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SARFAESI stands for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act.
SARFAESI Act allows banks and financial institutions to auction residential or commercial properties when borrowers default on loan payments.
It provides a legal framework for the enforcement of security interests by banks without the intervention of the court.
The Act aims to reduce non-performing asse...
Filing in litigation for NPA customers involves following legal procedures to recover unpaid debts.
Gather all relevant documentation related to the debt and customer
File a complaint with the appropriate court
Serve the customer with the complaint and summons
Attend court hearings and present evidence to support the claim
Seek judgment from the court and enforce it if necessary
To process a loan, gather necessary documents, assess creditworthiness, approve or deny the loan, and disburse funds.
Gather required documents such as proof of income, identification, and credit history.
Assess the applicant's creditworthiness by reviewing their credit score and financial history.
Approve or deny the loan based on the assessment and the lender's criteria.
Disburse funds to the borrower once the loan ...
Yes, I have knowledge about data entry.
Proficient in entering data accurately and efficiently
Familiar with data entry software and tools
Experience in organizing and maintaining data in spreadsheets
Ability to follow data entry procedures and guidelines
Attention to detail to ensure data accuracy
Example: Entered customer information into database system
Report the fraud to the higher authorities and conduct an investigation.
Immediately report the fraud to the higher authorities such as the branch manager or the head of the audit department.
Conduct a thorough investigation to gather evidence and identify the extent of the fraud.
Take necessary steps to prevent further fraud and implement measures to strengthen internal controls.
Cooperate with law enforcement agenci...
Proficient in advanced Excel functions like VLOOKUP, COUNTIF, SUMIF, and Pivot Tables for data analysis and reporting.
VLOOKUP: Used to search for a value in the first column of a table and return a value in the same row from a specified column. Example: =VLOOKUP(A2, B2:D10, 2, FALSE)
COUNTIF: Counts the number of cells that meet a specific condition. Example: =COUNTIF(A1:A10, '>100') counts cells greater than 10...
I handle pressure by prioritizing tasks, taking breaks, and seeking support when needed.
I prioritize tasks based on urgency and importance
I take breaks to clear my mind and recharge
I seek support from colleagues or superiors when necessary
I maintain a positive attitude and focus on solutions rather than problems
For example, during a busy period at my previous job, I created a to-do list and delegated tasks to team...
Sourcing loan cases from the market involves building relationships with potential clients and leveraging various marketing channels.
Identify potential clients through market research and networking
Develop relationships with clients through personalized communication and follow-up
Utilize various marketing channels such as social media, email marketing, and advertising to reach a wider audience
Offer competitive loa...
The HR department does not call employees for resignation as it is not their responsibility.
HR department is responsible for hiring, onboarding, and managing employee benefits
The decision to terminate an employee is made by the employee's manager or higher-ups
HR may facilitate the termination process, but they do not initiate it
If an employee feels pressured to resign, they should speak to HR or higher-ups for sup...
The recovery of money was successful through diligent legal actions and negotiations.
Implemented strategic legal actions to recover funds
Negotiated settlements with debtors to secure payments
Utilized legal remedies such as liens or garnishments
Collaborated with internal and external stakeholders for successful recovery
Monitored and tracked progress of recovery efforts
I applied via Referral and was interviewed in Jun 2024. There were 10 interview rounds.
How was handling for litigation in case of any criminal offences located at office from any political party. My answer is I'm handling for minimum legal and protect from female officer co-workers otherwise call from 100 and proceed further.
How was provided for Business legal opinion. My answer is proper document provided from the branch people I got a good legal opinion.
The management question is what is the anupantham patta, manaivarithoraya patta and we go through this legal opinion. My answer is patta is mandatory and also related documents is mandatory after that we raise the query and all queries are cleared we go through the good legal opinion that's all.
Punchvality is a term that does not have a standard definition in the legal field.
Punchvality is not a recognized legal term or concept.
It is possible that the interviewer misspoke or meant to ask a different question.
It is important to clarify with the interviewer what they meant by 'punchvality.'
The recovery of money was successful through diligent legal actions and negotiations.
Implemented strategic legal actions to recover funds
Negotiated settlements with debtors to secure payments
Utilized legal remedies such as liens or garnishments
Collaborated with internal and external stakeholders for successful recovery
Monitored and tracked progress of recovery efforts
Filing in litigation for NPA customers involves following legal procedures to recover unpaid debts.
Gather all relevant documentation related to the debt and customer
File a complaint with the appropriate court
Serve the customer with the complaint and summons
Attend court hearings and present evidence to support the claim
Seek judgment from the court and enforce it if necessary
Aptitude test I'm pass
Coding test is I'm pass
My assignment is business legal opinion I'm very experienced for legal opinion so that's all.
SARFAESI stands for Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act.
SARFAESI Act allows banks and financial institutions to auction residential or commercial properties when borrowers default on loan payments.
It provides a legal framework for the enforcement of security interests by banks without the intervention of the court.
The Act aims to reduce non-performing assets in...
I applied via Referral and was interviewed in Dec 2024. There was 1 interview round.
I appeared for an interview in Jan 2025.
I have 5 years of experience in collections management and I am looking for a competitive salary based on industry standards.
I have 5 years of experience in collections management.
I am familiar with industry standards for salary in this role.
I am looking for a competitive salary based on my experience and skills.
I appeared for an interview in Sep 2024, where I was asked the following questions.
Experienced SRM Manager with a strong background in supplier relationship management and strategic sourcing.
Over 5 years of experience in supplier relationship management, focusing on building long-term partnerships.
Successfully reduced procurement costs by 15% through strategic sourcing initiatives.
Implemented a supplier performance evaluation system that improved delivery times by 20%.
Skilled in negotiation and confl...
In my recent role as an SRM Manager, I focused on enhancing supplier relationships and optimizing procurement processes.
Managed a portfolio of key suppliers, ensuring alignment with company goals.
Implemented a new supplier evaluation system that improved performance metrics by 20%.
Collaborated with cross-functional teams to streamline procurement processes, reducing lead times by 15%.
Conducted regular supplier audits t...
To process a loan, gather necessary documents, assess creditworthiness, approve or deny the loan, and disburse funds.
Gather required documents such as proof of income, identification, and credit history.
Assess the applicant's creditworthiness by reviewing their credit score and financial history.
Approve or deny the loan based on the assessment and the lender's criteria.
Disburse funds to the borrower once the loan is ap...
Yes, I have knowledge about data entry.
Proficient in entering data accurately and efficiently
Familiar with data entry software and tools
Experience in organizing and maintaining data in spreadsheets
Ability to follow data entry procedures and guidelines
Attention to detail to ensure data accuracy
Example: Entered customer information into database system
I applied via Recruitment Consulltant and was interviewed before Apr 2020. There were 2 interview rounds.
I can handle the direct sales team by setting clear goals, providing training and support, monitoring performance, and offering incentives.
Set clear goals and expectations for the team
Provide ongoing training and support to help team members improve their skills
Monitor performance regularly and provide feedback for improvement
Offer incentives such as bonuses or rewards for meeting targets
Lead by example and demonstrate...
I will address low and non performers through coaching, setting clear expectations, providing feedback, and implementing performance improvement plans.
Identify the root cause of poor performance through regular performance evaluations
Provide additional training and resources to help improve performance
Set clear goals and expectations for improvement
Regularly monitor progress and provide feedback
Implement performance im...
I will increase the productivity of the direct sales team by implementing targeted training programs, setting clear goals, providing incentives, and regular performance evaluations.
Implement targeted training programs to enhance sales skills and product knowledge
Set clear and achievable sales goals to motivate the team
Provide incentives such as bonuses or rewards for meeting or exceeding targets
Conduct regular performa...
Seeking new challenges and growth opportunities in a different industry.
Looking for new challenges and opportunities for personal and professional growth
Interested in exploring different industries and expanding my skill set
Seeking a change in work environment and company culture
Want to broaden my experience and knowledge in a different field
I come from a family with a strong business background and I expect to further my career by utilizing my skills and experience at Indiashelter.
Family has a history of entrepreneurship and business success
Expect to leverage my skills and experience to excel in the role of Regional Business Manager at Indiashelter
I applied via Referral and was interviewed in Feb 2023. There were 2 interview rounds.
Experienced Senior Executive Operations with a proven track record in driving operational excellence and achieving business goals.
Over 10 years of experience in senior executive roles, leading and managing operations teams
Expertise in developing and implementing strategic plans to optimize operational efficiency
Strong leadership skills, able to motivate and inspire teams to deliver exceptional results
Proven ability to ...
Proficient in advanced Excel functions like VLOOKUP, COUNTIF, SUMIF, and Pivot Tables for data analysis and reporting.
VLOOKUP: Used to search for a value in the first column of a table and return a value in the same row from a specified column. Example: =VLOOKUP(A2, B2:D10, 2, FALSE)
COUNTIF: Counts the number of cells that meet a specific condition. Example: =COUNTIF(A1:A10, '>100') counts cells greater than 100.
SUM...
Yes, I am willing to work in night shifts if required.
I am flexible with my working hours and can adapt to different shifts.
I understand the importance of round-the-clock operations and can handle the demands of working at night.
I have previous experience working night shifts and have proven my ability to perform effectively during those hours.
I am aware of the potential challenges of working at night, such as maintain...
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The duration of India Shelter Finance Corporation interview process can vary, but typically it takes about less than 2 weeks to complete.
based on 50 interview experiences
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Rating in categories
Branch Manager
180
salaries
| ₹2.8 L/yr - ₹8 L/yr |
Senior Relationship Manager
173
salaries
| ₹2.2 L/yr - ₹4 L/yr |
Relationship Manager
161
salaries
| ₹1.8 L/yr - ₹3.2 L/yr |
Credit Manager
74
salaries
| ₹2.9 L/yr - ₹6.5 L/yr |
Branch Credit Manager
65
salaries
| ₹2.3 L/yr - ₹7.2 L/yr |
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