me apart in team collaborations.
Strength: attention to detail, Weakness: perfectionism
Strength: Ability to meticulously review documents and identify discrepancies
Strength: Strong analytical skills to detect potential risks or fraudulent activities
Weakness: Striving for perfection may lead to spending too much time on a task
Weakness: Difficulty in delegating tasks due to desire for everything to be done perfectly
Implemented a new KYC process resulting in 30% reduction in onboarding time and 20% decrease in errors.
Led a team to revamp KYC procedures and systems
Introduced automation tools to streamline verification process
Trained staff on updated KYC regulations and best practices
Yes, I am a team player. I believe in open communication and collaboration. When conflicts arise, I address them directly and seek resolution.
I believe in open communication and collaboration within the team.
I address conflicts directly and seek resolution through constructive conversations.
I focus on finding common ground and working towards a solution that benefits the team as a whole.
I failed to meet a deadline due to poor time management.
Underestimated the time needed for a project
Did not prioritize tasks effectively
Learned to create a detailed schedule and set realistic deadlines
General English grammar knowledge and some calculations
posted on 2 Nov 2024
I applied via Approached by Company and was interviewed in Oct 2024. There were 6 interview rounds.
Logical, react, SQL related questions
posted on 20 Dec 2024
I was interviewed in Nov 2024.
I have 5 years of experience in credit analysis and risk assessment in the banking industry.
5 years of experience in credit analysis and risk assessment
Proficient in financial statement analysis
Strong understanding of credit risk management
Experience in evaluating loan applications and determining creditworthiness
Familiarity with regulatory requirements in the banking sector
Yes, I achieved a goal of increasing loan approval rate by 15% in my previous role.
Implemented new credit evaluation process to streamline decision-making
Provided training to team members on identifying creditworthy applicants
Collaborated with sales team to improve communication and documentation
Utilized data analytics to identify trends and make data-driven decisions
Yes, I actively participate in banking events to stay updated on industry trends and network with professionals.
I regularly attend banking conferences and seminars to learn about new regulations and technologies in the industry.
I have participated in workshops on credit risk management and financial analysis to enhance my skills and knowledge.
I am a member of a banking association where I attend networking events to co
Yes, I am suitable for the role of Credit Officer due to my strong financial background and experience in analyzing credit risk.
I have a degree in finance and have completed relevant courses in credit analysis.
I have previous experience working as a credit analyst, where I successfully assessed credit risk for various clients.
I am proficient in financial modeling and have a strong understanding of financial statements.
...
Equitas Small Finance Bank is a scheduled commercial bank in India focused on serving the financial needs of micro and small enterprises.
Equitas Small Finance Bank was established in 2007 as a microfinance institution before receiving a banking license in 2016.
The bank offers a range of financial products and services including savings accounts, fixed deposits, loans, and insurance.
Equitas Small Finance Bank has a stro...
Discuss about financial risk and management
I applied via campus placement at K J Somaiya College of Engineering, Mumbai and was interviewed in Sep 2024. There were 2 interview rounds.
They had given 10 MCQs questions based on OOPs(Java), 2 MCQs on SQL, 1 SQL Query to run and 1 DSA question to code based on Strings, so overall 14 question. Difficulty level was easy to Medium.
Sorting algorithms have different time complexities based on their implementation and efficiency.
Bubble Sort: O(n^2) - compares adjacent elements and swaps them if they are in the wrong order.
Merge Sort: O(n log n) - divides the array into two halves, sorts them, and then merges them.
Quick Sort: O(n log n) - picks a pivot element and partitions the array around the pivot.
Heap Sort: O(n log n) - builds a max heap and re...
Hashmaps and dictionaries are data structures used to store key-value pairs for efficient retrieval and storage.
Hashmaps and dictionaries are commonly used in programming to store and retrieve data based on a unique key.
They offer fast lookup times, typically O(1) on average, making them ideal for scenarios where quick access to data is required.
Examples of using hashmaps include storing user information with a unique ...
OOPs pillars are Abstraction, Encapsulation, Inheritance, and Polymorphism.
Abstraction: Hides complex implementation details and only shows necessary features. Example: Car dashboard displaying speed without showing internal engine details.
Encapsulation: Bundling data and methods that operate on the data into a single unit. Example: Class in Java encapsulates data members and member functions.
Inheritance: Allows a new ...
JOINS are used in SQL to combine rows from two or more tables based on a related column between them.
Inner Join: Returns rows when there is at least one match in both tables.
LEFT Join: Returns all rows from the left table, and the matched rows from the right table.
RIGHT Join: Returns all rows from the right table, and the matched rows from the left table.
FULL Join: Returns rows when there is a match in one of the table
Barclays is a global financial services company with a focus on innovation and technology.
Barclays is a leading global bank with a strong presence in the financial services industry.
Barclays is known for its commitment to innovation and technology in the financial sector.
Barclays offers a wide range of services including banking, investment management, and wealth management.
Barclays has a strong reputation for providin...
I manage stress by prioritizing tasks, breaking them down into smaller steps, and seeking help when needed.
Prioritize tasks based on deadlines and importance
Break down tasks into smaller, manageable steps
Seek help from team members or mentors when feeling overwhelmed
Practice time management and set realistic goals
based on 11 reviews
Rating in categories
Associate
12
salaries
| ₹5 L/yr - ₹10.5 L/yr |
Officer
4
salaries
| ₹8 L/yr - ₹18 L/yr |
Specialist
3
salaries
| ₹10 L/yr - ₹16.8 L/yr |
HDB Financial Services
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Equitas Small Finance Bank