ICICI Prudential Life Insurance Insurance Manager Interview Questions and Answers

Q1. He said to me that I would have to go for meetings from client one, two & three places in a day
Ans. I was answered that I want to work at fix place and on fix desk related to backend process or in banking field as show in my resume or more than better from it, nearby my area so that I can travel regularly in a day like Delhi, Noida, Gurgaon etc.
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Q1. Related insurance 2 year past experience compulsory
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Q1. Wht is the life insurance
Ans. 
Life insurance is a financial product that provides a lump sum payment to beneficiaries upon the insured's death.
• Life insurance provides financial protection for loved ones in the event of the insured's death.

• Premiums are paid regularly to maintain coverage.

• There are different types of life insurance policies such as term life, whole life, and universal life.

• The payout from a life insurance policy can be used to cover ...read more
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Q2. What is recruitment process
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Q1. Why important life insurance
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Q2. Wht is education plans
Ans. 
Education plans are financial products designed to help individuals save and invest for future education expenses.
• Education plans typically involve regular contributions to a savings or investment account.

• The funds can be used for tuition, books, fees, and other education-related expenses.

• Some education plans offer tax advantages or incentives to encourage saving for education.

• Examples of education plans include 529 pl...read more
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Q1. Tell me about yourself?
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Q2. How will u travel?
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Q3. What is ur hobbies? Say something about your hobbies
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Q4. What is insurannce?
Ans. 
Insurance is a financial protection against potential losses or risks.
• Insurance is a contract between an individual or entity and an insurance company.

• The individual or entity pays a premium in exchange for coverage against specific risks.

• Insurance helps mitigate financial losses in case of accidents, illnesses, or other unforeseen events.

• Common types of insurance include health insurance, auto insurance, life insuranc
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Q1. Tell me.about your self?
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Q2. Tell me about your family background
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Q3. Will you able to do sales.process?
Ans. 
Yes, I have experience in sales processes and am confident in my ability to handle them effectively.
• I have previous experience in sales roles where I successfully met or exceeded targets.

• I am comfortable with cold calling, networking, and building relationships with clients.

• I am skilled in identifying customer needs and offering appropriate insurance solutions.

• I am confident in my ability to negotiate and close deals e
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Q1. Brief introduction, brief about hdfc life insurance
Ans. 
HDFC Life Insurance is a leading insurance company in India offering a wide range of insurance products and services.
• HDFC Life Insurance is one of the largest private life insurance companies in India.

• It offers various types of insurance policies such as term insurance, endowment plans, ULIPs, etc.

• The company has a strong network of branches and agents across the country.

• HDFC Life Insurance has a good claim settlement ...read more
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Q2. Brief introduction
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Q3. Brief about hdfc
Ans. 
HDFC is a leading financial institution in India offering a wide range of financial products and services.
• HDFC is one of the largest private sector banks in India.

• It provides banking, insurance, and investment services.

• HDFC offers various types of insurance policies, including life insurance, health insurance, and general insurance.

• The company has a strong presence in the housing finance sector.

• HDFC has a network of br...read more
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Q4. Brief about insurance policy
Ans. 
An insurance policy is a contract between an individual and an insurance company that provides financial protection against specified risks.
• Insurance policies are designed to mitigate financial losses due to unforeseen events.

• They provide coverage for various risks such as accidents, illnesses, property damage, and liability.

• Premiums are paid by the policyholder in exchange for the insurance company's promise to provid...read more
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Q5. Explain any two hdfc life insurance policy
Ans. 
HDFC Life Click 2 Protect 3D Plus and HDFC Life Sanchay Plus are two popular life insurance policies offered by HDFC Life.
• HDFC Life Click 2 Protect 3D Plus is a comprehensive term insurance plan that provides financial protection to the policyholder's family in case of unfortunate events like death, disability, or disease.

• HDFC Life Sanchay Plus is a non-linked, participating life insurance plan that offers guaranteed r...read more
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Q1. Tell me about yourself
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Q1. What is your strength and weaknesses
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Q2. How important is it to know your product important in contrast to knowing your customer
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