10+ Kinara Capital Interview Questions and Answers

In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.

• Check credit history and credit score in CIBIL

• Analyze customer's financial stability

• Assess customer's income and existing debts

• Evaluate customer's repayment history

• Consider any previous defaults or delinquencies

Priority and severity are terms used in software testing to indicate the importance and impact of a defect.

• Priority refers to the order in which defects should be fixed based on their impact on the system and business requirements.

• Severity refers to the degree of impact a defect has on the system's functionality and the user's ability to use it.

• For example, a defect that causes the system to crash would have high severity, while a spelling mistake in a non-critical area would...read more

DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.

• DPD is a measure of how many days a payment is overdue

• It is important to analyze payment history to determine if the customer pays on time

• Credit utilization is also important as it shows how much credit the customer is using compared to their limit

• Both factors can indicate the customer's ability to manage their finances and pay back loans

• For example, a customer ...read more

I handle critical cases by remaining calm, analyzing the situation, prioritizing tasks, seeking advice if needed, and making decisions promptly.

• Remain calm and composed under pressure

• Analyze the situation thoroughly to understand the complexities involved

• Prioritize tasks based on urgency and importance

• Seek advice from senior colleagues or legal experts if necessary

• Make decisions promptly to address the critical situation effectively

To lower high interest rates, negotiate with lenders, consolidate debt, improve credit score, and consider refinancing.

• Negotiate with lenders to lower interest rates

• Consolidate high-interest debt into a lower interest loan

• Improve credit score by making timely payments and reducing debt

• Consider refinancing existing loans at a lower rate

• Seek out promotional offers or balance transfer options

Our company has experienced steady growth over the past few years.

• We have consistently increased our revenue year over year.

• We have expanded our customer base and entered new markets.

• We have successfully launched new products and services.

• We have made strategic acquisitions to enhance our capabilities.

• We have improved operational efficiency and cost management.

• We have attracted top talent and built a strong team.

• We have gained recognition and industry awards for our performan...read more

Manual testing is a process of verifying software manually without the use of automation tools.

• Test cases are executed manually by a tester

• It involves exploring the software to find defects

• It is time-consuming and requires human effort

• It is useful for testing user experience and usability

• Examples include ad-hoc testing, exploratory testing, and regression testing

Mobile testing is the process of testing mobile applications on various devices and platforms to ensure their functionality and usability.

• Mobile testing involves testing mobile apps on different devices and platforms

• It ensures the functionality, usability, and performance of the app

• Types of mobile testing include functional testing, performance testing, security testing, and compatibility testing

• Tools used for mobile testing include Appium, Selenium, and TestComplete

• Mobile te...read more

The collection purpose refers to the reason for gathering or accumulating certain items or information.

• Collection purpose helps in determining the intended use of the collected data.

• It ensures that the collected items or information are relevant and necessary for a specific purpose.

• Examples of collection purposes include market research, customer profiling, data analysis, and record-keeping.

• Collection purpose also helps in complying with data protection regulations and ensuri...read more

I'm sorry, I don't have access to that information.

• No data available

My journey started with self-learning and building small projects. Then I pursued a degree in computer science and gained professional experience in various companies.

• Started with self-learning and building small projects

• Pursued a degree in computer science

• Gained professional experience in various companies

• Continuously learning and improving skills

Collections can be done by establishing clear communication, setting up payment plans, and using legal action as a last resort.

• Establish clear communication with the debtor to understand their financial situation and work out a payment plan.

• Send reminders and follow up regularly to ensure payments are made on time.

• Consider using a debt collection agency or legal action as a last resort.

• Maintain accurate records of all communication and payments made.

• Be aware of legal regulati...read more

I'm sorry, but I don't understand the question. Could you please rephrase it?

SDLC stands for Software Development Life Cycle. It is a process used to develop and maintain software applications.

• SDLC is a structured approach that consists of various phases such as requirements gathering, design, development, testing, deployment, and maintenance.

• It provides a framework for software development teams to plan, build, and deliver high-quality software products.

• Each phase in the SDLC has specific objectives, deliverables, and activities that need to be compl...read more

I would sell a laptop by highlighting its powerful performance, sleek design, and versatility for work and entertainment.

• Highlight the laptop's fast processor and ample storage for efficient work

• Emphasize the sleek and modern design that is appealing to professionals and students alike

• Mention the versatility of the laptop for both work tasks and entertainment purposes

• Offer special promotions or discounts to entice potential customers

• Provide excellent customer service and afte...read more