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Financial ratios are metrics used to evaluate a company's financial health and performance through quantitative analysis.
Liquidity Ratios: Measure a company's ability to meet short-term obligations. Example: Current Ratio = Current Assets / Current Liabilities.
Profitability Ratios: Assess a company's ability to generate profit relative to revenue, assets, or equity. Example: Net Profit Margin = Net Income / Revenu...
KYC procedures ensure customer identity verification to prevent fraud, while OVDs are documents used for this verification.
KYC is a regulatory requirement for financial institutions to verify the identity of their clients.
Common OVDs include government-issued IDs, passports, and utility bills.
KYC helps in preventing money laundering and terrorist financing.
The process involves collecting personal information such ...
Loan Against Property (LAP) is a secured loan where property is mortgaged to borrow funds for various needs.
LAP allows borrowers to leverage their property for funds, often used for business expansion or personal needs.
The loan amount is typically a percentage of the property's market value, usually ranging from 40% to 70%.
Interest rates on LAP are generally lower than unsecured loans due to the collateral involve...
Understanding documents for Private Limited companies, LLPs, and Partnerships is crucial for compliance and operations.
Private Limited Companies require a Certificate of Incorporation, Memorandum of Association, and Articles of Association.
Limited Liability Partnerships (LLPs) need an LLP Agreement, Certificate of Incorporation, and details of partners.
Partnerships require a Partnership Deed, which outlines the te...
Pandas filtering methods allow for selecting data based on conditions, enhancing data analysis and manipulation.
Boolean indexing: Use boolean conditions to filter rows. Example: df[df['age'] > 30]
Query method: Use the query() function for filtering. Example: df.query('age > 30')
loc method: Access a group of rows and columns by labels. Example: df.loc[df['age'] > 30, ['name', 'age']]
isin method: Filter row...
This SQL query retrieves the total budget allocated for each department in an organization.
Use the SUM() function to calculate total budget.
Group results by department using GROUP BY clause.
Example SQL query: SELECT department, SUM(budget) AS total_budget FROM departments GROUP BY department;
Create a function to generate new columns from existing data fields in a DataFrame.
Use pandas library for DataFrame manipulation.
Define a function that takes a DataFrame and column names as input.
Utilize operations like addition, subtraction, or concatenation to create new columns.
Example: To create a 'total' column from 'price' and 'quantity', use df['total'] = df['price'] * df['quantity'].
I maintained a professional and empathetic approach while discussing loan options and requirements with clients.
Established rapport with clients to understand their financial needs and goals
Educated clients on different loan options available and helped them choose the best fit
Provided clear and transparent information on loan terms, interest rates, and repayment plans
Addressed any concerns or questions clients ha...
A goal is a desired outcome or objective that a person or organization aims to achieve. My interest lies in setting and achieving goals that contribute to the success of the company.
A goal provides direction and motivation for individuals or teams
Goals should be specific, measurable, achievable, relevant, and time-bound (SMART)
Examples of goals in a business setting could include increasing sales revenue, improvin...
I appeared for an interview in Jul 2024.
I applied via Approached by Company and was interviewed in Feb 2024. There were 2 interview rounds.
A goal is a desired outcome or objective that a person or organization aims to achieve. My interest lies in setting and achieving goals that contribute to the success of the company.
A goal provides direction and motivation for individuals or teams
Goals should be specific, measurable, achievable, relevant, and time-bound (SMART)
Examples of goals in a business setting could include increasing sales revenue, improving cus...
Data test like excel test etc.
I appeared for an interview before Mar 2024.
Pandas filtering methods allow for selecting data based on conditions, enhancing data analysis and manipulation.
Boolean indexing: Use boolean conditions to filter rows. Example: df[df['age'] > 30]
Query method: Use the query() function for filtering. Example: df.query('age > 30')
loc method: Access a group of rows and columns by labels. Example: df.loc[df['age'] > 30, ['name', 'age']]
isin method: Filter rows bas...
Create a function to generate new columns from existing data fields in a DataFrame.
Use pandas library for DataFrame manipulation.
Define a function that takes a DataFrame and column names as input.
Utilize operations like addition, subtraction, or concatenation to create new columns.
Example: To create a 'total' column from 'price' and 'quantity', use df['total'] = df['price'] * df['quantity'].
This SQL query retrieves the total budget allocated for each department in an organization.
Use the SUM() function to calculate total budget.
Group results by department using GROUP BY clause.
Example SQL query: SELECT department, SUM(budget) AS total_budget FROM departments GROUP BY department;
How to improve credit model in order to increase sales growth of the organization?
I seek new challenges and opportunities for growth that align with my career goals and passion for data science.
Desire for professional growth: I want to work on more complex projects that push my analytical skills.
Interest in innovative technologies: My current organization is not utilizing the latest tools in data science, like machine learning frameworks.
Cultural fit: I am looking for a company that values collabora...
I appeared for an interview before Feb 2024.
I have over 5 years of experience in sales, with a proven track record of exceeding targets and leading a team to success.
Managed a team of 10 sales representatives, providing training and support to help them achieve their goals
Consistently met or exceeded sales targets by implementing effective sales strategies
Developed strong relationships with key clients, resulting in increased sales and customer satisfaction
Utili...
I was responsible for leading a team of sales representatives to meet and exceed sales targets.
Managed a team of sales representatives
Set sales targets and goals for the team
Provided training and support to team members
Analyzed sales data and performance metrics
Collaborated with other departments to improve sales strategies
The daily targets at my past work company varied depending on the sales team and product focus.
Daily targets ranged from number of calls made to revenue generated
Targets were set based on individual performance and team goals
Targets were adjusted periodically based on market conditions and company objectives
I maintained a professional and empathetic approach while discussing loan options and requirements with clients.
Established rapport with clients to understand their financial needs and goals
Educated clients on different loan options available and helped them choose the best fit
Provided clear and transparent information on loan terms, interest rates, and repayment plans
Addressed any concerns or questions clients had reg...
I applied via Approached by Company and was interviewed in Nov 2022. There were 2 interview rounds.
I appeared for an interview in May 2023, where I was asked the following questions.
Financial ratios are metrics used to evaluate a company's financial health and performance through quantitative analysis.
Liquidity Ratios: Measure a company's ability to meet short-term obligations. Example: Current Ratio = Current Assets / Current Liabilities.
Profitability Ratios: Assess a company's ability to generate profit relative to revenue, assets, or equity. Example: Net Profit Margin = Net Income / Revenue.
Lev...
I appeared for an interview before Mar 2024, where I was asked the following questions.
Understanding documents for Private Limited companies, LLPs, and Partnerships is crucial for compliance and operations.
Private Limited Companies require a Certificate of Incorporation, Memorandum of Association, and Articles of Association.
Limited Liability Partnerships (LLPs) need an LLP Agreement, Certificate of Incorporation, and details of partners.
Partnerships require a Partnership Deed, which outlines the terms o...
I am comfortable working late during month-end to ensure all operations are completed accurately and on time.
I understand that month-end is critical for accurate reporting and reconciliation.
In my previous role, I often worked late to finalize reports and ensure compliance with deadlines.
I prioritize tasks effectively to manage workload during peak times, ensuring no detail is overlooked.
I believe that teamwork during ...
Loan Against Property (LAP) is a secured loan where property is mortgaged to borrow funds for various needs.
LAP allows borrowers to leverage their property for funds, often used for business expansion or personal needs.
The loan amount is typically a percentage of the property's market value, usually ranging from 40% to 70%.
Interest rates on LAP are generally lower than unsecured loans due to the collateral involved.
Rep...
KYC procedures ensure customer identity verification to prevent fraud, while OVDs are documents used for this verification.
KYC is a regulatory requirement for financial institutions to verify the identity of their clients.
Common OVDs include government-issued IDs, passports, and utility bills.
KYC helps in preventing money laundering and terrorist financing.
The process involves collecting personal information such as na...
I applied via Approached by Company and was interviewed before Dec 2022. There were 2 interview rounds.
I applied via Referral and was interviewed before May 2023. There were 2 interview rounds.
I applied via Naukri.com and was interviewed before Mar 2022. There were 2 interview rounds.
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The duration of Indifi Technologies interview process can vary, but typically it takes about less than 2 weeks to complete.
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2-6 Yrs
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8-14 Yrs
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Relationship Manager
466
salaries
| ₹2.2 L/yr - ₹5.2 L/yr |
Assistant Manager
79
salaries
| ₹4.8 L/yr - ₹10.4 L/yr |
Senior Relationship Manager
71
salaries
| ₹3 L/yr - ₹5.5 L/yr |
Credit Officer
64
salaries
| ₹3 L/yr - ₹5 L/yr |
Team Lead
64
salaries
| ₹3.8 L/yr - ₹8 L/yr |
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