InCred Premier Interview Questions and Answers

Q1. Can you provide details about the projects listed on your resume?
Ans. 
I have worked on various projects including a social media platform, an e-commerce website, and a task management application.
• Developed a social media platform using React for frontend and Node.js for backend

• Designed and implemented an e-commerce website with payment gateway integration

• Created a task management application using Angular and MongoDB for database
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Q2. What are the main concepts of Object-Oriented Programming (OOP)?
Ans. 
Main concepts of OOP include encapsulation, inheritance, polymorphism, and abstraction.
• Encapsulation: Bundling data and methods that operate on the data into a single unit (object).

• Inheritance: Creating new classes based on existing classes, allowing for code reuse.

• Polymorphism: Objects of different classes can be treated as objects of a common superclass.

• Abstraction: Hiding complex implementation details and showing o
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Q1. Life cycle of thread
Ans. 
Thread life cycle includes new, runnable, running, blocked, and terminated states.
• Thread is created in 'new' state

• It becomes 'runnable' when start() method is called

• Thread enters 'running' state when CPU starts executing its run() method

• It can go to 'blocked' state if it's waiting for a resource

• Finally, thread reaches 'terminated' state when run() method completes or stop() method is called
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Q2. İnternal working of hash map
Ans. 
Hash map is a data structure that stores key-value pairs and uses a hash function to map keys to their corresponding values.
• Hash map consists of an array of buckets, each containing a linked list of key-value pairs.

• When inserting a key-value pair, the hash function is used to determine the index of the bucket where the pair should be stored.

• To retrieve a value, the hash function is used to find the corresponding bucket...read more
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Q1. Salary expectations
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Q2. Why I want to change the job
Ans. 
Seeking new challenges, growth opportunities, and a better work-life balance.
• Looking for new challenges and opportunities to learn and grow

• Seeking a better work-life balance

• Interested in working with new technologies or in a different industry

• Wanting to advance career progression
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Q1. WHAT IS DERIVATIVES
Ans. 
Derivatives are financial instruments whose value is derived from an underlying asset or group of assets.
• Derivatives can be used for hedging, speculation, or arbitrage.

• Examples of derivatives include options, futures, forwards, and swaps.

• Derivatives allow investors to take on risk or hedge against risk in the financial markets.
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Q2. HOW ECONOMIC CHANGES AFFECT MARKET
Ans. 
Economic changes can have a significant impact on the market by influencing consumer behavior, investor sentiment, and overall business performance.
• Changes in interest rates can affect borrowing costs for businesses and consumers, impacting spending and investment decisions.

• Fluctuations in currency exchange rates can impact the competitiveness of exports and imports, affecting international trade.

• Changes in government ...read more
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Q1. Can you tell me about yourself?
Ans. 
Experienced branch manager with a proven track record of driving sales and leading teams to success.
• Over 10 years of experience in banking and financial services

• Successfully managed a team of 20+ employees at previous branch

• Implemented strategies that increased branch revenue by 15% in one year

• Strong leadership and communication skills

• Passionate about developing employees and fostering a positive work environment
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Q2. What were your achievements in your previous company?
Ans. 
I successfully led a team to exceed sales targets by 20% and implemented new strategies to improve customer satisfaction.
• Exceeded sales targets by 20%

• Implemented new strategies to improve customer satisfaction

• Led a team to success
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Q1. What is capital market
Ans. 
Capital market is a financial market where long-term debt or equity-backed securities are bought and sold.
• Capital market facilitates the buying and selling of long-term financial instruments such as stocks, bonds, and other securities.

• It provides a platform for companies and governments to raise funds for their operations or projects.

• Investors can invest in capital market securities to earn returns through dividends, i...read more
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Q2. What is coporate action
Ans. 
Corporate action refers to an event initiated by a public company that impacts its shareholders and securities.
• Corporate actions can include dividends, stock splits, mergers, acquisitions, rights issues, and more.

• These actions can affect the value of securities, ownership structure, and voting rights of shareholders.

• Investors need to stay informed about corporate actions to make informed decisions about their investmen
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Q1. Operation of management
Ans. 
Operation of management involves planning, organizing, leading, and controlling resources to achieve organizational goals.
• Planning involves setting goals and determining the best course of action to achieve them.

• Organizing involves arranging resources and tasks to achieve the goals efficiently.

• Leading involves motivating and guiding employees to work towards the goals.

• Controlling involves monitoring progress and making...read more
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Q2. Fild problem today days complete
Ans. 
The problem of today's society is complex and multifaceted.
• Social inequality

• Climate change

• Political polarization

• Mental health issues

• Technological advancements
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Q3. Time salary office saracular, management studies.
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All the legal question where asked.. After that they also have a topic to write essay n some caselaws to solve.

Q1. She asked me all the kind of questions relationg to law then family memebers, salary expectations, etc
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Q1. In this round she actually asked me the fundamental rights of Constitution. After that she asked me section 375 of ipc.
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General questions just to check your reading ability , communication skills and your command on English language.

It was really ridiculous 🤣, they really need to improve it, when I appeared in the test, It included some quantitative apt. Questions and English language fillers. But more than 50% of the test was with wrong questions. Some had wrong options, others had inaccurate data and a few didn't even have the correct answers among the options.
For someone with mathematics background , it was laughable. because Instead of verifying the questions they think that you answered it incorrectly.
I also shared the wrong questions with HR at that time, and I hope that they worked on it , and will not present the same to you😅.

This was a typing test. In this test they will check your typing speed, your grammatical errors, etc. In this they want so much perfection😅. In this test i achieved low score, because I was focusing more on typing speed rather than grammatical errors.

Q1. Introduce yourself? Ans - Interview was scheduled on zoom app. I introduced myself with my qualifications and skills. My interviewer was humble and mentally mature, she was attentively listening my answers...read more
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Q2. Why do you want to join us? Ans-Depends on Your situation.
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Q3. If you are from some other educational background, why do you want to join this designation? Ans- Your answer maybe different.
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Q4. One more special question this great company usually asks 😅, Do you smoke or drink? ( Really good question , every company should consider it ). By the way if you are actually doing it, then I advise you...read more
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