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10+ D-Day Evento Interview Questions and Answers

Updated 25 Jan 2025

Q1. What do u check in cibil? What will u analyze in customer beforr funding

Ans.

In CIBIL, I check the credit history and credit score of the customer. Before funding, I analyze the customer's financial stability, income, existing debts, and repayment history.

  • Check credit history and credit score in CIBIL

  • Analyze customer's financial stability

  • Assess customer's income and existing debts

  • Evaluate customer's repayment history

  • Consider any previous defaults or delinquencies

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Q2. What do you mean by priority and severity ? give an example to explain .

Ans.

Priority and severity are terms used in software testing to indicate the importance and impact of a defect.

  • Priority refers to the order in which defects should be fixed based on their impact on the system and business requirements.

  • Severity refers to the degree of impact a defect has on the system's functionality and the user's ability to use it.

  • For example, a defect that causes the system to crash would have high severity, while a spelling mistake in a non-critical area would...read more

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Q3. What is dpd ? What is more important to analysis the credit worthiness of customers

Ans.

DPD stands for Days Past Due. Payment history and credit utilization are more important to analyze creditworthiness.

  • DPD is a measure of how many days a payment is overdue

  • It is important to analyze payment history to determine if the customer pays on time

  • Credit utilization is also important as it shows how much credit the customer is using compared to their limit

  • Both factors can indicate the customer's ability to manage their finances and pay back loans

  • For example, a customer ...read more

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Q4. How can you handle the cases in critical situations?

Ans.

I handle critical cases by remaining calm, analyzing the situation, prioritizing tasks, seeking advice if needed, and making decisions promptly.

  • Remain calm and composed under pressure

  • Analyze the situation thoroughly to understand the complexities involved

  • Prioritize tasks based on urgency and importance

  • Seek advice from senior colleagues or legal experts if necessary

  • Make decisions promptly to address the critical situation effectively

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Q5. How to high of rate of intrest

Ans.

To lower high interest rates, negotiate with lenders, consolidate debt, improve credit score, and consider refinancing.

  • Negotiate with lenders to lower interest rates

  • Consolidate high-interest debt into a lower interest loan

  • Improve credit score by making timely payments and reducing debt

  • Consider refinancing existing loans at a lower rate

  • Seek out promotional offers or balance transfer options

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Q6. What growth ur company

Ans.

Our company has experienced steady growth over the past few years.

  • We have consistently increased our revenue year over year.

  • We have expanded our customer base and entered new markets.

  • We have successfully launched new products and services.

  • We have made strategic acquisitions to enhance our capabilities.

  • We have improved operational efficiency and cost management.

  • We have attracted top talent and built a strong team.

  • We have gained recognition and industry awards for our performan...read more

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Q7. What is manual testing ?

Ans.

Manual testing is a process of verifying software manually without the use of automation tools.

  • Test cases are executed manually by a tester

  • It involves exploring the software to find defects

  • It is time-consuming and requires human effort

  • It is useful for testing user experience and usability

  • Examples include ad-hoc testing, exploratory testing, and regression testing

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Q8. What is mobile testing?

Ans.

Mobile testing is the process of testing mobile applications on various devices and platforms to ensure their functionality and usability.

  • Mobile testing involves testing mobile apps on different devices and platforms

  • It ensures the functionality, usability, and performance of the app

  • Types of mobile testing include functional testing, performance testing, security testing, and compatibility testing

  • Tools used for mobile testing include Appium, Selenium, and TestComplete

  • Mobile te...read more

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Q9. Collection purpose

Ans.

The collection purpose refers to the reason for gathering or accumulating certain items or information.

  • Collection purpose helps in determining the intended use of the collected data.

  • It ensures that the collected items or information are relevant and necessary for a specific purpose.

  • Examples of collection purposes include market research, customer profiling, data analysis, and record-keeping.

  • Collection purpose also helps in complying with data protection regulations and ensuri...read more

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Q10. How many Company branches

Ans.

I'm sorry, I don't have access to that information.

  • No data available

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Q11. Explain your developer journey not CV

Ans.

My journey started with self-learning and building small projects. Then I pursued a degree in computer science and gained professional experience in various companies.

  • Started with self-learning and building small projects

  • Pursued a degree in computer science

  • Gained professional experience in various companies

  • Continuously learning and improving skills

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Q12. How to do collections mainly

Ans.

Collections can be done by establishing clear communication, setting up payment plans, and using legal action as a last resort.

  • Establish clear communication with the debtor to understand their financial situation and work out a payment plan.

  • Send reminders and follow up regularly to ensure payments are made on time.

  • Consider using a debt collection agency or legal action as a last resort.

  • Maintain accurate records of all communication and payments made.

  • Be aware of legal regulati...read more

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Q13. Carent ctc In ur com

Ans.

I'm sorry, but I don't understand the question. Could you please rephrase it?

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    Q14. What is sdlc

    Ans.

    SDLC stands for Software Development Life Cycle. It is a process used to develop and maintain software applications.

    • SDLC is a structured approach that consists of various phases such as requirements gathering, design, development, testing, deployment, and maintenance.

    • It provides a framework for software development teams to plan, build, and deliver high-quality software products.

    • Each phase in the SDLC has specific objectives, deliverables, and activities that need to be compl...read more

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    Q15. Sell any product like laptop??

    Ans.

    I would sell a laptop by highlighting its powerful performance, sleek design, and versatility for work and entertainment.

    • Highlight the laptop's fast processor and ample storage for efficient work

    • Emphasize the sleek and modern design that is appealing to professionals and students alike

    • Mention the versatility of the laptop for both work tasks and entertainment purposes

    • Offer special promotions or discounts to entice potential customers

    • Provide excellent customer service and afte...read more

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    Q16. NPA FULL FORM

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    More about working at Kinara Capital

    #2 Best Mid-Sized Company - 2022
    #2 Best Internet/Product Company - 2022
    HQ - Bangalore,Karnataka, India
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