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FinCrif Interview Questions and Answers

Updated 10 May 2025
Popular Designations

9 Interview questions

An Assistant Team Leader was asked 1mo ago
Q. Explain your approach to sales.
Ans. 

I focus on understanding customer needs, building relationships, and providing tailored solutions to drive sales success.

  • Identify customer needs through active listening and asking open-ended questions.

  • Build rapport by establishing trust and demonstrating genuine interest in the customer.

  • Present tailored solutions that address specific pain points, showcasing benefits and value.

  • Follow up with customers to ensure s...

View all Assistant Team Leader interview questions
A Senior Sales Officer was asked
Q. How do you calculate a Multiplier?
Ans. 

Multiplier is calculated by dividing the total sales revenue by the total cost of goods sold.

  • Multiplier = Total Sales Revenue / Total Cost of Goods Sold

  • Total Sales Revenue is the sum of all sales made during a specific period

  • Total Cost of Goods Sold is the sum of all costs associated with producing or purchasing the goods sold

  • Multiplier indicates the efficiency of sales in generating profit

  • A higher multiplier sugg...

View all Senior Sales Officer interview questions
A Senior Sales Officer was asked
Q. How do you calculate FOIR?
Ans. 

FOIR stands for Fixed Obligation to Income Ratio. It is calculated by dividing the total fixed obligations by the monthly income.

  • FOIR = Total Fixed Obligations / Monthly Income

  • Fixed obligations include monthly loan repayments, credit card payments, and other fixed expenses

  • FOIR is used by lenders to assess the borrower's ability to repay a loan

  • For example, if the total fixed obligations are $1,500 and the monthly i...

View all Senior Sales Officer interview questions
A Senior Sales Officer was asked
Q. What is a CIBIL Score?
Ans. 

CIBIL Score is a credit score that represents an individual's creditworthiness.

  • CIBIL Score is a 3-digit number ranging from 300 to 900.

  • It is calculated based on an individual's credit history and repayment behavior.

  • Higher CIBIL Score indicates better creditworthiness and increases the chances of loan approval.

  • Lenders use CIBIL Score to assess the risk associated with lending money to an individual.

  • A good CIBIL Sco...

View all Senior Sales Officer interview questions
A Senior Sales Officer was asked
Q. What documents are required for a personal loan?
Ans. 

The documents required for a personal loan may vary depending on the lender, but commonly requested documents include proof of identity, address, income, and employment.

  • Proof of identity: Passport, driver's license, or Aadhaar card

  • Proof of address: Utility bills, rental agreement, or bank statements

  • Proof of income: Salary slips, bank statements, or income tax returns

  • Proof of employment: Employment letter or appoin...

View all Senior Sales Officer interview questions
A Senior Sales Officer was asked
Q. How does the Flexi Loan policy work?
Ans. 

The policy for Flexi Loan allows customers to borrow and repay funds as per their convenience.

  • Flexi Loan policy offers customers the flexibility to borrow and repay funds as per their needs.

  • Customers can withdraw funds from their approved loan limit whenever required.

  • Interest is charged only on the amount utilized and not on the entire loan limit.

  • Repayment can be made in flexible installments or as a lump sum.

  • Addi...

View all Senior Sales Officer interview questions
A Senior Sales Officer was asked
Q. What is a salaried Personal Loan?
Ans. 

A salaried personal loan is a type of loan that is specifically designed for individuals who are employed and receive a regular salary.

  • Salaried personal loans are offered by banks and financial institutions to individuals who have a stable source of income.

  • These loans are unsecured, meaning they do not require any collateral.

  • The loan amount and interest rate are determined based on the borrower's income, credit hi...

View all Senior Sales Officer interview questions
Are these interview questions helpful?
A Senior Sales Officer was asked
Q. What is KYC in Banking?
Ans. 

KYC in banking stands for Know Your Customer. It is a process that banks and financial institutions use to verify the identity and assess the risk of their customers.

  • KYC is a regulatory requirement in the banking industry to prevent money laundering, fraud, and terrorist financing.

  • It involves collecting and verifying customer information such as name, address, date of birth, and identification documents.

  • Banks use ...

View all Senior Sales Officer interview questions
A Senior Sales Officer was asked
Q. Whats is FOIR? what is Multiplier?
Ans. 

FOIR stands for Fixed Obligation to Income Ratio. Multiplier is a factor used to determine loan eligibility.

  • FOIR is a measure used by lenders to assess a borrower's ability to repay a loan.

  • It is calculated by dividing the borrower's fixed obligations (such as loan EMIs) by their monthly income.

  • A lower FOIR indicates a lower risk for the lender.

  • For example, if a borrower has fixed obligations of $10,000 per month a...

View all Senior Sales Officer interview questions

FinCrif Interview Experiences

6 interviews found

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I appeared for an interview in Apr 2025, where I was asked the following questions.

  • Q1. Tell me about your experience
  • Ans. 

    I have over five years of experience in team leadership, focusing on project management and team development.

    • Led a team of 10 in a successful project that increased efficiency by 20%.

    • Implemented training programs that improved team skills and morale.

    • Facilitated weekly meetings to ensure clear communication and alignment on goals.

  • Answered by AI
  • Q2. Tell me how you sales
  • Ans. 

    I focus on understanding customer needs, building relationships, and providing tailored solutions to drive sales success.

    • Identify customer needs through active listening and asking open-ended questions.

    • Build rapport by establishing trust and demonstrating genuine interest in the customer.

    • Present tailored solutions that address specific pain points, showcasing benefits and value.

    • Follow up with customers to ensure satisf...

  • Answered by AI
Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Only for experience and how to achieve any target

Round 2 - HR 

(1 Question)

  • Q1. How to work with team
  • Ans. 

    Working with a team involves communication, collaboration, and mutual respect.

    • Communicate openly and effectively with team members

    • Collaborate on projects and tasks to achieve common goals

    • Respect each team member's opinions and contributions

    • Provide support and assistance to team members when needed

    • Celebrate team successes and learn from failures together

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. First of introduce and experience

Senior Sales Officer Interview Questions & Answers

user image aravalikennel zone

posted on 15 Jan 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - HR 

(4 Questions)

  • Q1. Tell me something about your self?
  • Q2. What are the documents required for personal loan?
  • Ans. 

    The documents required for a personal loan may vary depending on the lender, but commonly requested documents include proof of identity, address, income, and employment.

    • Proof of identity: Passport, driver's license, or Aadhaar card

    • Proof of address: Utility bills, rental agreement, or bank statements

    • Proof of income: Salary slips, bank statements, or income tax returns

    • Proof of employment: Employment letter or appointment...

  • Answered by AI
  • Q3. Whats is FOIR? what is Multiplier?
  • Ans. 

    FOIR stands for Fixed Obligation to Income Ratio. Multiplier is a factor used to determine loan eligibility.

    • FOIR is a measure used by lenders to assess a borrower's ability to repay a loan.

    • It is calculated by dividing the borrower's fixed obligations (such as loan EMIs) by their monthly income.

    • A lower FOIR indicates a lower risk for the lender.

    • For example, if a borrower has fixed obligations of $10,000 per month and a ...

  • Answered by AI
  • Q4. What is KYC in Banking?
  • Ans. 

    KYC in banking stands for Know Your Customer. It is a process that banks and financial institutions use to verify the identity and assess the risk of their customers.

    • KYC is a regulatory requirement in the banking industry to prevent money laundering, fraud, and terrorist financing.

    • It involves collecting and verifying customer information such as name, address, date of birth, and identification documents.

    • Banks use vario...

  • Answered by AI
Round 2 - One-on-one 

(5 Questions)

  • Q1. What is CIBIL Score?
  • Ans. 

    CIBIL Score is a credit score that represents an individual's creditworthiness.

    • CIBIL Score is a 3-digit number ranging from 300 to 900.

    • It is calculated based on an individual's credit history and repayment behavior.

    • Higher CIBIL Score indicates better creditworthiness and increases the chances of loan approval.

    • Lenders use CIBIL Score to assess the risk associated with lending money to an individual.

    • A good CIBIL Score ca...

  • Answered by AI
  • Q2. What is salaried Personal Loan?
  • Ans. 

    A salaried personal loan is a type of loan that is specifically designed for individuals who are employed and receive a regular salary.

    • Salaried personal loans are offered by banks and financial institutions to individuals who have a stable source of income.

    • These loans are unsecured, meaning they do not require any collateral.

    • The loan amount and interest rate are determined based on the borrower's income, credit history...

  • Answered by AI
  • Q3. How to calculate FOIR?
  • Ans. 

    FOIR stands for Fixed Obligation to Income Ratio. It is calculated by dividing the total fixed obligations by the monthly income.

    • FOIR = Total Fixed Obligations / Monthly Income

    • Fixed obligations include monthly loan repayments, credit card payments, and other fixed expenses

    • FOIR is used by lenders to assess the borrower's ability to repay a loan

    • For example, if the total fixed obligations are $1,500 and the monthly income...

  • Answered by AI
  • Q4. How to calculate Multiplier?
  • Ans. 

    Multiplier is calculated by dividing the total sales revenue by the total cost of goods sold.

    • Multiplier = Total Sales Revenue / Total Cost of Goods Sold

    • Total Sales Revenue is the sum of all sales made during a specific period

    • Total Cost of Goods Sold is the sum of all costs associated with producing or purchasing the goods sold

    • Multiplier indicates the efficiency of sales in generating profit

    • A higher multiplier suggests ...

  • Answered by AI
  • Q5. How is Policy for Flexi Loan?
  • Ans. 

    The policy for Flexi Loan allows customers to borrow and repay funds as per their convenience.

    • Flexi Loan policy offers customers the flexibility to borrow and repay funds as per their needs.

    • Customers can withdraw funds from their approved loan limit whenever required.

    • Interest is charged only on the amount utilized and not on the entire loan limit.

    • Repayment can be made in flexible installments or as a lump sum.

    • Additiona...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please prepare for the good process.
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Apna Jobs and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Don’t add your photo or details such as gender, age, and address in your resume. These details do not add any value.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. First question please tell me somethings about your self than after all question related job profile and qualifications related and most important questions previous job about question roll of a compan...
Round 3 - Aptitude Test 

Mathematical question

Interview Preparation Tips

Interview preparation tips for other job seekers - all job seeker firstly learn question most important things job profile and previous company questions

Team Lead Interview Questions & Answers

user image Deepak Kumar

posted on 5 Dec 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Ans. My name is Deepak kumar I'm done my graduation from lalit Narayan Mithila University darbhanga bihar currently I have three years experience in overdraft loan and I was team leader there
  • Answered by Deepak Kumar
  • Q2. Sell me overdraft to me ?
  • Ans. 

    Overdraft provides financial flexibility and peace of mind.

    • Overdraft allows you to access additional funds when your account balance is low.

    • It helps you avoid declined transactions and potential fees.

    • You can use overdraft to cover unexpected expenses or emergencies.

    • Overdraft can be a useful tool for managing cash flow and maintaining financial stability.

    • It provides a safety net for unforeseen circumstances.

  • Answered by AI
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Resume based and laravel based
  • Q2. Projects you have in
  • Ans. 

    I have worked on various projects, including web applications, mobile apps, and data analysis tools, enhancing user experience and efficiency.

    • Developed a responsive e-commerce website using React and Node.js, improving load times by 30%.

    • Created a mobile app for a local restaurant that allows users to place orders and make reservations, increasing customer engagement.

    • Built a data visualization tool using Python and Tabl...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Know the basics

Top trending discussions

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Interview Tips & Stories
2w
toobluntforu
·
works at
Cvent
Can speak English, can’t deliver in interviews
I feel like I can't speak fluently during interviews. I do know english well and use it daily to communicate, but the moment I'm in an interview, I just get stuck. since it's not my first language, I struggle to express what I actually feel. I know the answer in my head, but I just can’t deliver it properly at that moment. Please guide me
Got a question about FinCrif?
Ask anonymously on communities.

Interview questions from similar companies

I applied via Campus Placement and was interviewed before Oct 2020. There were 3 interview rounds.

Interview Questionnaire 

1 Question

  • Q1. Basics of java(OOP, strings and collections), college projects, and how I was involved in that projects.

Interview Preparation Tips

Interview preparation tips for other job seekers - The interview was a bit easy as the company came to college, they asked only the basics of java and my college projects and some HR-related questions like tell me about yourself and some time management questions about the projects and academics.
Are these interview questions helpful?
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Not Selected

I applied via Approached by Company and was interviewed in Oct 2024. There was 1 interview round.

Round 1 - Case Study 

How to increase personal insurance revenue to 5x?

Team Lead Interview Questions & Answers

indiagold user image Kishore Kumar

posted on 23 Apr 2024

Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via LinkedIn and was interviewed in Mar 2024. There was 1 interview round.

Round 1 - About experience 

(1 Question)

  • Q1. Conversation and leads sales targets
Interview experience
1
Bad
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Aug 2023. There were 3 interview rounds.

Round 1 - One-on-one 

(1 Question)

  • Q1. Aptitude test in basement
Round 2 - Coding Test 

General basic knowledge

Round 3 - HR 

(1 Question)

  • Q1. What are your 12th %
  • Ans. 

    My 12th % is 85%

    • My 12th percentage is 85%

    • I scored 85% in my 12th grade exams

    • My 12th grade percentage is 85%

  • Answered by AI

FinCrif Interview FAQs

How many rounds are there in FinCrif interview?
FinCrif interview process usually has 2-3 rounds. The most common rounds in the FinCrif interview process are HR, Resume Shortlist and One-on-one Round.
How to prepare for FinCrif interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at FinCrif. The most common topics and skills that interviewers at FinCrif expect are Salesforce, Personal Loans, CRM, Customer Relationship and Customer Service.
What are the top questions asked in FinCrif interview?

Some of the top questions asked at the FinCrif interview -

  1. What are the documents required for personal lo...read more
  2. Whats is FOIR? what is Multipli...read more
  3. What is salaried Personal Lo...read more

Tell us how to improve this page.

Overall Interview Experience Rating

3.6/5

based on 8 interview experiences

Difficulty level

Easy 25%
Moderate 75%

Duration

Less than 2 weeks 100%
View more

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FinCrif Reviews and Ratings

based on 24 reviews

3.7/5

Rating in categories

3.9

Skill development

3.7

Work-life balance

3.7

Salary

3.3

Job security

3.6

Company culture

3.4

Promotions

3.5

Work satisfaction

Explore 24 Reviews and Ratings
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