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Indian Overseas Bank Manager Interview Questions and Answers
Indian Overseas Bank Manager Interview Experiences
2 interviews found
Shivani Singh
(1 Question)
- Q1. Type of different loan schemes, diff between Mclr and RLLR, general awareness of financial news
- Ans.
Different loan schemes include personal loans, home loans, car loans, etc. MCLR is a benchmark rate set by banks, while RLLR is linked to repo rate. General awareness of financial news is important for staying informed about market trends.
Different loan schemes include personal loans, home loans, car loans, education loans, etc.
MCLR (Marginal Cost of Funds based Lending Rate) is a benchmark rate set by banks based on t...
Anonymous
Selected
RECRUITMENT THROUGH IBPS EXAMS
(3 Questions)
- Q1. Personal interview conducted
- Q2. About balance sheet items
- Q3. About leadership skills
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I applied via Company Website and was interviewed before Jan 2021. There were 3 interview rounds.
Interview Questionnaire
1 Question
- Q1. Parameters for working capital finance
- Ans.
Parameters for working capital finance
Working capital finance is used to fund the day-to-day operations of a business
Parameters for working capital finance include the amount needed, the repayment period, and the interest rate
The amount needed for working capital finance depends on factors such as inventory levels, accounts receivable, and accounts payable
The repayment period for working capital finance should align wi...
Interview Preparation Tips
Interview Questionnaire
1 Question
- Q1. Asked my bio data profile
Interview Questionnaire
2 Questions
- Q1. Tell me about yourself?Why you left pvt bank job for Govt bank?What is cash credit and OD?why we take dpn and loc for loan?its relevance?
- Ans.
I have a background in banking and decided to switch to a government bank for better job security and opportunities. Cash credit and OD are types of loan facilities, while DPN and LOC are used as security measures for loans.
Switched from private bank to government bank for job security and opportunities
Cash credit and OD are types of loan facilities
DPN and LOC are used as security measures for loans
- Q2. Be polite and confident....Even u are not able to answer the question,apologies sincerely and go on with a confident smile.
I applied via Newspaper Ad and was interviewed before Feb 2021. There were 3 interview rounds.
General English, Quant, Reasoning & Professional Banking Knowledge
(2 Questions)
- Q1. About current job experience
- Q2. Basic questions related to credit, PM Mudra Loan, FATF, DSCR etc
Interview Preparation Tips
I applied via Naukri.com and was interviewed in Jun 2020. There were 4 interview rounds.
Interview Questionnaire
3 Questions
- Q1. Should be realted to work
- Q2. What you like to do after an rejection
- Q3. After rejection I would like to go in other platform to show my capability
Interview Preparation Tips
Interview Questionnaire
2 Questions
- Q1. The interview was short and precised.They will look for the knowledge you have gain over the years as this was an interview for hiring experienced staffs.
- Q2. Just recollect what you have done over the year and what value input you have added to ur present organization or branch.A brief idea about branch profile need to be memorised. A confident attitude is a mu...
Selected
I applied via Company Website and was interviewed before Feb 2022. There was 1 interview round.
(2 Questions)
- Q1. Question related to banking products
- Q2. Questions related to previous experience
Interview Preparation Tips
Selected
I applied via Company Website and was interviewed before Oct 2023. There was 1 interview round.
Knowledge test and english thru ibps
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