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Indian Overseas Bank Manager Interview Questions and Answers

Updated 14 Jul 2024

Indian Overseas Bank Manager Interview Experiences

2 interviews found

Manager Interview Questions & Answers

user image Shivani Singh

posted on 14 Jul 2024

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - One-on-one 

(1 Question)

  • Q1. Type of different loan schemes, diff between Mclr and RLLR, general awareness of financial news
  • Ans. 

    Different loan schemes include personal loans, home loans, car loans, etc. MCLR is a benchmark rate set by banks, while RLLR is linked to repo rate. General awareness of financial news is important for staying informed about market trends.

    • Different loan schemes include personal loans, home loans, car loans, education loans, etc.

    • MCLR (Marginal Cost of Funds based Lending Rate) is a benchmark rate set by banks based on t...

  • Answered by AI

Manager Interview Questions & Answers

user image Anonymous

posted on 7 Jul 2023

Interview experience
4
Good
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all Resume tips
Round 2 - Aptitude Test 

RECRUITMENT THROUGH IBPS EXAMS

Round 3 - One-on-one 

(3 Questions)

  • Q1. Personal interview conducted
  • Q2. About balance sheet items
  • Q3. About leadership skills

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Interview questions from similar companies

I applied via Company Website and was interviewed before Jan 2021. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Parameters for working capital finance
  • Ans. 

    Parameters for working capital finance

    • Working capital finance is used to fund the day-to-day operations of a business

    • Parameters for working capital finance include the amount needed, the repayment period, and the interest rate

    • The amount needed for working capital finance depends on factors such as inventory levels, accounts receivable, and accounts payable

    • The repayment period for working capital finance should align wi...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Read 2-3 DPR carefully before interview

Interview Questionnaire 

1 Question

  • Q1. Asked my bio data profile

Interview Questionnaire 

2 Questions

  • Q1. Tell me about yourself?Why you left pvt bank job for Govt bank?What is cash credit and OD?why we take dpn and loc for loan?its relevance?
  • Ans. 

    I have a background in banking and decided to switch to a government bank for better job security and opportunities. Cash credit and OD are types of loan facilities, while DPN and LOC are used as security measures for loans.

    • Switched from private bank to government bank for job security and opportunities

    • Cash credit and OD are types of loan facilities

    • DPN and LOC are used as security measures for loans

  • Answered by AI
  • Q2. Be polite and confident....Even u are not able to answer the question,apologies sincerely and go on with a confident smile.

I applied via Newspaper Ad and was interviewed before Feb 2021. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all Resume tips
Round 2 - Aptitude Test 

General English, Quant, Reasoning & Professional Banking Knowledge

Round 3 - One-on-one 

(2 Questions)

  • Q1. About current job experience
  • Q2. Basic questions related to credit, PM Mudra Loan, FATF, DSCR etc

Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare well about your current job and stay updated with the banking circulars.

I applied via Naukri.com and was interviewed in Jun 2020. There were 4 interview rounds.

Interview Questionnaire 

3 Questions

  • Q1. Should be realted to work
  • Q2. What you like to do after an rejection
  • Q3. After rejection I would like to go in other platform to show my capability

Interview Preparation Tips

Interview preparation tips for other job seekers - it could be more better then thjs

Interview Questionnaire 

2 Questions

  • Q1. The interview was short and precised.They will look for the knowledge you have gain over the years as this was an interview for hiring experienced staffs.
  • Q2. Just recollect what you have done over the year and what value input you have added to ur present organization or branch.A brief idea about branch profile need to be memorised. A confident attitude is a mu...
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
4-6 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Feb 2022. There was 1 interview round.

Round 1 - Panel interview 

(2 Questions)

  • Q1. Question related to banking products
  • Q2. Questions related to previous experience

Interview Preparation Tips

Interview preparation tips for other job seekers - I qualified for an interview based on an All India Test result. Interview was conducted by a panel of 5 people which included and senior lady banker. The question pertained to the domain knowledge and previous experience.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
6-8 weeks
Result
Selected Selected

I applied via Company Website and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - Aptitude Test 

Knowledge test and english thru ibps

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Indian Overseas Bank Interview FAQs

How many rounds are there in Indian Overseas Bank Manager interview?
Indian Overseas Bank interview process usually has 2 rounds. The most common rounds in the Indian Overseas Bank interview process are One-on-one Round, Resume Shortlist and Aptitude Test.
What are the top questions asked in Indian Overseas Bank Manager interview?

Some of the top questions asked at the Indian Overseas Bank Manager interview -

  1. Type of different loan schemes, diff between Mclr and RLLR, general awareness o...read more
  2. Personal interview conduc...read more
  3. About balance sheet it...read more

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Indian Overseas Bank Manager Interview Process

based on 2 interviews

Interview experience

4.5
  
Good
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Indian Overseas Bank Manager Salary
based on 101 salaries
₹8.2 L/yr - ₹24 L/yr
9% less than the average Manager Salary in India
View more details

Indian Overseas Bank Manager Reviews and Ratings

based on 31 reviews

3.0/5

Rating in categories

2.8

Skill development

2.2

Work-life balance

3.3

Salary

4.2

Job security

2.5

Company culture

2.6

Promotions

2.7

Work satisfaction

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