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Indifi Technologies Interview Questions and Answers

Updated 29 May 2025
Popular Designations

29 Interview questions

An Officer in Operations QC was asked 3mo ago
Q. What is your understanding of Know Your Customer (KYC) procedures and Official Valid Documents (OVDs)?
Ans. 

KYC procedures ensure customer identity verification to prevent fraud, while OVDs are documents used for this verification.

  • KYC is a regulatory requirement for financial institutions to verify the identity of their clients.

  • Common OVDs include government-issued IDs, passports, and utility bills.

  • KYC helps in preventing money laundering and terrorist financing.

  • The process involves collecting personal information such ...

An Officer in Operations QC was asked 3mo ago
Q. What is your knowledge regarding Loan Against Property (LAP)?
Ans. 

Loan Against Property (LAP) is a secured loan where property is mortgaged to borrow funds for various needs.

  • LAP allows borrowers to leverage their property for funds, often used for business expansion or personal needs.

  • The loan amount is typically a percentage of the property's market value, usually ranging from 40% to 70%.

  • Interest rates on LAP are generally lower than unsecured loans due to the collateral involve...

An Officer in Operations QC was asked 3mo ago
Q. What knowledge do you have regarding the documents required for Private Limited companies, Limited Liability Partnerships (LLPs), and Partnerships?
Ans. 

Understanding documents for Private Limited companies, LLPs, and Partnerships is crucial for compliance and operations.

  • Private Limited Companies require a Certificate of Incorporation, Memorandum of Association, and Articles of Association.

  • Limited Liability Partnerships (LLPs) need an LLP Agreement, Certificate of Incorporation, and details of partners.

  • Partnerships require a Partnership Deed, which outlines the te...

A Data Scientist was asked 3mo ago
Q. What are the filtering methods in pandas?
Ans. 

Pandas filtering methods allow for selecting data based on conditions, enhancing data analysis and manipulation.

  • Boolean indexing: Use boolean conditions to filter rows. Example: df[df['age'] > 30]

  • Query method: Use the query() function for filtering. Example: df.query('age > 30')

  • loc method: Access a group of rows and columns by labels. Example: df.loc[df['age'] > 30, ['name', 'age']]

  • isin method: Filter row...

View all Data Scientist interview questions
A Data Scientist was asked 3mo ago
Q. Write a simple SQL query for department-wise budget.
Ans. 

This SQL query retrieves the total budget allocated for each department in an organization.

  • Use the SUM() function to calculate total budget.

  • Group results by department using GROUP BY clause.

  • Example SQL query: SELECT department, SUM(budget) AS total_budget FROM departments GROUP BY department;

View all Data Scientist interview questions
A Data Scientist was asked 3mo ago
Q. Write a function to create new columns using existing multiple fields.
Ans. 

Create a function to generate new columns from existing data fields in a DataFrame.

  • Use pandas library for DataFrame manipulation.

  • Define a function that takes a DataFrame and column names as input.

  • Utilize operations like addition, subtraction, or concatenation to create new columns.

  • Example: To create a 'total' column from 'price' and 'quantity', use df['total'] = df['price'] * df['quantity'].

View all Data Scientist interview questions
A Sales Team Leader was asked 4mo ago
Q. How did you deal with clients while providing educational loans?
Ans. 

I maintained a professional and empathetic approach while discussing loan options and requirements with clients.

  • Established rapport with clients to understand their financial needs and goals

  • Educated clients on different loan options available and helped them choose the best fit

  • Provided clear and transparent information on loan terms, interest rates, and repayment plans

  • Addressed any concerns or questions clients ha...

View all Sales Team Leader interview questions
Are these interview questions helpful?
A Senior Executive was asked 6mo ago
Q. What is the method for calculating percentage?
Ans. 

Percentage is calculated by dividing the part by the whole and multiplying by 100.

  • To calculate percentage, divide the part by the whole and multiply by 100.

  • Formula: Percentage = (Part/Whole) * 100

  • Example: If you scored 80 out of 100 in a test, the percentage would be (80/100) * 100 = 80%

View all Senior Executive interview questions
A Senior Executive was asked 6mo ago
Q. How would you approach selling a pen?
Ans. 

I would highlight the pen's unique features and benefits to the customer.

  • Identify the customer's needs and preferences

  • Highlight the pen's quality, durability, and design

  • Demonstrate how the pen can improve the customer's writing experience

  • Offer personalized engraving or customization options

  • Provide a special promotion or discount to incentivize the purchase

View all Senior Executive interview questions
An Assistant Manager was asked 6mo ago
Q. What is 15% of 2 lakhs?
Ans. 

15% of 2 lakhs is 30,000.

  • Calculate 15% of 2 lakhs by multiplying 2,00,000 by 0.15

  • 15% of 2 lakhs = 2,00,000 * 0.15 = 30,000

View all Assistant Manager interview questions

Indifi Technologies Interview Experiences

29 interviews found

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2024. There was 1 interview round.

Round 1 - One-on-one 

(2 Questions)

  • Q1. Few Financials Terminologies were asked
  • Q2. Types of Loan
  • Ans. 

    Types of loans include personal loans, home loans, auto loans, and student loans.

    • Personal loans are unsecured loans that can be used for various purposes.

    • Home loans are used to purchase a home or real estate property.

    • Auto loans are used to finance the purchase of a vehicle.

    • Student loans are used to pay for education expenses.

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - One should be confident with good comm skills along with good presence of mind and financial knowledge. The person should have belive in his/her self in order to join Indifi.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. What is a business loan?
  • Ans. 

    A business loan is a financial product offered by a lender to a business for the purpose of funding operations, expansion, or other business needs.

    • A business loan is a type of debt financing provided by financial institutions or lenders to businesses.

    • It is used by businesses to fund working capital, purchase equipment, expand operations, or cover other expenses.

    • Business loans can have fixed or variable interest rates a...

  • Answered by AI
  • Q2. What types of loans does Indifi offer?
  • Ans. 

    Indifi offers various types of loans including business loans, merchant cash advance, and supply chain finance.

    • Business loans

    • Merchant cash advance

    • Supply chain finance

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - It is important to maintain a professional yet approachable behavior.

Senior Executive Interview Questions & Answers

user image Pulkit Chitranshi

posted on 27 Jan 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Jul 2024.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About experience.
  • Q2. About commuting to office

MIS Executive Interview Questions & Answers

user image Anonymous

posted on 14 May 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. What about you.
  • Q2. What is goal. What is your interest
  • Ans. 

    A goal is a desired outcome or objective that a person or organization aims to achieve. My interest lies in setting and achieving goals that contribute to the success of the company.

    • A goal provides direction and motivation for individuals or teams

    • Goals should be specific, measurable, achievable, relevant, and time-bound (SMART)

    • Examples of goals in a business setting could include increasing sales revenue, improving cus...

  • Answered by AI
Round 2 - Aptitude Test 

Data test like excel test etc.

Interview Preparation Tips

Topics to prepare for Indifi Technologies MIS Executive interview:
  • Advanced Excel
Interview preparation tips for other job seekers - Please do not hesitate to be normal and answer the question.

Intern Interview Questions & Answers

user image Anonymous

posted on 29 Apr 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. How well do you know python
  • Ans. 

    I have a strong understanding of Python and have used it extensively in various projects.

    • Proficient in Python syntax and data structures

    • Experience with popular libraries like NumPy, Pandas, and Matplotlib

    • Developed web applications using Django framework

    • Used Python for automation and scripting tasks

  • Answered by AI

Skills evaluated in this interview

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Mar 2024.

Round 1 - Technical 

(3 Questions)

  • Q1. Filtering methods in pandas?
  • Ans. 

    Pandas filtering methods allow for selecting data based on conditions, enhancing data analysis and manipulation.

    • Boolean indexing: Use boolean conditions to filter rows. Example: df[df['age'] > 30]

    • Query method: Use the query() function for filtering. Example: df.query('age > 30')

    • loc method: Access a group of rows and columns by labels. Example: df.loc[df['age'] > 30, ['name', 'age']]

    • isin method: Filter rows bas...

  • Answered by AI
  • Q2. Make simple function to create new columns by using existing multiple other fields.
  • Ans. 

    Create a function to generate new columns from existing data fields in a DataFrame.

    • Use pandas library for DataFrame manipulation.

    • Define a function that takes a DataFrame and column names as input.

    • Utilize operations like addition, subtraction, or concatenation to create new columns.

    • Example: To create a 'total' column from 'price' and 'quantity', use df['total'] = df['price'] * df['quantity'].

  • Answered by AI
  • Q3. Write a simple SQL query for department wise budget?
  • Ans. 

    This SQL query retrieves the total budget allocated for each department in an organization.

    • Use the SUM() function to calculate total budget.

    • Group results by department using GROUP BY clause.

    • Example SQL query: SELECT department, SUM(budget) AS total_budget FROM departments GROUP BY department;

  • Answered by AI
Round 2 - Case Study 

How to improve credit model in order to increase sales growth of the organization?

Round 3 - HR 

(2 Questions)

  • Q1. Related to relocation?
  • Q2. Why you want to chnage current organization?
  • Ans. 

    I seek new challenges and opportunities for growth that align with my career goals and passion for data science.

    • Desire for professional growth: I want to work on more complex projects that push my analytical skills.

    • Interest in innovative technologies: My current organization is not utilizing the latest tools in data science, like machine learning frameworks.

    • Cultural fit: I am looking for a company that values collabora...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Feb 2024.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me something about your previous experience ?
  • Ans. 

    I have over 5 years of experience in sales, with a proven track record of exceeding targets and leading a team to success.

    • Managed a team of 10 sales representatives, providing training and support to help them achieve their goals

    • Consistently met or exceeded sales targets by implementing effective sales strategies

    • Developed strong relationships with key clients, resulting in increased sales and customer satisfaction

    • Utili...

  • Answered by AI
  • Q2. What was the job role at past company?
  • Ans. 

    I was responsible for leading a team of sales representatives to meet and exceed sales targets.

    • Managed a team of sales representatives

    • Set sales targets and goals for the team

    • Provided training and support to team members

    • Analyzed sales data and performance metrics

    • Collaborated with other departments to improve sales strategies

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. What was the daily targets at past work company?
  • Ans. 

    The daily targets at my past work company varied depending on the sales team and product focus.

    • Daily targets ranged from number of calls made to revenue generated

    • Targets were set based on individual performance and team goals

    • Targets were adjusted periodically based on market conditions and company objectives

  • Answered by AI
  • Q2. How you were dealing with the clients while providing educational loan?
  • Ans. 

    I maintained a professional and empathetic approach while discussing loan options and requirements with clients.

    • Established rapport with clients to understand their financial needs and goals

    • Educated clients on different loan options available and helped them choose the best fit

    • Provided clear and transparent information on loan terms, interest rates, and repayment plans

    • Addressed any concerns or questions clients had reg...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please come to interview with preparation. Atleast should have basic knowledge about the KYC .

Team Lead Interview Questions & Answers

user image Anonymous

posted on 21 Jan 2025

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Jan 2024.

Round 1 - HR 

(2 Questions)

  • Q1. What is company KRA KPI
  • Ans. 

    Company KRA KPI stands for Key Result Areas and Key Performance Indicators, which are used to measure the success of an organization.

    • KRA (Key Result Areas) are specific areas of an employee's job responsibilities that are crucial for achieving organizational goals.

    • KPI (Key Performance Indicators) are measurable values that demonstrate how effectively an organization is achieving its key objectives.

    • KRA KPI help in setti...

  • Answered by AI
  • Q2. Regarding company policies
Round 2 - Technical 

(2 Questions)

  • Q1. Some questions are regarding team handling
  • Q2. How to control shrinkage attrition and regarding behavior issue
  • Ans. 

    To control shrinkage attrition and behavior issues, implement proper training, establish clear policies, conduct regular audits, and address issues promptly.

    • Implement proper training for employees on shrinkage prevention and behavior management.

    • Establish clear policies and procedures regarding shrinkage and behavior expectations.

    • Conduct regular audits to identify areas of shrinkage and behavior concerns.

    • Address shrinka...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - For internal promotion achieve your targets every month and show your skills like work of ownership and leadership quality
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Jan 2024. There were 2 interview rounds.

Round 1 - Aptitude Test 

The aptitude test consisted of a few questions related to the company profile, such as what CIBIL is and the differences between secured and unsecured loans. The duration was half an hour. The test and the further process were transparent and smooth.

Round 2 - HR 

(1 Question)

  • Q1. During the other interviews, as self-introductions began, the HR asked similar questions. Along with the self-introduction, the HR inquired about the organization, salary expectations, qualifications, and ...

Interview Preparation Tips

Interview preparation tips for other job seekers - Indifi Technologies is a great place to work where everything is transparent and east approachable. The management understands individuals needs and try to meet the expectations.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. Can you describe your past company experience?
  • Ans. 

    I have over 10 years of experience in the technology industry, working for both startups and established companies.

    • Led cross-functional teams to successfully launch new products

    • Implemented cost-saving measures that resulted in a 20% increase in profit margins

    • Developed and executed strategic plans to drive business growth

    • Managed key client relationships and negotiated contracts

    • Stayed current on industry trends and techn...

  • Answered by AI
  • Q2. Can you provide a self-introduction?
  • Ans. 

    Experienced Senior Executive with a proven track record in leading teams and driving business growth.

    • Over 10 years of experience in senior leadership roles

    • Strong strategic planning and decision-making skills

    • Proven ability to drive revenue growth and increase profitability

    • Effective communicator and team leader

    • Previous roles include CEO of a Fortune 500 company

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. What is the method for calculating percentage?
  • Ans. 

    Percentage is calculated by dividing the part by the whole and multiplying by 100.

    • To calculate percentage, divide the part by the whole and multiply by 100.

    • Formula: Percentage = (Part/Whole) * 100

    • Example: If you scored 80 out of 100 in a test, the percentage would be (80/100) * 100 = 80%

  • Answered by AI
  • Q2. How would you approach selling a pen?
  • Ans. 

    I would highlight the pen's unique features and benefits to the customer.

    • Identify the customer's needs and preferences

    • Highlight the pen's quality, durability, and design

    • Demonstrate how the pen can improve the customer's writing experience

    • Offer personalized engraving or customization options

    • Provide a special promotion or discount to incentivize the purchase

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Try studying the company's products and the goals of Indifi.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Dec 2023. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. What is the difference between secured and unscured loan
  • Ans. 

    Secured loans are backed by collateral, while unsecured loans are not.

    • Secured loans require collateral to secure the loan, such as a house or car

    • Unsecured loans do not require collateral and are based on the borrower's creditworthiness

    • Secured loans typically have lower interest rates due to the lower risk for the lender

    • Examples of secured loans include mortgages and auto loans, while credit cards and personal loans are...

  • Answered by AI
  • Q2. How many types of loans are there.
  • Ans. 

    There are several types of loans including personal loans, home loans, auto loans, student loans, and business loans.

    • Personal loans

    • Home loans

    • Auto loans

    • Student loans

    • Business loans

  • Answered by AI
Round 2 - Technical 

(2 Questions)

  • Q1. What are the basic documents required to process a Business loan.
  • Ans. 

    Basic documents for a business loan include financial statements, business plan, credit history, and personal identification.

    • Financial statements (income statement, balance sheet, cash flow statement)

    • Business plan outlining the purpose of the loan and how it will be used

    • Credit history of the business and its owners

    • Personal identification documents (such as driver's license or passport)

    • Collateral documents (if applicabl...

  • Answered by AI
  • Q2. What is 15% of 2 lakhs.
  • Ans. 

    15% of 2 lakhs is 30,000.

    • Calculate 15% of 2 lakhs by multiplying 2,00,000 by 0.15

    • 15% of 2 lakhs = 2,00,000 * 0.15 = 30,000

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - I would recommend to experince working with Indifi. This is a Great place to work.

Top trending discussions

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Interview Tips & Stories
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toobluntforu
·
works at
Cvent
Can speak English, can’t deliver in interviews
I feel like I can't speak fluently during interviews. I do know english well and use it daily to communicate, but the moment I'm in an interview, I just get stuck. since it's not my first language, I struggle to express what I actually feel. I know the answer in my head, but I just can’t deliver it properly at that moment. Please guide me
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Indifi Technologies Interview FAQs

How many rounds are there in Indifi Technologies interview?
Indifi Technologies interview process usually has 1-2 rounds. The most common rounds in the Indifi Technologies interview process are HR, One-on-one Round and Technical.
How to prepare for Indifi Technologies interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Indifi Technologies. The most common topics and skills that interviewers at Indifi Technologies expect are Sales, Collections, Credit Analysis, Underwriting and Business Loan.
What are the top questions asked in Indifi Technologies interview?

Some of the top questions asked at the Indifi Technologies interview -

  1. What are the red flags while checking applicant's or firm’s bank...read more
  2. How do you convince the customer if we are offering the higher Roi as compare t...read more
  3. What is your understanding of Know Your Customer (KYC) procedures and Official ...read more
How long is the Indifi Technologies interview process?

The duration of Indifi Technologies interview process can vary, but typically it takes about less than 2 weeks to complete.

Tell us how to improve this page.

Overall Interview Experience Rating

4.4/5

based on 38 interview experiences

Difficulty level

Easy 9%
Moderate 87%
Hard 4%

Duration

Less than 2 weeks 87%
2-4 weeks 13%
View more

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Indifi Technologies Reviews and Ratings

based on 308 reviews

3.7/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.5

Salary

3.3

Job security

3.8

Company culture

3.2

Promotions

3.6

Work satisfaction

Explore 308 Reviews and Ratings
Relationship Manager
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₹2.2 L/yr - ₹5.2 L/yr

Assistant Manager
79 salaries
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₹4.8 L/yr - ₹10.4 L/yr

Senior Relationship Manager
73 salaries
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₹3 L/yr - ₹5.4 L/yr

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64 salaries
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₹3 L/yr - ₹5 L/yr

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