HAZEL MERCANTILE Interview Questions and Answers

Q1. About Self introduction
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Q2. What do u know about Banking
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Q1. Why are you want to change the job
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Q1. Normal discussion about job
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Q1. General market direction
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Q2. Mutual fund industry size
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The mutual fund industry size refers to the total value of assets under management by mutual funds.
• The size of the mutual fund industry can be measured by the total assets under management (AUM) of all mutual funds.

• It includes both equity and debt mutual funds, as well as other types like money market funds.

• The industry size can vary greatly depending on market conditions and investor sentiment.

• As of 2021, the global m...read more
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Q1. Salary negotiation
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Q2. Location negotiations
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Q1. Explain OOPS Concept ?
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OOPS (Object-Oriented Programming) is a programming paradigm based on the concept of objects, which can contain data and code.
• OOPS focuses on creating objects that interact with each other to solve problems.

• It involves concepts like classes, objects, inheritance, polymorphism, and encapsulation.

• For example, a class 'Car' can have objects like 'Toyota', 'Honda', etc., each with their own properties and methods.

• Inheritan...read more
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Financial ratios related to profit and loss statement and balance sheet

Q1. Which debt coverage ratios will you consider for analyzing the company
Ans. 
The debt coverage ratios that I would consider for analyzing a company are the debt service coverage ratio (DSCR) and the interest coverage ratio (ICR).
• Debt service coverage ratio (DSCR) measures a company's ability to cover its debt obligations. It is calculated by dividing the company's operating income by its total debt service.

• Interest coverage ratio (ICR) measures a company's ability to cover its interest expenses...read more
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Q1. Why CARE, about previous experience
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Q1. Recent economic updates, past work experience, banking ratios calculation,
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Q1. Circle process related questions
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Q2. Scripting language questions
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Q1. Tds section, companies act, finance
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Logical reasoning, English, maths