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Indifi Technologies Interview Questions and Answers for Experienced

Updated 11 Jul 2025
Popular Designations

11 Interview questions

A Relationship Manager was asked 1w ago
Q. What is the difference between flat and reducing ROI?
Ans. 

Flat ROI charges a fixed percentage on the principal, while reducing ROI charges on the outstanding balance, leading to different interest costs.

  • Flat ROI calculates interest on the entire principal amount throughout the loan tenure.

  • Reducing ROI calculates interest on the remaining principal after each payment, reducing the interest burden over time.

  • For example, on a loan of $10,000 at 10% flat ROI for 5 years, tot...

View all Relationship Manager interview questions
A Credit Officer was asked 1mo ago
Q. What are financial ratios and how are they used in financial analysis?
Ans. 

Financial ratios are metrics used to evaluate a company's financial health and performance through quantitative analysis.

  • Liquidity Ratios: Measure a company's ability to meet short-term obligations. Example: Current Ratio = Current Assets / Current Liabilities.

  • Profitability Ratios: Assess a company's ability to generate profit relative to revenue, assets, or equity. Example: Net Profit Margin = Net Income / Revenu...

View all Credit Officer interview questions
An Officer in Operations QC was asked 3mo ago
Q. What is your understanding of Know Your Customer (KYC) procedures and Official Valid Documents (OVDs)?
Ans. 

KYC procedures ensure customer identity verification to prevent fraud, while OVDs are documents used for this verification.

  • KYC is a regulatory requirement for financial institutions to verify the identity of their clients.

  • Common OVDs include government-issued IDs, passports, and utility bills.

  • KYC helps in preventing money laundering and terrorist financing.

  • The process involves collecting personal information such ...

An Officer in Operations QC was asked 3mo ago
Q. What is your knowledge regarding Loan Against Property (LAP)?
Ans. 

Loan Against Property (LAP) is a secured loan where property is mortgaged to borrow funds for various needs.

  • LAP allows borrowers to leverage their property for funds, often used for business expansion or personal needs.

  • The loan amount is typically a percentage of the property's market value, usually ranging from 40% to 70%.

  • Interest rates on LAP are generally lower than unsecured loans due to the collateral involve...

An Officer in Operations QC was asked 3mo ago
Q. What knowledge do you have regarding the documents required for Private Limited companies, Limited Liability Partnerships (LLPs), and Partnerships?
Ans. 

Understanding documents for Private Limited companies, LLPs, and Partnerships is crucial for compliance and operations.

  • Private Limited Companies require a Certificate of Incorporation, Memorandum of Association, and Articles of Association.

  • Limited Liability Partnerships (LLPs) need an LLP Agreement, Certificate of Incorporation, and details of partners.

  • Partnerships require a Partnership Deed, which outlines the te...

A Data Scientist was asked 4mo ago
Q. What are the filtering methods in pandas?
Ans. 

Pandas filtering methods allow for selecting data based on conditions, enhancing data analysis and manipulation.

  • Boolean indexing: Use boolean conditions to filter rows. Example: df[df['age'] > 30]

  • Query method: Use the query() function for filtering. Example: df.query('age > 30')

  • loc method: Access a group of rows and columns by labels. Example: df.loc[df['age'] > 30, ['name', 'age']]

  • isin method: Filter row...

View all Data Scientist interview questions
A Data Scientist was asked 4mo ago
Q. Write a simple SQL query for department-wise budget.
Ans. 

This SQL query retrieves the total budget allocated for each department in an organization.

  • Use the SUM() function to calculate total budget.

  • Group results by department using GROUP BY clause.

  • Example SQL query: SELECT department, SUM(budget) AS total_budget FROM departments GROUP BY department;

View all Data Scientist interview questions
Are these interview questions helpful?
A Data Scientist was asked 4mo ago
Q. Write a function to create new columns using existing multiple fields.
Ans. 

Create a function to generate new columns from existing data fields in a DataFrame.

  • Use pandas library for DataFrame manipulation.

  • Define a function that takes a DataFrame and column names as input.

  • Utilize operations like addition, subtraction, or concatenation to create new columns.

  • Example: To create a 'total' column from 'price' and 'quantity', use df['total'] = df['price'] * df['quantity'].

View all Data Scientist interview questions
A Sales Team Leader was asked 5mo ago
Q. How did you deal with clients while providing educational loans?
Ans. 

I maintained a professional and empathetic approach while discussing loan options and requirements with clients.

  • Established rapport with clients to understand their financial needs and goals

  • Educated clients on different loan options available and helped them choose the best fit

  • Provided clear and transparent information on loan terms, interest rates, and repayment plans

  • Addressed any concerns or questions clients ha...

View all Sales Team Leader interview questions
A MIS Executive was asked 11mo ago
Q. What is goal. What is your interest
Ans. 

A goal is a desired outcome or objective that a person or organization aims to achieve. My interest lies in setting and achieving goals that contribute to the success of the company.

  • A goal provides direction and motivation for individuals or teams

  • Goals should be specific, measurable, achievable, relevant, and time-bound (SMART)

  • Examples of goals in a business setting could include increasing sales revenue, improvin...

View all MIS Executive interview questions

Indifi Technologies Interview Experiences for Experienced

13 interviews found

Senior Executive Interview Questions & Answers

user image Pulkit Chitranshi

posted on 27 Jan 2025

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Jul 2024.

Round 1 - One-on-one 

(2 Questions)

  • Q1. About experience.
  • Ans. 

    I have over 15 years of leadership experience in various sectors, driving growth and innovation in teams and organizations.

    • Led a team of 50 in a tech startup, increasing revenue by 200% in three years through strategic partnerships.

    • Implemented a new project management system that reduced project delivery times by 30%, enhancing client satisfaction.

    • Spearheaded a company-wide diversity initiative that improved employee r...

  • Answered by AI
  • Q2. About commuting to office

MIS Executive Interview Questions & Answers

user image Anonymous

posted on 14 May 2024

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - HR 

(2 Questions)

  • Q1. What about you.
  • Q2. What is goal. What is your interest
  • Ans. 

    A goal is a desired outcome or objective that a person or organization aims to achieve. My interest lies in setting and achieving goals that contribute to the success of the company.

    • A goal provides direction and motivation for individuals or teams

    • Goals should be specific, measurable, achievable, relevant, and time-bound (SMART)

    • Examples of goals in a business setting could include increasing sales revenue, improving cus...

  • Answered by AI
Round 2 - Aptitude Test 

Data test like excel test etc.

Interview Preparation Tips

Topics to prepare for Indifi Technologies MIS Executive interview:
  • Advanced Excel
Interview preparation tips for other job seekers - Please do not hesitate to be normal and answer the question.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Mar 2024.

Round 1 - Technical 

(3 Questions)

  • Q1. Filtering methods in pandas?
  • Ans. 

    Pandas filtering methods allow for selecting data based on conditions, enhancing data analysis and manipulation.

    • Boolean indexing: Use boolean conditions to filter rows. Example: df[df['age'] > 30]

    • Query method: Use the query() function for filtering. Example: df.query('age > 30')

    • loc method: Access a group of rows and columns by labels. Example: df.loc[df['age'] > 30, ['name', 'age']]

    • isin method: Filter rows bas...

  • Answered by AI
  • Q2. Make simple function to create new columns by using existing multiple other fields.
  • Ans. 

    Create a function to generate new columns from existing data fields in a DataFrame.

    • Use pandas library for DataFrame manipulation.

    • Define a function that takes a DataFrame and column names as input.

    • Utilize operations like addition, subtraction, or concatenation to create new columns.

    • Example: To create a 'total' column from 'price' and 'quantity', use df['total'] = df['price'] * df['quantity'].

  • Answered by AI
  • Q3. Write a simple SQL query for department wise budget?
  • Ans. 

    This SQL query retrieves the total budget allocated for each department in an organization.

    • Use the SUM() function to calculate total budget.

    • Group results by department using GROUP BY clause.

    • Example SQL query: SELECT department, SUM(budget) AS total_budget FROM departments GROUP BY department;

  • Answered by AI
Round 2 - Case Study 

How to improve credit model in order to increase sales growth of the organization?

Round 3 - HR 

(2 Questions)

  • Q1. Related to relocation?
  • Q2. Why you want to chnage current organization?
  • Ans. 

    I seek new challenges and opportunities for growth that align with my career goals and passion for data science.

    • Desire for professional growth: I want to work on more complex projects that push my analytical skills.

    • Interest in innovative technologies: My current organization is not utilizing the latest tools in data science, like machine learning frameworks.

    • Cultural fit: I am looking for a company that values collabora...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Feb 2024.

Round 1 - HR 

(2 Questions)

  • Q1. Tell me something about your previous experience ?
  • Ans. 

    I have over 5 years of experience in sales, with a proven track record of exceeding targets and leading a team to success.

    • Managed a team of 10 sales representatives, providing training and support to help them achieve their goals

    • Consistently met or exceeded sales targets by implementing effective sales strategies

    • Developed strong relationships with key clients, resulting in increased sales and customer satisfaction

    • Utili...

  • Answered by AI
  • Q2. What was the job role at past company?
  • Ans. 

    I was responsible for leading a team of sales representatives to meet and exceed sales targets.

    • Managed a team of sales representatives

    • Set sales targets and goals for the team

    • Provided training and support to team members

    • Analyzed sales data and performance metrics

    • Collaborated with other departments to improve sales strategies

  • Answered by AI
Round 2 - One-on-one 

(2 Questions)

  • Q1. What was the daily targets at past work company?
  • Ans. 

    The daily targets at my past work company varied depending on the sales team and product focus.

    • Daily targets ranged from number of calls made to revenue generated

    • Targets were set based on individual performance and team goals

    • Targets were adjusted periodically based on market conditions and company objectives

  • Answered by AI
  • Q2. How you were dealing with the clients while providing educational loan?
  • Ans. 

    I maintained a professional and empathetic approach while discussing loan options and requirements with clients.

    • Established rapport with clients to understand their financial needs and goals

    • Educated clients on different loan options available and helped them choose the best fit

    • Provided clear and transparent information on loan terms, interest rates, and repayment plans

    • Addressed any concerns or questions clients had reg...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please come to interview with preparation. Atleast should have basic knowledge about the KYC .

Software Engineer Interview Questions & Answers

user image Akash Mishra

posted on 28 May 2023

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed in Nov 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(2 Questions)

  • Q1. It was one-on-one round with the CTO. They judged me on my technical knowledge as well as understanding of tech-era.
  • Q2. I was asked question related to the languages and tech-stacks I mentioned in my resume and also question related to OOPs concepts.

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident on what you speak. If you don't know the answer to a question, just say 'no' directly.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Jul 2023, where I was asked the following questions.

  • Q1. Diffrent between flat & reducing roi.
  • Ans. 

    Flat ROI charges a fixed percentage on the principal, while reducing ROI charges on the outstanding balance, leading to different interest costs.

    • Flat ROI calculates interest on the entire principal amount throughout the loan tenure.

    • Reducing ROI calculates interest on the remaining principal after each payment, reducing the interest burden over time.

    • For example, on a loan of $10,000 at 10% flat ROI for 5 years, total in...

  • Answered by AI
  • Q2. What is msme?
  • Ans. 

    MSME stands for Micro, Small, and Medium Enterprises, crucial for economic growth and job creation.

    • MSMEs contribute significantly to GDP and employment in many countries.

    • They are classified based on investment in equipment and annual turnover.

    • For example, a micro-enterprise may have an investment of up to $10,000.

    • Small enterprises typically have investments between $10,000 and $1 million.

    • Medium enterprises usually have...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Over all Good company..
Interview experience
3
Average
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in May 2023, where I was asked the following questions.

  • Q1. What are financial ratios and how are they used in financial analysis?
  • Ans. 

    Financial ratios are metrics used to evaluate a company's financial health and performance through quantitative analysis.

    • Liquidity Ratios: Measure a company's ability to meet short-term obligations. Example: Current Ratio = Current Assets / Current Liabilities.

    • Profitability Ratios: Assess a company's ability to generate profit relative to revenue, assets, or equity. Example: Net Profit Margin = Net Income / Revenue.

    • Lev...

  • Answered by AI
  • Q2. Corporate finance

Interview Questions & Answers

user image Anonymous

posted on 25 Mar 2025

Interview experience
3
Average
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview before Mar 2024, where I was asked the following questions.

  • Q1. What knowledge do you have regarding the documents required for Private Limited companies, Limited Liability Partnerships (LLPs), and Partnerships?
  • Ans. 

    Understanding documents for Private Limited companies, LLPs, and Partnerships is crucial for compliance and operations.

    • Private Limited Companies require a Certificate of Incorporation, Memorandum of Association, and Articles of Association.

    • Limited Liability Partnerships (LLPs) need an LLP Agreement, Certificate of Incorporation, and details of partners.

    • Partnerships require a Partnership Deed, which outlines the terms o...

  • Answered by AI
  • Q2. How comfortable are you with working late during month-end?
  • Ans. 

    I am comfortable working late during month-end to ensure all operations are completed accurately and on time.

    • I understand that month-end is critical for accurate reporting and reconciliation.

    • In my previous role, I often worked late to finalize reports and ensure compliance with deadlines.

    • I prioritize tasks effectively to manage workload during peak times, ensuring no detail is overlooked.

    • I believe that teamwork during ...

  • Answered by AI
  • Q3. What is your knowledge regarding Loan Against Property (LAP)?
  • Ans. 

    Loan Against Property (LAP) is a secured loan where property is mortgaged to borrow funds for various needs.

    • LAP allows borrowers to leverage their property for funds, often used for business expansion or personal needs.

    • The loan amount is typically a percentage of the property's market value, usually ranging from 40% to 70%.

    • Interest rates on LAP are generally lower than unsecured loans due to the collateral involved.

    • Rep...

  • Answered by AI
  • Q4. What is your understanding of Know Your Customer (KYC) procedures and Official Valid Documents (OVDs)?
  • Ans. 

    KYC procedures ensure customer identity verification to prevent fraud, while OVDs are documents used for this verification.

    • KYC is a regulatory requirement for financial institutions to verify the identity of their clients.

    • Common OVDs include government-issued IDs, passports, and utility bills.

    • KYC helps in preventing money laundering and terrorist financing.

    • The process involves collecting personal information such as na...

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Approached by Company and was interviewed before Dec 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Process and product knowledge
  • Q2. Process knowledge and systematic knowledge
Interview experience
4
Good
Difficulty level
Easy
Process Duration
2-4 weeks
Result
Selected Selected

I applied via Referral and was interviewed before May 2023. There were 2 interview rounds.

Round 1 - Technical 

(1 Question)

  • Q1. Questions based on MS Excel only and provide 1 assignment for data analysis.
Round 2 - Technical 

(1 Question)

  • Q1. Again easy questions on MS Excel like; Vlookup, pivot, summarize, sumif, etc

Interview Preparation Tips

Topics to prepare for Indifi Technologies Business Analyst interview:
  • MS excel
  • SQL

Top trending discussions

View All
Interview Tips & Stories
1w (edited)
a team lead
Why are women still asked such personal questions in interview?
I recently went for an interview… and honestly, m still trying to process what just happened. Instead of being asked about my skills, experience, or how I could add value to the company… the questions took a totally unexpected turn. The interviewer started asking things like When are you getting married? Are you engaged? And m sure, if I had said I was married, the next question would’ve been How long have you been married? What does my personal life have to do with the job m applying for? This is where I felt the gender discrimination hit hard. These types of questions are so casually thrown at women during interviews but are they ever asked to men? No one asks male candidates if they’re planning a wedding or how old their kids are. So why is it okay to ask women? Can we please stop normalising this kind of behaviour in interviews? Our careers shouldn’t be judged by our relationship status. Period.
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Indifi Technologies Interview FAQs

How many rounds are there in Indifi Technologies interview for experienced candidates?
Indifi Technologies interview process for experienced candidates usually has 2-3 rounds. The most common rounds in the Indifi Technologies interview process for experienced candidates are HR, One-on-one Round and Resume Shortlist.
How to prepare for Indifi Technologies interview for experienced candidates?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at Indifi Technologies. The most common topics and skills that interviewers at Indifi Technologies expect are Underwriting, Collections, Credit Analysis, Sales and Business Loan.
What are the top questions asked in Indifi Technologies interview for experienced candidates?

Some of the top questions asked at the Indifi Technologies interview for experienced candidates -

  1. What is your understanding of Know Your Customer (KYC) procedures and Official ...read more
  2. What knowledge do you have regarding the documents required for Private Limited...read more
  3. How you were dealing with the clients while providing educational lo...read more
How long is the Indifi Technologies interview process?

The duration of Indifi Technologies interview process can vary, but typically it takes about less than 2 weeks to complete.

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Overall Interview Experience Rating

4.3/5

based on 10 interview experiences

Difficulty level

Easy 10%
Moderate 90%

Duration

Less than 2 weeks 80%
2-4 weeks 20%
View more

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Indifi Technologies Reviews and Ratings

based on 314 reviews

3.7/5

Rating in categories

3.6

Skill development

3.6

Work-life balance

3.5

Salary

3.3

Job security

3.7

Company culture

3.2

Promotions

3.6

Work satisfaction

Explore 314 Reviews and Ratings
Customer Service Executive

Gurgaon / Gurugram

2-4 Yrs

Not Disclosed

Executive/Sr. Executive - Operations

Gurgaon / Gurugram

1-3 Yrs

₹ 3.5-4.5 LPA

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