Kosamattam Finance Branch Executive Interview Questions and Answers

Q1. Basic questions.. like.. experience etc.
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Q2. In which company were you earlier and under which designation were you and how much target did you achieve monthly.
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Q1. All about credit policy
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Q1. Job experiences
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Q2. Understanding of product
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Q3. Market references
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Q1. Understanding of product
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Q2. Market knowledge
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Q3. Job experiences
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Who are eligible for customer loan, how to provide them

Q1. Who is eligible
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Q2. How to provide them loan
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Q3. Who have Best cibil score
Ans. 
Individuals with a high credit score have the best CIBIL score.
• Individuals who consistently make timely payments on their loans and credit cards.

• People who have a low credit utilization ratio.

• Those who have a long credit history with a mix of different types of credit accounts.

• Borrowers who have not defaulted on any loans or credit card payments.

• Customers who regularly check their credit report for errors and take step
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Q4. Who's busines is running well
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Many businesses are running well, including tech companies, e-commerce platforms, and healthcare providers.
• Tech companies like Apple and Google are experiencing strong growth due to high demand for their products and services.

• E-commerce platforms such as Amazon and Shopify are thriving as more consumers shop online.

• Healthcare providers are seeing increased demand for medical services and products, especially during the
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Q5. Who have Best income
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Q1. Not asking for everyone
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Q2. Based on situation only, would be take car upto 12 Months repayment customer
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Working capital gap? Can explain in detail

Very important discussion Growth level

Any security purpose and damaged software work's

Morning meeting very important discussion Growth level

Team work and safety spirit company conditions and norms

Q1. Company how much days working complete on role job
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Q2. Salary payment is directly bank account
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Q3. Festival bonus and other incriment
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Q4. Company growth next level carrier Higher level official available.
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Q1. Any technical error is slove in our company how much time
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Q2. Net work or server issue and any technical problems
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Q1. Company total growth any ideas Sharing talking to Higher level official
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Q2. Any company is possible for positive growth level
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Q3. Share with Marketing activities dress code Tv side boards marketing activities
Ans. 
Marketing activities should align with company dress code and utilize TV side boards for maximum impact.
• Marketing activities should be professional and align with the company's dress code policy.

• TV side boards can be used to display promotional content in high-traffic areas.

• Marketing activities should be targeted towards the company's target audience and goals.

• Examples of marketing activities could include hosting even...read more
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Q1. Discuss current organization and work, responsibility and, other daily task work underwriting.
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Q2. Job responsibility, current job working, underwriting credit process, and other branch related work.
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