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Midland Microfin
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Midland Microfin Limited Interview Questions and Answers
15 Interview questions
Yes, procedures in SQL are used to group a set of SQL statements into a single unit of work.
Procedures can be used to improve code reusability and maintainability.
They can accept input parameters and return output parameters.
Procedures can be called from other SQL statements or applications.
Example: CREATE PROCEDURE GetEmployeeDetails AS SELECT * FROM Employees;
Example: EXEC GetEmployeeDetails;
I am a passionate software developer with expertise in various programming languages and a strong focus on problem-solving.
Experience in languages like Java, Python, and JavaScript.
Worked on full-stack development projects, including web applications.
Strong understanding of algorithms and data structures, demonstrated in coding competitions.
Collaborated in Agile teams, enhancing my teamwork and communication skill...
Microfinance is a type of financial service that provides small loans and other financial services to low-income individuals or groups who lack access to traditional banking services.
Microfinance aims to help alleviate poverty by providing financial services to those who are unable to access traditional banking services.
It typically involves small loans, savings accounts, insurance, and other financial products ta...
Fraud checking involves various types of techniques and methods to detect and prevent fraudulent activities within an organization.
Conducting regular audits to identify discrepancies or irregularities in financial records
Implementing internal controls such as segregation of duties to prevent fraud
Utilizing data analytics tools to detect patterns of fraudulent behavior
Performing background checks on employees and v...
We currently have 25 branches across the country.
We have branches in major cities like New York, Los Angeles, Chicago, etc.
Our newest branch opened last month in Miami.
Each branch specializes in different services such as retail, corporate banking, and wealth management.
RBI regulates NBFCs in India.
Reserve Bank of India (RBI) is the regulatory authority for Non-Banking Financial Companies (NBFCs) in India.
RBI issues guidelines and regulations for NBFCs to ensure financial stability and consumer protection.
NBFCs are required to comply with RBI regulations on capital adequacy, governance, risk management, and other aspects.
RBI conducts regular inspections and audits of NBFCs to mon...
NBFCs are financial institutions that provide banking services without meeting legal definition of a bank.
NBFCs cannot accept demand deposits like banks
NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself
NBFCs focus on specific business areas like loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or o...
To complete targets on a delay basis, prioritize tasks, set realistic timelines, communicate effectively, and adapt to changes.
Prioritize tasks based on urgency and importance
Set realistic timelines for each task to avoid delays
Communicate effectively with team members to ensure everyone is on the same page
Adapt to changes in circumstances or priorities to meet targets
Microfinance is a type of financial service that provides small loans and other financial services to low-income individuals or groups who lack access to traditional banking services.
Microfinance aims to help alleviate poverty by providing financial services to those who are unable to access traditional banking services.
It typically involves small loans, savings accounts, insurance, and other financial products ta...
Effective work involves planning, prioritizing tasks, and fostering teamwork to achieve goals efficiently.
Set clear goals: Define what needs to be accomplished, e.g., increasing branch sales by 15%.
Prioritize tasks: Use tools like the Eisenhower Matrix to distinguish between urgent and important tasks.
Foster teamwork: Encourage collaboration among staff to share ideas and improve service delivery.
Monitor progress:...
Midland Microfin Limited Interview Experiences
33 interviews found
Anonymous
Selected
I applied via Newspaper Ad and was interviewed in Aug 2024. There was 1 interview round.
(5 Questions)
- Q1. First round regional head interview ( Done)
- Q2. Second round head of department interview (Done)
- Q3. What type fraud checking
- Ans.
Fraud checking involves various types of techniques and methods to detect and prevent fraudulent activities within an organization.
Conducting regular audits to identify discrepancies or irregularities in financial records
Implementing internal controls such as segregation of duties to prevent fraud
Utilizing data analytics tools to detect patterns of fraudulent behavior
Performing background checks on employees and vendor...
- Q4. I want to hear from the member to see if there has been any fraud
- Q5. You have to tell everything to the member. I have to check which company gives you loan and what other stressful things you have to tell about the company.
Interview Preparation Tips
- Farud
- Field
(2 Questions)
- Q1. Nbjkvkvjviggj buv hgfvmvuuvukvv
- Q2. Lnjbjbjbjbj kjjjlkbbnklblkbouvikjhio
Selected
I applied via Campus Placement and was interviewed in Mar 2024. There were 3 interview rounds.
Basic questions of maths, reasoning,english and genral awareness
Is microfinance is a holistic approach?
(6 Questions)
- Q1. Tell me about yourself?
- Ans.
Experienced professional with a background in retail management and a passion for leadership and team development.
Over 5 years of experience in retail management
Strong leadership skills with a focus on team development
Proven track record of driving sales and exceeding targets
Passionate about creating a positive work environment
- Q2. Share your experience and learning in internship.
- Ans.
During my internship, I gained valuable hands-on experience in sales, customer service, and team management.
Assisted in developing sales strategies and implementing them to achieve targets
Handled customer inquiries and resolved issues to ensure customer satisfaction
Managed a team of interns, delegating tasks and providing guidance for their professional development
Participated in training sessions on product knowledge ...
- Q3. How to align yourself with the company's culture?
- Ans.
Aligning with the company's culture involves understanding its values, norms, and behaviors, and actively demonstrating them in your work.
Familiarize yourself with the company's mission, vision, and values
Observe how current employees embody the company culture and emulate their behaviors
Participate in company events and initiatives to show your commitment
Seek feedback from colleagues and supervisors on how well you ar...
- Q4. Do you have any idea about microfinance?
- Ans.
Microfinance is a type of financial service that provides small loans and other financial services to low-income individuals or groups who lack access to traditional banking services.
Microfinance aims to help alleviate poverty by providing financial services to those who are unable to access traditional banking services.
It typically involves small loans, savings accounts, insurance, and other financial products tailore...
- Q5. Have any issues with job location pan India?
- Ans.
No, I am open to working in different locations across India.
I am flexible and willing to relocate for the job.
I enjoy exploring new places and experiencing different cultures.
I believe working in various locations can enhance my professional growth and skills.
I have previous experience working in different cities and have adapted well to new environments.
- Q6. Have you any questions you can ask to me?
Interview Preparation Tips
- Topic releated with nbfc mfi
Selected
I applied via Walk-in and was interviewed in Aug 2024. There was 1 interview round.
(1 Question)
- Q1. Details about achievements and contribution made to all previous organizations!
- Ans.
I have consistently achieved targets and implemented successful strategies in my previous roles.
Implemented a new sales strategy that increased revenue by 20% in my last organization
Led a team that successfully launched a new product, resulting in a 15% increase in market share
Streamlined operations processes, reducing costs by 10% while maintaining quality standards
Interview Preparation Tips
Vibhuti Jha
Selected
I applied via Naukri.com and was interviewed in Jul 2024. There were 2 interview rounds.
(2 Questions)
- Q1. Many types of HR policy
- Ans.
HR policies vary widely and can include policies related to recruitment, training, compensation, performance evaluation, and employee benefits.
Recruitment policies outline the process for hiring new employees.
Training policies detail the training programs available to employees.
Compensation policies explain how employees are paid, including salary structures and bonuses.
Performance evaluation policies establish how emp...
- Q2. IT question, policy
Many types of policy
Interview Preparation Tips
Selected
I applied via Job Portal and was interviewed in Nov 2023. There were 3 interview rounds.
(4 Questions)
- Q1. I have a 2 years experience in golden micro finance as a sales manager post
- Ans. I have successfully reached 3.5 k genuen customers collect in golden micro finance company
- Q2. I have a dream to join such a company best micro finance company
- Ans. According to me, I will not find the best micro finance company like Midland.
- Q3. I also have a lot of experience in collection.
- Ans. I had withdrawn Rs 8 lakh of my old company's suppressed money.
- Q4. After all these experiences, can I get a job at a higher salary in Jaipur Rajasthan area?
- Ans. I will give my best for this company
(1 Question)
- Q1. I appeal to Midland Micro Finance to provide me a recently posted job. Thanks
Interview Preparation Tips
Selected
I applied via LinkedIn and was interviewed before Oct 2023. There were 3 interview rounds.
(2 Questions)
- Q1. Basic introduction
- Q2. Are you comfortable with Jalandhar location
- Ans.
Yes, I am comfortable with Jalandhar location.
I have no issues with relocating to Jalandhar for the job.
I am familiar with the area and have visited Jalandhar before.
I have researched the location and am comfortable with the amenities and facilities available.
(2 Questions)
- Q1. Genral Introduction
- Ans.
I am a passionate software developer with expertise in various programming languages and a strong focus on problem-solving.
Experience in languages like Java, Python, and JavaScript.
Worked on full-stack development projects, including web applications.
Strong understanding of algorithms and data structures, demonstrated in coding competitions.
Collaborated in Agile teams, enhancing my teamwork and communication skills.
Con...
- Q2. Do you know about procedure in SQL
- Ans.
Yes, procedures in SQL are used to group a set of SQL statements into a single unit of work.
Procedures can be used to improve code reusability and maintainability.
They can accept input parameters and return output parameters.
Procedures can be called from other SQL statements or applications.
Example: CREATE PROCEDURE GetEmployeeDetails AS SELECT * FROM Employees;
Example: EXEC GetEmployeeDetails;
(2 Questions)
- Q1. Family Background
- Q2. Salary Negotiation
Interview Preparation Tips
In first round their HR will call you and just asking for genral Introduction and asking if you are comfortable for Jalandhar location as Jalandhar is their head office, and they are setting up their IT team in that location only.
In second round they just connected me with their CTO(Gagandeep Sharma) who doesn't have any proper technical knowledge, i don't know who the hell give him a CTO post 😅😅, in this round he just asked me do you know about procedure in SQL I said yes then this interview is also over.
In third round I am having an interview with their COO he also ask for genral Introduction and expected salary package.
In fourth and final their HR connected with me for salary negotiation and after 2 day long salary negotiation he give me offer.
Skills evaluated in this interview
Selected
I appeared for an interview before Jul 2024, where I was asked the following questions.
- Q1. What type of work environments are you comfortable working in?
- Ans.
I thrive in dynamic environments that encourage collaboration, adaptability, and continuous learning, fostering both personal and professional growth.
I enjoy collaborative settings, such as team projects where diverse perspectives enhance decision-making.
I am comfortable in fast-paced environments, like those found in financial institutions, where quick thinking is essential.
I appreciate structured environments with cl...
- Q2. Are you comfortable with our customer type?
- Ans.
I am comfortable with your customer type, as I have experience in assessing diverse financial needs and building strong relationships.
I have worked with various customer segments, including small businesses and individual clients, tailoring solutions to their needs.
For example, I successfully helped a startup secure funding by understanding their unique cash flow challenges.
I prioritize building trust and rapport, whic...
(2 Questions)
- Q1. Document and background
- Q2. Interview and introduction
Interview Preparation Tips
(1 Question)
- Q1. Asked about experience
Top trending discussions
Midland Microfin Limited Interview FAQs
The duration of Midland Microfin Limited interview process can vary, but typically it takes about less than 2 weeks to complete.
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Midland Microfin Limited Interviews By Designations
- Midland Microfin Limited Credit Officer Interview Questions
- Midland Microfin Limited Executive Interview Questions
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- Midland Microfin Limited HR Executive Interview Questions
- Midland Microfin Limited Assistant Manager Interview Questions
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- Midland Microfin Limited Internal Auditor Interview Questions
- Show more
Interview Questions for Popular Designations
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Midland Microfin Limited Reviews and Ratings
based on 341 reviews
Rating in categories
|
Credit Executive
35
salaries
|  ₹1.2 L/yr - ₹3 L/yr |
|
Branch Manager
31
salaries
| ₹2 L/yr - ₹5.2 L/yr |
|
Cluster Manager
31
salaries
| ₹3.5 L/yr - ₹6.5 L/yr |
|
Assistant Manager
20
salaries
| ₹2.7 L/yr - ₹5.1 L/yr |
|
Deputy Manager
14
salaries
| ₹4.1 L/yr - ₹7 L/yr |
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