Janakalyan Sahakari Bank Interview Questions and Answers

First round Aptitude + Technical questions on CS fundamentals

Q1. Frog jump Dynamic programming question
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Q2. Remove zeroes from a numbers only string and insert at last also maintain the relative order
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Remove zeroes from a numbers only string and insert at last while maintaining relative order.
• Iterate through the string and separate numbers and zeroes

• Store numbers in an array and zeroes in a separate array

• Concatenate the numbers array with the zeroes array at the end
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Q3. One sql question on joins
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Q1. Introduction myself
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Q2. Core based questions
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Questions were asked from Pesuedocode,Flow Chart,Quntitative(Time Speed Distance,Profit and Loss,Ratio,Number series) IT Baasics,Essay Writing

Q1. Tell about your project
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Q2. SQL,DBMS questions
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Q1. Self Introduction
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Q2. Work culture and Discuss with some basic topics
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Q1. What do you mean by corporate actions
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Corporate actions refer to events initiated by a public company that can affect its shareholders and securities.
• Corporate actions can include dividends, stock splits, mergers, acquisitions, rights issues, and spin-offs.

• These actions can impact the value of securities held by investors and may require adjustments to portfolios.

• Investors need to stay informed about corporate actions to make informed decisions about their
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Q2. What is spin off in Corporate action
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A spin off in Corporate action is when a company creates a new independent company by separating a part of its business.
• A spin off involves a parent company distributing shares of a subsidiary to its existing shareholders.

• The new independent company operates separately from the parent company.

• Spin offs can be done to unlock value, focus on core businesses, or improve efficiency.

• Examples of spin offs include the separat...read more
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Q3. What is derivatives and its type.
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Derivatives are financial contracts whose value is derived from an underlying asset or group of assets.
• Derivatives can be used for hedging, speculation, or arbitrage.

• Types of derivatives include options, futures, forwards, and swaps.

• Options give the holder the right, but not the obligation, to buy or sell an asset at a specified price before a certain date.

• Futures are contracts to buy or sell an asset at a predetermine...read more
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Q4. What is difference between futures and forwards?
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Futures are standardized contracts traded on exchanges, while forwards are customized contracts traded over-the-counter.
• Futures are traded on exchanges, while forwards are traded over-the-counter.

• Futures are standardized in terms of contract size, expiration date, and settlement, while forwards are customizable based on the needs of the parties involved.

• Futures require margin accounts and daily settlement, while forwar...read more
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Q5. What is credit default swap?
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A credit default swap is a financial derivative contract that allows an investor to transfer the credit risk of a fixed income security to another party.
• It is essentially a form of insurance against the default of a borrower or issuer of debt.

• The buyer of the credit default swap makes periodic payments to the seller in exchange for protection against default.

• If the borrower defaults on their debt, the seller of the cre...read more
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Q6. What is bonus issue in corporate actions?
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Bonus issue in corporate actions refers to the issuance of additional shares to existing shareholders at no cost.
• Bonus issue is a form of corporate action where a company distributes additional shares to its existing shareholders for free.

• This is done as a way to reward shareholders without affecting the company's cash reserves.

• Shareholders receive additional shares in proportion to their existing holdings, maintaining...read more
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Q7. In PUT option if strike price is greater than current market price then is it in ITM, OTM or ATM?
Ans. 
In-the-money (ITM) option
• If the strike price is greater than the current market price in a PUT option, it is considered in-the-money (ITM)

• ITM options have intrinsic value because they can be exercised for a profit

• Example: If the strike price of a PUT option is $50 and the current market price is $45, it is ITM
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Q8. What is reconciliation and stages of trade life cycle.
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Reconciliation is the process of comparing two sets of records to ensure they are in agreement. Trade life cycle includes order generation, execution, confirmation, settlement, and post-trade processing.
• Reconciliation involves comparing data from different sources to identify and resolve discrepancies.

• Stages of trade life cycle include order generation, execution, confirmation, settlement, and post-trade processing.

• Exa...read more
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Q9. What is function of custodian?
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Custodian is responsible for safeguarding assets, processing transactions, and providing reporting services for institutional clients.
• Safeguarding assets such as securities, cash, and other financial instruments

• Processing transactions including settlements, corporate actions, and income collection

• Providing reporting services like performance measurement, risk analysis, and compliance monitoring
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Q1. What do know about axa?
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AXA is a multinational insurance company headquartered in France.
• AXA is one of the largest insurance companies in the world.

• It offers a wide range of insurance products and services including life, health, property, and casualty insurance.

• AXA operates in multiple countries and regions globally.

• The company also provides asset management and investment services.

• AXA is known for its strong financial stability and customer
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Q2. General Question about background of candidate
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Q3. What do know about investment banking and what are the services they provide?
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Investment banking provides financial services to corporations, governments, and other institutions.
• Investment banks help companies raise capital through issuing stocks and bonds.

• They provide advisory services for mergers and acquisitions.

• They offer trading and market making services for securities.

• Investment banks also engage in asset management and wealth management.

• They assist in underwriting new debt and equity sec
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COding round with 2 questions and mcq.s

Q1. Related to array in cpp
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Q2. Related to array in cpp
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Q1. What is a telnet?
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Telnet is a network protocol used to access and manage devices remotely over a network.
• Telnet allows users to connect to a remote device or server using a command-line interface.

• It is commonly used for troubleshooting network issues, configuring devices, and accessing remote servers.

• Telnet operates on port 23 and transmits data in plain text, making it less secure compared to SSH.

• Example: telnet 192.168.1.1
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Q2. What is a SFTP port number?
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SFTP port number is used for secure file transfer over SSH protocol.
• SFTP port number is typically 22.

• It is used for secure file transfer over SSH protocol.

• SFTP stands for Secure File Transfer Protocol.
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Q1. Product statement and metrics
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Q2. Buidling products from 0 to 1 experience
Ans. 
Experience in developing products from ideation to launch
• Identifying market needs and opportunities

• Creating a product roadmap and strategy

• Leading cross-functional teams in product development

• Iterating on prototypes based on user feedback

• Launching and scaling the product successfully
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