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ICICI Home Finance Portfolio Credit Manager Interview Questions and Answers
ICICI Home Finance Portfolio Credit Manager Interview Experiences
1 interview found
Selected
I applied via Campus Placement and was interviewed before Jul 2023. There were 3 interview rounds.
(2 Questions)
- Q1. What do you know about NBFC and banking sector
- Ans.
NBFC stands for Non-Banking Financial Company, which are financial institutions that provide banking services without meeting the legal definition of a bank.
NBFCs are financial institutions that offer banking services like loans, credit facilities, and investments, but do not hold a banking license.
They play a crucial role in providing financial services to individuals and businesses who may not have access to traditio...
- Q2. What is repo rate
- Ans.
Repo rate is the rate at which the central bank lends money to commercial banks for short-term periods.
Repo rate is set by the central bank to control liquidity in the economy.
It is used as a tool for monetary policy.
Higher repo rates discourage banks from borrowing money, leading to less money in circulation.
Lower repo rates encourage banks to borrow money, increasing liquidity in the economy.
For example, if the centr...
One topic was given about reservation
(2 Questions)
- Q1. Can you work late night
- Q2. Are you comfortable in travelling
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Aadhar Housing Finance
Anonymous
posted on 26 May 2022
I applied via Recruitment Consulltant and was interviewed in Apr 2022. There were 3 interview rounds.
Underwriting Skills with product Knowledge, Shortlist with reporting Manager discussion.
(1 Question)
- Q1. HR Policies, benifit, etc
Interview Preparation Tips
- Underwriting
Branch Credit Manager Interview Questions & Answers
Aadhar Housing Finance
Anonymous
posted on 30 Oct 2023
Selected
I applied via Referral and was interviewed in Sep 2023. There were 3 interview rounds.
(1 Question)
- Q1. Good hr policy and good to talk
Tcm rcm and zbh taken interview
Interview Preparation Tips
Branch Credit Manager Interview Questions & Answers
Aadhar Housing Finance
Anonymous
posted on 24 Aug 2021
I applied via Naukri.com and was interviewed in Jul 2021. There was 1 interview round.
Interview Questionnaire
2 Questions
- Q1. How Will you manage your work,if you have to work above working area?
- Q2. What is the importance of credit in any instructions?
- Ans.
Credit is crucial for any institution as it enables them to provide financial assistance and grow their business.
Credit allows institutions to provide loans and other financial services to customers.
It helps institutions to generate revenue and grow their business.
Credit also helps to build trust and establish long-term relationships with customers.
Without credit, institutions may not be able to meet the financial need...
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Kotak Securities
Anonymous
posted on 15 Apr 2024
Online test was conducted by placement
Moneyless economy in India; advantages ve disadvantages
(1 Question)
- Q1. Why do you want to work in sales
Branch Credit Manager Interview Questions & Answers
Aadhar Housing Finance
Anonymous
posted on 3 Mar 2022
I applied via Newspaper Ad and was interviewed in Feb 2022. There was 1 interview round.
(1 Question)
- Q1. Basic knowledge of current working.
Interview Preparation Tips
Because basic knowledge is most important tool to crack every interview.
Branch Credit Manager Interview Questions & Answers
Aadhar Housing Finance
Anonymous
posted on 23 Apr 2022
I appeared for an interview before Apr 2021.
(3 Questions)
- Q1. Good experience
- Q2. Discuss properly CTC
- Q3. As per experience current organisation and basr current CTC high
Interview Preparation Tips
Area Credit Manager Interview Questions & Answers
Aadhar Housing Finance
Anonymous
posted on 21 Feb 2025
(1 Question)
- Q1. Want to know about domain knowledge
Selected
I applied via Referral and was interviewed before Jul 2022. There were 3 interview rounds.
(1 Question)
- Q1. Be aware of Market info on lending
(1 Question)
- Q1. General discussion only
Interview Preparation Tips
Shruti Sarda
(2 Questions)
- Q1. About DB schema design
- Q2. Design patterns you have used
- Ans.
I have used design patterns such as Singleton, Factory, and Observer in my projects.
Singleton pattern ensures a class has only one instance and provides a global point of access to it.
Factory pattern creates objects without specifying the exact class of object that will be created.
Observer pattern defines a one-to-many dependency between objects so that when one object changes state, all its dependents are notified and
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ICICI Home Finance Interviews By Designations
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ICICI Home Finance Portfolio Credit Manager Interview Process
based on 1 interview
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ICICI Home Finance Portfolio Credit Manager Reviews and Ratings
based on 5 reviews
Rating in categories
|
Sales Manager
548
salaries
|  ₹2 L/yr - ₹5.2 L/yr |
|
Territory Business Manager
220
salaries
| ₹6.5 L/yr - ₹19 L/yr |
|
Portfolio Manager
163
salaries
| ₹2.8 L/yr - ₹9 L/yr |
|
Operations Associate
130
salaries
| ₹2.2 L/yr - ₹4.6 L/yr |
|
Credit Manager
126
salaries
| ₹2.5 L/yr - ₹11.2 L/yr |
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