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ICICI Home Finance Portfolio Credit Manager Interview Questions and Answers

Updated 18 Jul 2024

ICICI Home Finance Portfolio Credit Manager Interview Experiences

1 interview found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Campus Placement and was interviewed before Jul 2023. There were 3 interview rounds.

Round 1 - One-on-one 

(2 Questions)

  • Q1. What do you know about NBFC and banking sector
  • Ans. 

    NBFC stands for Non-Banking Financial Company, which are financial institutions that provide banking services without meeting the legal definition of a bank.

    • NBFCs are financial institutions that offer banking services like loans, credit facilities, and investments, but do not hold a banking license.

    • They play a crucial role in providing financial services to individuals and businesses who may not have access to traditio...

  • Answered by AI
  • Q2. What is repo rate
  • Ans. 

    Repo rate is the rate at which the central bank lends money to commercial banks for short-term periods.

    • Repo rate is set by the central bank to control liquidity in the economy.

    • It is used as a tool for monetary policy.

    • Higher repo rates discourage banks from borrowing money, leading to less money in circulation.

    • Lower repo rates encourage banks to borrow money, increasing liquidity in the economy.

    • For example, if the centr...

  • Answered by AI
Round 2 - Group Discussion 

One topic was given about reservation

Round 3 - One-on-one 

(2 Questions)

  • Q1. Can you work late night
  • Q2. Are you comfortable in travelling

Interview Preparation Tips

Interview preparation tips for other job seekers - You can gain good experience

Interview questions from similar companies

I applied via Recruitment Consulltant and was interviewed before Jun 2021. There was 1 interview round.

Round 1 - Boss 

(2 Questions)

  • Q1. Sales experience about Clients
  • Q2. Knowledge for the subject

Interview Preparation Tips

Interview preparation tips for other job seekers - Multitasking abilities with Sales and Operations management. Team Player

I applied via Referral and was interviewed before Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. Financial analysis related questions
  • Q2. Just answer what you have learnt during the course of your studies

Interview Preparation Tips

Interview preparation tips for other job seekers - Be honest in your answers. If you dont know dont fluke

I applied via Referral and was interviewed before Nov 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Regarding previous experience with organisation. Things related to same.

Interview Preparation Tips

Interview preparation tips for other job seekers - Before hand get some idea about the job role ask you refrences. Do your homework and dont be shy for asking questions beforehand to maximise the knowlegdge.

I applied via Recruitment Consultant and was interviewed before Oct 2020. There was 1 interview round.

Interview Questionnaire 

1 Question

  • Q1. About your past work experience

Interview Preparation Tips

Interview preparation tips for other job seekers - If you are ready to work in pure retail banking culture, then join. Otherwise look for better.

I applied via Recruitment Consultant and was interviewed before Dec 2019. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. NA

Interview Preparation Tips

Interview preparation tips for other job seekers - Ensure you are well informed about the profile you have been called for, be confident and don't share any wrong information, avoid any negative comments about your previous organisation.

I applied via Campus Placement and was interviewed before Jun 2020. There were 6 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. All financial ratios

Interview Preparation Tips

Interview preparation tips for other job seekers - Be confident and have good financial knowledge

I applied via Naukri.com and was interviewed before Apr 2021. There was 1 interview round.

Round 1 - One-on-one 

(1 Question)

  • Q1. I dnt remember since it was 15 yrs back

Interview Preparation Tips

Interview preparation tips for other job seekers - Good communication skills and should k ow about current affairs

Interview Questionnaire 

2 Questions

  • Q1. Role of BM
  • Q2. 5 major jobs of BM
  • Ans. 

    The 5 major jobs of a BM include market research, product development, branding, sales, and customer service.

    • Conducting market research to identify customer needs and preferences

    • Developing new products or improving existing ones

    • Creating and managing brand identity and marketing campaigns

    • Driving sales through various channels such as advertising, promotions, and partnerships

    • Providing excellent customer service to mainta

  • Answered by AI

I applied via Referral and was interviewed in Sep 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. What was the clients you were handling? What is the maximum ticket size you have handled?
  • Ans. 

    I have handled clients from various industries with a maximum ticket size of $10 million.

    • Handled clients from industries such as finance, healthcare, and retail

    • Managed a project with a ticket size of $10 million for a healthcare client

    • Collaborated with cross-functional teams to ensure successful delivery of projects

    • Maintained strong relationships with clients to ensure repeat business

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - HDFC is a great place to work hard and improve your career?
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ICICI Home Finance Interview FAQs

How many rounds are there in ICICI Home Finance Portfolio Credit Manager interview?
ICICI Home Finance interview process usually has 3 rounds. The most common rounds in the ICICI Home Finance interview process are One-on-one Round and Group Discussion.
What are the top questions asked in ICICI Home Finance Portfolio Credit Manager interview?

Some of the top questions asked at the ICICI Home Finance Portfolio Credit Manager interview -

  1. What do you know about NBFC and banking sec...read more
  2. What is repo r...read more

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ICICI Home Finance Portfolio Credit Manager Interview Process

based on 1 interview

Interview experience

5
  
Excellent
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ICICI Home Finance Portfolio Credit Manager Salary
based on 18 salaries
₹3.5 L/yr - ₹8.6 L/yr
20% less than the average Portfolio Credit Manager Salary in India
View more details

ICICI Home Finance Portfolio Credit Manager Reviews and Ratings

based on 5 reviews

3.6/5

Rating in categories

3.8

Skill development

3.3

Work-life balance

3.7

Salary

3.6

Job security

2.4

Company culture

3.1

Promotions

2.5

Work satisfaction

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