Manappuram Home Finance Interview Questions and Answers

Good 👍 Group Discussion to the Business point of view so all the discussion on business related and Marketing update

Q1. As a Part of Business in New market new area and Competitor for business to another organisation and i will handle with company Products and policy so over all is good
Add your answer
Q2. What is POS what is Business trick etc
Ans. 
POS stands for Point of Sale, which is a system used by businesses to process transactions. Business tricks refer to strategies used to increase sales or profits.
• POS is a system used by businesses to process transactions, including sales, returns, and exchanges.

• POS systems can include hardware such as cash registers, barcode scanners, and receipt printers, as well as software for tracking sales and inventory.

• Business t...read more
Answered by AI
Add your answer
Q3. As a same previous column
Add your answer

Q1. Tell me about your self
Add your answer
Q2. What is role and responsibilities
Add your answer

Q1. What is the meaning of GST
Ans. 
GST stands for Goods and Services Tax, a value-added tax levied on most goods and services sold for domestic consumption.
• GST is a comprehensive indirect tax levied on the supply of goods and services.

• It is a destination-based tax, meaning it is levied at the point of consumption.

• GST has replaced multiple indirect taxes like VAT, service tax, excise duty, etc.

• It aims to simplify the tax structure, eliminate cascading ef...read more
Answered by AI
Add your answer
Q2. What is the full form of PAN
Ans. 
Permanent Account Number
• PAN is a unique 10-character alphanumeric code assigned to individuals and companies in India

• It is used for financial transactions and tax purposes

• Example: ABCDE1234F
Answered by AI
Add your answer

Q1. What is the role and responsibilities of credit manager
Ans. 
A credit manager oversees credit policies, assesses creditworthiness, and manages credit risk to ensure financial stability.
• Evaluate credit applications by analyzing financial statements and credit reports.

• Set credit limits for customers based on risk assessment; for example, a high-risk customer may have a lower limit.

• Monitor accounts receivable to ensure timely payments and minimize bad debt.

• Develop and implement cre...read more
Answered by AI
Add your answer
Q2. How many experience do you have
Ans. 
I have over 7 years of experience in credit management, focusing on risk assessment and customer relationship building.
• Managed a portfolio of over 200 clients, ensuring timely payments and minimizing defaults.

• Implemented a new credit scoring system that reduced risk by 15%.

• Conducted regular training sessions for the team on credit policies and risk management.

• Collaborated with sales teams to align credit policies with ...read more
Answered by AI
Add your answer