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IndusInd Bank

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based on 10.6k Reviews

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IndusInd Bank Value Banker Interview Questions and Answers

Updated 12 Feb 2022

IndusInd Bank Value Banker Interview Experiences

1 interview found

Value Banker Interview Questions & Answers

user image Anonymous

posted on 12 Feb 2022

I applied via Naukri.com

Round 1 - One-on-one 

(2 Questions)

  • Q1. About my self and need banking details
  • Q2. Why you prefer this job

Interview Preparation Tips

Interview preparation tips for other job seekers - I m looking for job in this banl

Interview questions from similar companies

Interview experience
3
Average
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Based on Experience
  • Q2. No of proposal procees

Interview Preparation Tips

Interview preparation tips for other job seekers - Recruitment for MSME Relationship Manager. Kindly prepare the below.

1. Ratio Analysis ( Current Ratio, Debt to Equity Ratio, DSCR , Interest Coverage Ratio, Tangible network, Networth )
2. Through Knowledge on Working capital, Supply chain Finance , Bank Guarantee, Letter of Credit )
3. Balance sheet and profit and loss statement analysis. Question will be asked on this.
4. CIBIL ( Commercial and individual)
5. Equitable Mortgage and Loan Against property details.
6. No of case and portfolio Handling.
7. Channel Partner Knowledge of local Area.
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Feb 2024. There were 3 interview rounds.

Round 1 - Group Discussion 

Group discussion with 18 to 15 folks.. With two moderators

Round 2 - Language assessment 

(1 Question)

  • Q1. Multiple questions were asked one on one. Generic questions about your best holiday... Fondest memory.
Round 3 - One-on-one 

(4 Questions)

  • Q1. Questions about your previous work experience
  • Q2. Reason for leaving the previous job
  • Q3. Reasons for joining barclays
  • Ans. 

    I am drawn to Barclays for its strong reputation, commitment to innovation, and opportunities for career growth.

    • Strong reputation in the banking industry

    • Commitment to innovation in financial services

    • Opportunities for career growth and development

  • Answered by AI
  • Q4. Mock calls with the interviewers

Interview Preparation Tips

Interview preparation tips for other job seekers - The process is time consuming as it is a walk in hiring process. Be patient and carry refreshments. Be well prepared with the background of the company and their mindset. Relate your work experience and your professional goals with their mindset.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(2 Questions)

  • Q1. Wealth management
  • Q2. Product knowledge
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2024. There was 1 interview round.

Round 1 - One-on-one 

(3 Questions)

  • Q1. Experience and teem handle
  • Q2. Better opportunity
  • Q3. Carrier growth in system
  • Ans. 

    Carrier growth in system refers to the development and advancement of employees within the organization.

    • Implementing career development programs and opportunities for employees to grow within the company

    • Providing training and mentorship programs to help employees enhance their skills and knowledge

    • Offering promotions and advancement opportunities based on performance and potential

    • Encouraging employees to set career goal

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It is very good, but due to my mistake I got expelled from the bank, but if I get a chance, I would like to go again.
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. Self introduction
  • Q2. Family introduction previous work
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Technical 

(1 Question)

  • Q1. How would you analyse a company if tou want to give term loan? What if cashflow is negative, will yo lend? Dscr How would you analyse a company
  • Ans. 

    To analyze a company for a term loan, consider factors like cash flow, debt service coverage ratio (DSCR), financial statements, industry trends, and management quality.

    • Examine the company's financial statements to assess its profitability, liquidity, and leverage.

    • Calculate the debt service coverage ratio (DSCR) to determine if the company generates enough cash flow to cover its debt obligations.

    • Evaluate the company's ...

  • Answered by AI
Interview experience
4
Good
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. Experience and family background
Round 3 - One-on-one 

(1 Question)

  • Q1. Salary details company details
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Naukri.com and was interviewed in Aug 2023. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. Tell me about your recent profile?
Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-

I applied via Campus Placement

Round 1 - Group Discussion 

Use of social media in Banking system

IndusInd Bank Interview FAQs

How many rounds are there in IndusInd Bank Value Banker interview?
IndusInd Bank interview process usually has 1 rounds. The most common rounds in the IndusInd Bank interview process are One-on-one Round.

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IndusInd Bank Value Banker Reviews and Ratings

based on 1 review

5.0/5

Rating in categories

5.0

Skill development

5.0

Work-life balance

5.0

Salary

5.0

Job security

5.0

Company culture

5.0

Promotions

5.0

Work satisfaction

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