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First Citizens Bank

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First Citizens Bank Credit Process Analyst Interview Questions and Answers

Updated 23 Sep 2024

First Citizens Bank Credit Process Analyst Interview Experiences

1 interview found

Credit Process Analyst Interview Questions & Answers

Anonymous

posted on 23 Sep 2024

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Not Selected

I applied via campus placement at Christ University, Bangalore and was interviewed before Sep 2023. There were 2 interview rounds.

Round 1 - Aptitude Test

Normal Aptitude with Legitimate Questions

Round 2 - One-on-one

(2 Questions)

Q1. Tell me about yourself

Ans.

I am a detail-oriented professional with a strong background in credit analysis and risk assessment.

I have X years of experience in analyzing credit processes and identifying potential risks.
I am proficient in financial statement analysis and have a strong understanding of credit scoring models.
I have a track record of successfully managing credit portfolios and improving credit processes.
I am skilled in conducting tho...

Answered by AI

Add your answer

Q2. SQL query Explaination

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Top trending discussions

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Career Advice

a technical manager

Can we change domain after 16 years of experience?

I'm working as a technical manager (Java based) in a global Bank having 16 years of experience, my whole career is with banking and financial services. Current CTC is 34LPA. Now I think to change my job to get more salary, i get very few calls for interview because of 3 months notice period, and few of them were from different domains ( health care, logistics etc.). Is it wise to change domain? Or better to look for internal jobs with the bank?

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Interview questions from similar companies

Credit Process Analyst Interview Questions & Answers

ICICI Bank

Anonymous

posted on 5 Jan 2022

Interview Questionnaire

2 Questions

Q1. Chake the confidence

Add your answer

Q2. Talk to confidence

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Interview Preparation Tips

Interview preparation tips for other job seekers - Talk to confidence

Credit Manager Interview Questions & Answers

Jana Small Finance Bank

kuldeep patil

posted on 15 Aug 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - One-on-one

(2 Questions)

Q1. Introduction and knowledge

Add your answer

Q2. Credit Underwriting

Add your answer

Credit Analyst Interview Questions & Answers

Standard Chartered

Anonymous

posted on 25 Nov 2024

Interview experience

Excellent

Difficulty level

Process Duration

Result

Round 1 - One-on-one

(2 Questions)

Q1. About your self

Add your answer

Q2. Work experience

Add your answer

Credit Analyst Interview Questions & Answers

IndusInd Bank

Siddesh Goregaonkar

posted on 25 May 2024

Interview experience

Good

Difficulty level

Process Duration

Result

Round 1 - Technical

(2 Questions)

Q1. Asking about financial and ratio

Add your answer

Q2. TOL/ATNW related to industry

Add your answer

Branch Credit Manager Interview Questions & Answers

Bandhan Bank

DIPU RAJBANSHI

posted on 8 Sep 2023

Interview experience

Excellent

Difficulty level

Easy

Process Duration

Less than 2 weeks

Result

Selected

I applied via Job Fair and was interviewed in Aug 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.

View all tips

Round 2 - One-on-one

(2 Questions)

Q1. Role and responsibilities

Add your answer

Q2. Why leave job and RBI guidelines and what is family in microfinance Bank and

Ans.

Leaving job and RBI guidelines are important factors in microfinance banking.

Leaving a job may be due to career growth opportunities or better work-life balance.
RBI guidelines are crucial for ensuring compliance and stability in the microfinance sector.
Family in microfinance bank refers to the close-knit team of employees working towards a common goal.
Supportive work environment and strong team dynamics are key aspects

Answered by AI

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Hard working and good communication for customer

Credit Manager Interview Questions & Answers

Yes Bank

Anonymous

posted on 4 Feb 2023

Interview experience

Good

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I applied via Naukri.com and was interviewed in Jan 2023. There were 2 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.

View all tips

Round 2 - Technical

(2 Questions)

Q1. Tell me about yourself

Add your answer

Q2. How will you analyse a Balance Sheet

Ans.

Analyzing a balance sheet involves examining assets, liabilities, and equity to determine financial health.

Start by calculating the current ratio to assess liquidity
Examine the debt-to-equity ratio to evaluate leverage
Analyze the inventory turnover ratio to assess efficiency
Look at the return on equity to evaluate profitability
Compare the balance sheet to previous periods and industry benchmarks
Consider any off-balance...

Answered by AI

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Interview Preparation Tips

Interview preparation tips for other job seekers - Prepare for financial ratios and Job Role. Know about the company

Credit Analyst Interview Questions & Answers

State Bank of India

Anonymous

posted on 30 Nov 2022

Interview experience

Good

Difficulty level

Moderate

Process Duration

4-6 weeks

Result

Selected

I applied via Company Website and was interviewed in Apr 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist

Pro Tip by AmbitionBox:

Properly align and format text in your resume. A recruiter will have to spend more time reading poorly aligned text, leading to high chances of rejection.

View all tips

Round 2 - Aptitude Test

Written Entrance Exam for officer with subjects English, Logical Reasoning, Mathematics, General knowledge and Banking Awareness with Current Affairs and Computer Science. I was Selected in Merit. Got 54th Rank in Gen Category

Round 3 - One-on-one

(2 Questions)

Q1. Interview was all about my Past experience and my previous job profile as I was already working in Banking Sector prior to joining in SBI. Based on my experience and satisfactory answers to the questions a...

Add your answer

Q2. What is Turnover Method? What is Second Method of Lending? How to process a Working Capital Loan? How did you canvassed Current account in your previous organisation? Why you want to Join SBI?

Ans.

Turnover Method is a method used by lenders to evaluate a borrower's creditworthiness based on their annual sales turnover.

Turnover Method involves calculating a borrower's credit limit based on a percentage of their annual sales turnover.
Second Method of Lending involves assessing a borrower's creditworthiness based on their financial statements, cash flow projections, and collateral.
Processing a Working Capital Loan ...

Answered by AI

Add your answer

Credit Risk Analyst Interview Questions & Answers

Bank of America

Sudip Pal

posted on 27 Apr 2024

Interview experience

Good

Difficulty level

Moderate

Process Duration

Less than 2 weeks

Result

Selected

I was interviewed before Apr 2023.

Round 1 - Aptitude Test

Basic Finance questions were there from variety of topicsj

Round 2 - Technical

(1 Question)

Q1. Questions related to derivative

Add your answer

Round 3 - Technical

(1 Question)

Q1. Option greeks, vega profile

Add your answer

Branch Credit Manager Interview Questions & Answers

Equitas Small Finance Bank

Anonymous

posted on 28 Dec 2021

I applied via Walk-in and was interviewed in Nov 2021. There were 4 interview rounds.

Interview Questionnaire

5 Questions

Q1. What kind of product to handle?

Ans.

The Branch Credit Manager handles various financial products and services.

Loans and credit facilities
Credit cards
Mortgages
Overdrafts
Trade finance
Asset-based lending
Working capital financing

Answered by AI

View 5 more amswers

Q2. What is your nature of work for your previous company

Add your answer

Q3. How to change your attitude

Add your answer

Q4. Why do leave your previous company

Add your answer

Q5. What is your expectations

Add your answer

Interview Preparation Tips

Interview preparation tips for other job seekers - Don't fear about interview

First Citizens Bank Interview FAQs

First Citizens Bank interview process usually has 2 rounds. The most common rounds in the First Citizens Bank interview process are Aptitude Test and One-on-one Round.