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based on 334 Reviews

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Midland Microfin Limited Branch Credit Executive Interview Questions and Answers

Updated 5 Jul 2022

Midland Microfin Limited Branch Credit Executive Interview Experiences

1 interview found

I applied via Referral and was interviewed in Jun 2022. There was 1 interview round.

Round 1 - Conversation 

(1 Question)

  • Q1. My self introduction and family introduction Finance related questions

Interview Preparation Tips

Interview preparation tips for other job seekers - Relatives through advice finace company and go through from the interview and mangager to interview

Interview questions from similar companies

Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Market knowledge about loan products.
  • Q2. Types of credit assessment and methods to evaluate applicant cash flow and intention on repayment.
  • Ans. 

    Credit assessment involves analyzing applicant's cash flow and repayment intentions through various methods.

    • Types of credit assessment include credit reports, financial statements, and credit scoring models.

    • Methods to evaluate applicant cash flow include analyzing income sources, expenses, and debt obligations.

    • To assess repayment intentions, lenders may consider credit history, employment stability, and willingness to ...

  • Answered by AI
Round 2 - HR 

(2 Questions)

  • Q1. Stability review in previous company
  • Q2. Attitude and intention and work ethics

Interview Preparation Tips

Interview preparation tips for other job seekers - Be professional in reply and be open in giving out what you know.
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Coding Test 

Asked about my work chenge and experience but also about previous company

Interview Preparation Tips

Interview preparation tips for other job seekers - Taking a job fair.and using for social media
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Last work experience setails
  • Q2. How to do work on your current product.

Interview Preparation Tips

Interview preparation tips for other job seekers - Plz do job in finova capital. Such a wonderfull company to work. I have never seen before this type compny. Very helpfull environment.
Interview experience
1
Bad
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Previous experience
  • Q2. Refered person name in previous company

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(1 Question)

  • Q1. About loan , basic genral knowledge questions regarding finance
Round 2 - One-on-one 

(1 Question)

  • Q1. If u r fresher then normal basic questions about accounting, finance and loan knowledge
Interview experience
5
Excellent
Difficulty level
Hard
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Sep 2023. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Ok and satisfy and positive
  • Q2. Ok and satisfy and positive done

Interview Preparation Tips

Interview preparation tips for other job seekers - Ok
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Feb 2023. There was 1 interview round.

Round 1 - One-on-one 

(5 Questions)

  • Q1. About your self
  • Q2. Why you want to change job
  • Q3. What's your hobbies
  • Q4. Weakness and strength
  • Q5. Your notice period

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing to worry about. You will select easily
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Mar 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. Brief on kind of work done in earlier job
  • Q2. How would to assess a credit proposal?
  • Ans. 

    Assessing a credit proposal involves analyzing the borrower's financial history, creditworthiness, and ability to repay the loan.

    • Review the borrower's credit report and score

    • Analyze the borrower's income and expenses

    • Evaluate the purpose of the loan and the borrower's ability to repay it

    • Consider any collateral or guarantors offered by the borrower

    • Assess the overall risk of the loan and make a recommendation

  • Answered by AI

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based on 1 Midland Microfin Limited interview
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Midland Microfin Limited Branch Credit Executive Salary
based on 4 salaries
₹1.9 L/yr - ₹2.5 L/yr
28% less than the average Branch Credit Executive Salary in India
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Midland Microfin Limited Branch Credit Executive Reviews and Ratings

based on 6 reviews

4.7/5

Rating in categories

4.6

Skill development

4.6

Work-Life balance

4.5

Salary & Benefits

4.9

Job Security

4.6

Company culture

4.6

Promotions/Appraisal

4.6

Work Satisfaction

Explore 6 Reviews and Ratings
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