Merrill Lynch India Technology Services Financial Advisor Interview Questions and Answers for Experienced

Concentrate on the questions and answer accordingly. I am sure it can be cracked within the time limit

Q1. It was an operational round completely based on experience and a situation that you have experience and how you have tackeled it and was there any other way it can be tackled.
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Q1. It was also an operational round and the questions were around the improvement idea's, lean ideas and implementation of those ideas in the process that I am working.
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Q1. It was also an operational round where the questions were acound issues and problems in the transition process. How the improvement ideas have helped in increasing productivity, reducing manual efforts and...read more
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Q1. It was also an operational round in which the questions were basically around how to improve quality of work and implement ideas for a target driven process.
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Q1. This was also an operational round but the questions were more around ensuring quality of work, ensuring one time resolutions and what are the different ways to achieve these with the experience you carry,...read more
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Q1. Self interdution
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Q2. What is golden rules
Ans. 
Golden rules are basic principles of accounting that serve as a foundation for financial transactions.
• Golden rules include the principles of debit and credit, which dictate how transactions are recorded in accounts.

• The three golden rules are: 1) Debit what comes in, credit what goes out. 2) Debit the receiver, credit the giver. 3) Debit expenses and losses, credit income and gains.

• For example, when a company receives c...read more
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Q3. ICICI Bank information
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Q4. ICICI Bank work
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Q5. What is customer handling
Ans. 
Customer handling refers to the process of interacting with customers to address their needs, concerns, and inquiries.
• Listening actively to customers to understand their needs

• Providing timely and accurate information

• Resolving customer complaints and issues effectively

• Maintaining a positive and professional attitude

• Building rapport and trust with customers

• Offering solutions and alternatives to meet customer expectations
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Q1. ICICI Bank related questions
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Q2. Business loan process
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Q1. ICICI Bank how many account
Ans. 
ICICI Bank has millions of accounts worldwide.
• ICICI Bank has millions of savings and current accounts globally.

• The exact number of accounts is constantly changing due to new accounts being opened and closed.

• ICICI Bank offers various types of accounts such as salary accounts, business accounts, and NRI accounts.
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Q2. ICICI Bank account
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Q1. Questions on Financial statements
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Q2. Questions on management
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Versant round which tests speaking and listening skills

Excel test on basic excel skills and Email drafting

Q1. Questions on day to day tasks in the role
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Q2. Questions on budgeting and forecasting
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Q1. Tell me about the job security
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Q2. Job security is must
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Q3. Job will be there
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Q1. What is finance means?
Ans. 
Finance is the management of money and investments.
• Finance involves managing money, investments, and other financial assets.

• It includes activities such as budgeting, investing, and analyzing financial data.

• Finance helps individuals and organizations make informed financial decisions.

• Examples of finance include banking, investing in stocks, and creating financial plans.
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Q2. What is HR means?
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HR stands for Human Resources, which is a department within an organization responsible for managing employee relations, recruitment, training, and benefits.
• HR is responsible for recruiting and hiring new employees.

• HR manages employee relations and ensures a positive work environment.

• HR handles training and development programs for employees.

• HR administers employee benefits and compensation.

• HR ensures compliance with l...read more
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Q3. What was the recruitment?
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Q4. It is you hr and finance?
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Q5. Why should me hide?
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Q1. Golden rules of account
Ans. 
Golden rules of accounting are basic principles to maintain accurate financial records.
• The accounting equation must always balance: Assets = Liabilities + Equity

• Every transaction should be recorded in the books of accounts

• Separate personal and business finances

• Consistency in accounting methods and practices

• Accrual basis of accounting for revenue recognition and matching expenses
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Q2. Golden rule of account
Ans. 
The golden rule of accounting states that debits must equal credits in any financial transaction.
• Debits must always equal credits in accounting entries

• It is the fundamental principle of double-entry accounting

• Helps ensure accuracy and balance in financial records
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Aptitude skills is helpful for you to boost your confidence and develop your decision making skills

Q1. Why did you decide to apply this role
Ans. I have to gain more knowledge of working skills in our company
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