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Indostar Home Finance Credit Executive Interview Questions and Answers for Experienced

Updated 19 Jan 2022

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Credit Executive Interview Questions

user image Anonymous

posted on 19 Jan 2022

4 Interview Rounds

1

HR Round (3 Questions)

  • Q1. What are your salary expectations?
  • Q2. Share details of your previous job.
  • Q3. Why are you looking for a change?
2

Technical Round (2 Questions)

  • Q1. Property details of applicantts
  • Q2. Analysis the document and links
3

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
4

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips

Interview Preparation Tips

Interview preparation tips for other job seekers - Godd and happy with the interview

Interview questions from similar companies

Interview experience
5
 Excellent
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Sep 2024.

1 Interview Round

1

HR Round (4 Questions)

  • Q1. Policy & product
  • Q2. Personal & previous experience
  • Q3. Credit Underwriting and Products knowledge
  • Q4. NA ALL Details mentioned

Interview Preparation Tips

Interview preparation tips for other job seekers - Na
Interview experience
1
 Bad
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Recruitment Consulltant and was interviewed in Jun 2023.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
2

One-on-one Round (2 Questions)

  • Q1. Not proper questions
  • Q2. Just taking DSA known details from a credit resource
3

One-on-one Round (1 Question)

  • Q1. Tell lie details in interview about business n how they lend

Interview Preparation Tips

Topics to prepare for JM Financial Area Credit Manager interview:
  • Don't go to these co.
Interview preparation tips for other job seekers - Don't go to these co. Ruined career n play with employees career like a toy. Tell all time lie
Interview experience
4
 Good
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Naukri.com and was interviewed in Mar 2023.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. Policy ,FOIR ,LTV CAM
  • Q2. Underwriting legal and technical
  • Q3. Pd,tele pd case appraisal
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 2-4 weeks
Result
Selected  Selected

I applied via Approached by Company and was interviewed before Nov 2023.

3 Interview Rounds

1

Aptitude Test Round

Logically,reasoning, maths

2

One-on-one Round (4 Questions)

  • Q1. How to underwriting the case
  • Q2. How to CIBIL check
  • Q3. How to decision making fast
  • Q4. How manage sales team
3

HR Round (2 Questions)

  • Q1. Documentation of job
  • Q2. Negotiations of salary

Interview Preparation Tips

Interview preparation tips for other job seekers - Everything ok

I applied via Referral and was interviewed in Feb 2022.

2 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
2

Technical Round (2 Questions)

  • Q1. Different financial terms such as RTGS, CIBIL, ECS, NACH, FOIR and etc
  • Q2. Are you satisfied with given work location or not

Interview Preparation Tips

Interview preparation tips for other job seekers - Know all important banking terms mentioned above through google or any other source and be prepared for the worst scenario you will succeed
Interview experience
3
 Average
Difficulty level
 Moderate
Duration
 4-6 weeks
Result
Selected  Selected

I applied via Company Website and was interviewed before Mar 2023.

1 Interview Round

1

One-on-one Round (2 Questions)

  • Q1. Describe Financial Statement?
  • Q2. Tell me about yourself

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare basics

1 Interview Round

Interview Questions

  • Q1. Questions related to previous work like explain the nature of job in detail. Questions on basic financial concepts. Reading financial statements, ratio analysis...read more Add Answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Answer honestly and confidently.
Interview experience
5
 Excellent
Difficulty level
 Moderate
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Nov 2023.

3 Interview Rounds

1

Aptitude Test Round

Basic written test of mortgage finance

2

Mock interview with Deptt Head Round (2 Questions)

  • Q1. What are the number of logins and PD done by you in your previous company?
  • Q2. What is delinquency ratio at your branch/location and what are the methods to control high delinquency to strengthen portfolio ?
3

HR Round (2 Questions)

  • Q1. What is your last ctc?
  • Q2. How much is your expectation?

Interview Preparation Tips

Interview preparation tips for other job seekers - Be prepared for basic Finance knowledge and specially Credit functions should be more clear
Interview experience
4
 Good
Difficulty level
 Easy
Duration
 Less than 2 weeks
Result
Selected  Selected

I applied via Referral and was interviewed before Jun 2022.

3 Interview Rounds

1

Resume Shortlist Round

Pro Tip by AmbitionBox:
Double-check your resume for any spelling mistakes. The recruiter may consider spelling mistakes as careless behavior or poor communication skills.
View all tips
2

One-on-one Round (3 Questions)

  • Q1. What points do you look in PD with customer on business location
  • Q2. What are components for P&L and balance sheet?
  • Q3. How to verify salaried customer employment
3

HR Round (2 Questions)

  • Q1. Preferred Location
  • Q2. Why you want to work with Aditya Birla Company ? What do you know about company?

Indostar Home Finance Interview FAQs

How many rounds are there in Indostar Home Finance Credit Executive interview for experienced candidates?
Indostar Home Finance interview process for experienced candidates usually has 4 rounds. The most common rounds in the Indostar Home Finance interview process for experienced candidates are Resume Shortlist, HR and Technical.
What are the top questions asked in Indostar Home Finance Credit Executive interview for experienced candidates?

Some of the top questions asked at the Indostar Home Finance Credit Executive interview for experienced candidates -

  1. Property details of applican...read more
  2. Analysis the document and li...read more

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Indostar Home Finance Credit Executive Reviews and Ratings

based on 2 reviews

4.9/5

Rating in categories

4.7

Skill development

4.9

Work-Life balance

4.9

Salary & Benefits

4.9

Job Security

5.0

Company culture

4.9

Promotions/Appraisal

5.0

Work Satisfaction

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