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Keertana Finserv Gold Appraiser Interview Questions and Answers

Updated 9 Oct 2022

Keertana Finserv Gold Appraiser Interview Experiences

1 interview found

I applied via Newspaper Ad and was interviewed in Apr 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(4 Questions)

  • Q1. Intraduction and work experience in gold loans
  • Ans. 

    I have worked as a gold appraiser for 5 years and have extensive experience in gold loans.

    • I have appraised gold jewelry, coins, and bullion for loan purposes.

    • I have worked with various financial institutions and private lenders to provide accurate valuations.

    • I am familiar with the current market trends and fluctuations in gold prices.

    • I have also assisted in the loan disbursement process and ensured compliance with regu...

  • Answered by AI
  • Q2. Introduce about your self
  • Ans. 

    I am an experienced Gold Appraiser with a strong knowledge of precious metals and gemstones.

    • I have been working in the gold appraisal industry for over 10 years.

    • I am skilled in evaluating the quality, purity, and value of gold and other precious metals.

    • I have a deep understanding of gemstones and their characteristics.

    • I am familiar with various testing methods and equipment used in gold appraisal.

    • I have a strong attent...

  • Answered by AI
  • Q3. Have you experience in Gold loans
  • Ans. 

    Yes, I have experience in Gold loans.

    • I have worked as a gold appraiser for a bank where I assessed the value of gold for loan purposes.

    • I have also interacted with customers who have taken gold loans and helped them understand the terms and conditions.

    • I am familiar with the documentation required for gold loans and the process of disbursing the loan amount.

    • I have also assisted in the recovery of gold loans in case of de

  • Answered by AI
  • Q4. What is Gold Loans and benfits and losses
  • Ans. 

    Gold loans are loans given against gold as collateral. Benefits include quick processing and lower interest rates, while losses include risk of losing the gold.

    • Gold loans are secured loans given against gold as collateral

    • They are popular due to quick processing and lower interest rates compared to unsecured loans

    • The loan amount is usually a percentage of the gold's value

    • The borrower risks losing the gold if they are un...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - If you have experience in gold loans than job will easy

Interview questions from similar companies

Interview Questionnaire 

10 Questions

  • Q1. Job location
  • Q2. Any nearest Branch Hooghly, Howrah
  • Q3. How much salary
  • Q4. Where location branch
  • Q5. I will try my best performance
  • Q6. Present working iifl finance
  • Q7. My salary in hand 16500
  • Q8. CTC 265000
  • Q9. 2 month notice period
  • Q10. My post castomer care executive
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I was interviewed in Jan 2025.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About myself and last working company status
  • Q2. Work experience
Round 2 - HR 

(2 Questions)

  • Q1. Salary confirmation
  • Q2. Documentation
Interview experience
4
Good
Difficulty level
-
Process Duration
2-4 weeks
Result
-

I applied via Recruitment Consulltant and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. How will you assess the customer with low cibil score
  • Ans. 

    Assessing customers with low cibil score involves analyzing their credit history, financial stability, and potential risk factors.

    • Review the customer's credit report to understand the reasons for the low CIBIL score

    • Assess the customer's current financial situation, including income, expenses, and existing debts

    • Consider any extenuating circumstances that may have led to the low CIBIL score, such as medical emergencies o...

  • Answered by AI
  • Q2. Volume of files handled and approval to login ratio
  • Ans. 

    The volume of files handled and approval to login ratio is a key metric to assess efficiency and productivity.

    • The volume of files handled refers to the number of credit applications or cases processed by the credit manager within a specific time frame.

    • Approval to login ratio indicates the percentage of credit applications approved compared to the total number of applications logged in by the credit manager.

    • A high volum...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Qualification or education
  • Q2. General round and etc
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Mar 2024. There were 2 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About previous work experience
  • Q2. About subject questions
Round 2 - HR 

(2 Questions)

  • Q1. About work related questions
  • Q2. Package discussion

Interview Preparation Tips

Interview preparation tips for other job seekers - Good place to work
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Walk-in and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(5 Questions)

  • Q1. One on one round to be clear.
  • Q2. Personal details discussed.
  • Q3. Educational qualification discussed.
  • Q4. Field activities discussed.
  • Q5. Area knowledge discussed.
Round 3 - Aptitude Test 

Nothing every thing is good.

Interview Preparation Tips

Interview preparation tips for other job seekers - Nothing every thing is excellence.
Interview experience
4
Good
Difficulty level
Easy
Process Duration
More than 8 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed in Jun 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Salary expected
  • Q2. Work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - Naukri is a good platform for job placement
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. What is npa How it works
  • Ans. 

    NPA stands for Non-Performing Asset. It refers to a loan or advance where interest or installment of principal remains overdue for a period of 90 days.

    • NPA indicates that the borrower is not able to generate enough income to repay the loan.

    • Banks classify NPAs into substandard, doubtful, and loss assets based on the period for which the asset has remained non-performing.

    • NPAs impact the profitability and liquidity of bank...

  • Answered by AI
  • Q2. What is collection and what is the process before taking it from the customer?
  • Ans. 

    Collection is the process of recovering unpaid debts from customers through various means.

    • Collection involves contacting customers who have outstanding debts and persuading them to make payments.

    • The process may include sending reminders, making phone calls, and offering payment plans.

    • Before taking collection action, it is important to review the customer's payment history and attempt to resolve any disputes or issues.

    • L...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2023. There were 4 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - Aptitude Test 

Chek the candidate behaviour

Round 3 - One-on-one 

(1 Question)

  • Q1. Related quations knowledge
Round 4 - HR 

(1 Question)

  • Q1. Discussed package

Interview Preparation Tips

Interview preparation tips for other job seekers - Discussed

Keertana Finserv Interview FAQs

How many rounds are there in Keertana Finserv Gold Appraiser interview?
Keertana Finserv interview process usually has 2 rounds. The most common rounds in the Keertana Finserv interview process are Resume Shortlist and HR.
What are the top questions asked in Keertana Finserv Gold Appraiser interview?

Some of the top questions asked at the Keertana Finserv Gold Appraiser interview -

  1. What is Gold Loans and benfits and los...read more
  2. Intraduction and work experience in gold lo...read more
  3. Have you experience in Gold lo...read more

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