Indian Overseas Bank Probationary Officer Interview Questions and Answers

Prelims consisting of English (30 Ques.), Quants (35 Q) and Reasoning (35Q)

Total 100 marks and 20 minutes for each section

Mains of 225 marks
1) Quants
2) Reasoning
3) English
4) General Awareness
5) Descriptive Writing

Total duration 3 hrs + 30 mins.

Q1. My name is Yash so aisa Yash laayak maine kya kaam kiya hai apne jeevan me
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Q2. About my father's work as he work in RRB so some questions from RRB
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Q3. Banking related questions 1) DD & cheque 2) MICR, IFSC, SWIFT 3) Allonge 4) OD and Cash credit 5) RBI governor 6) MPC Etc etc.
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Q4. Why banking after engineering?
Ans. 
Banking offers a challenging and dynamic career path with opportunities for growth and development.
• Engineering provided a strong foundation in analytical and problem-solving skills.

• Banking offers a diverse range of roles and responsibilities.

• The banking industry is constantly evolving and offers opportunities to learn and adapt.

• Banking provides a platform to contribute to the growth and development of the economy.

• Perso
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Q5. Hobby related 3 questions
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Q6. My preference order in choosing banks and justify the bank I chose at first and at last
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Q7. Skills I acquired in pandemic
Ans. 
During the pandemic, I developed skills in adaptability, remote communication, and time management.
• Adaptability: I learned to quickly adjust to changing circumstances and work from home.

• Remote communication: I became proficient in using video conferencing tools and communicating effectively with colleagues and clients remotely.

• Time management: I learned to prioritize tasks and manage my time effectively while working f
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Numerical , general questions, Mcq online mode

5-6 person group discussion conducted online

Q1. What is repo rate and reverse repo rate
Ans. 
Repo rate is the rate at which the central bank lends money to commercial banks, while reverse repo rate is the rate at which the central bank borrows money from commercial banks.
• Repo rate is used by the central bank to control inflation and liquidity in the economy.

• Reverse repo rate is used to absorb excess liquidity in the market.

• For example, if the repo rate is increased, it becomes more expensive for banks to borro...read more
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Q1. Explain the purpose of using primavera p6 in project management
Ans. 
Primavera P6 is a project management software used for planning, scheduling, and controlling large-scale projects.
• Primavera P6 helps in creating detailed project schedules with activities, resources, and timelines.

• It allows for tracking project progress, monitoring costs, and analyzing project performance.

• The software enables collaboration among team members and stakeholders, ensuring effective communication and coordi...read more
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Q2. How do u define wbs
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Time and work, clock, profit and loss, number system

Situation based topics

Q1. Tell me about yourself
Ans. 
I am a dedicated and hardworking individual with a strong background in finance and a passion for helping others achieve their financial goals.
• Graduated with a degree in Finance from XYZ University

• Completed internships at ABC Bank and DEF Investment Firm

• Currently working as a financial analyst at GHI Corporation

• Volunteer at local financial literacy workshops

• Goal-oriented and always looking for ways to improve
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Q2. Questions regarding your intro
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Q3. Questions related to banking sector
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Q4. Situation based questions
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Q5. Mental ability questions
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Rural vs Urban - 20mins-

Basic bank questions

A topic will given and group of 10 people should talk about the topic, Communication attitude, performance everything is considered

Q1. Self introduction
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Q2. What do you know abou Federal bank
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Q3. Do you have any coordination experience
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Q4. Do you have any suggestion on federal bank page(i m an artist)
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