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FinCrif Interview Questions, Process, and Tips

Updated 13 Jan 2025

Top FinCrif Interview Questions and Answers

View all 9 questions

FinCrif Interview Experiences

Popular Designations

5 interviews found

Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Group Discussion 

Only for experience and how to achieve any target

Round 2 - HR 

(1 Question)

  • Q1. How to work with team
  • Ans. 

    Working with a team involves communication, collaboration, and mutual respect.

    • Communicate openly and effectively with team members

    • Collaborate on projects and tasks to achieve common goals

    • Respect each team member's opinions and contributions

    • Provide support and assistance to team members when needed

    • Celebrate team successes and learn from failures together

  • Answered by AI
Round 3 - HR 

(1 Question)

  • Q1. First of introduce and experience

Customer Support Executive Interview Questions asked at other Companies

Q1. Understanding customer problems,whT i know about BPO nd how they work,how i will handle a difficult nd angry customer,i can satisfied my client.
View answer (21)

Senior Sales Officer Interview Questions & Answers

user image aravalikennel zone

posted on 15 Jan 2024

Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
-
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed in Jul 2023. There were 2 interview rounds.

Round 1 - HR 

(4 Questions)

  • Q1. Tell me something about your self?
  • Q2. What are the documents required for personal loan?
  • Ans. 

    The documents required for a personal loan may vary depending on the lender, but commonly requested documents include proof of identity, address, income, and employment.

    • Proof of identity: Passport, driver's license, or Aadhaar card

    • Proof of address: Utility bills, rental agreement, or bank statements

    • Proof of income: Salary slips, bank statements, or income tax returns

    • Proof of employment: Employment letter or appointment...

  • Answered by AI
  • Q3. Whats is FOIR? what is Multiplier?
  • Ans. 

    FOIR stands for Fixed Obligation to Income Ratio. Multiplier is a factor used to determine loan eligibility.

    • FOIR is a measure used by lenders to assess a borrower's ability to repay a loan.

    • It is calculated by dividing the borrower's fixed obligations (such as loan EMIs) by their monthly income.

    • A lower FOIR indicates a lower risk for the lender.

    • For example, if a borrower has fixed obligations of $10,000 per month and a ...

  • Answered by AI
  • Q4. What is KYC in Banking?
  • Ans. 

    KYC in banking stands for Know Your Customer. It is a process that banks and financial institutions use to verify the identity and assess the risk of their customers.

    • KYC is a regulatory requirement in the banking industry to prevent money laundering, fraud, and terrorist financing.

    • It involves collecting and verifying customer information such as name, address, date of birth, and identification documents.

    • Banks use vario...

  • Answered by AI
Round 2 - One-on-one 

(5 Questions)

  • Q1. What is CIBIL Score?
  • Ans. 

    CIBIL Score is a credit score that represents an individual's creditworthiness.

    • CIBIL Score is a 3-digit number ranging from 300 to 900.

    • It is calculated based on an individual's credit history and repayment behavior.

    • Higher CIBIL Score indicates better creditworthiness and increases the chances of loan approval.

    • Lenders use CIBIL Score to assess the risk associated with lending money to an individual.

    • A good CIBIL Score ca...

  • Answered by AI
  • Q2. What is salaried Personal Loan?
  • Ans. 

    A salaried personal loan is a type of loan that is specifically designed for individuals who are employed and receive a regular salary.

    • Salaried personal loans are offered by banks and financial institutions to individuals who have a stable source of income.

    • These loans are unsecured, meaning they do not require any collateral.

    • The loan amount and interest rate are determined based on the borrower's income, credit history...

  • Answered by AI
  • Q3. How to calculate FOIR?
  • Ans. 

    FOIR stands for Fixed Obligation to Income Ratio. It is calculated by dividing the total fixed obligations by the monthly income.

    • FOIR = Total Fixed Obligations / Monthly Income

    • Fixed obligations include monthly loan repayments, credit card payments, and other fixed expenses

    • FOIR is used by lenders to assess the borrower's ability to repay a loan

    • For example, if the total fixed obligations are $1,500 and the monthly income

  • Answered by AI
  • Q4. How to calculate Multiplier?
  • Ans. 

    Multiplier is calculated by dividing the total sales revenue by the total cost of goods sold.

    • Multiplier = Total Sales Revenue / Total Cost of Goods Sold

    • Total Sales Revenue is the sum of all sales made during a specific period

    • Total Cost of Goods Sold is the sum of all costs associated with producing or purchasing the goods sold

    • Multiplier indicates the efficiency of sales in generating profit

    • A higher multiplier suggests

  • Answered by AI
  • Q5. How is Policy for Flexi Loan?
  • Ans. 

    The policy for Flexi Loan allows customers to borrow and repay funds as per their convenience.

    • Flexi Loan policy offers customers the flexibility to borrow and repay funds as per their needs.

    • Customers can withdraw funds from their approved loan limit whenever required.

    • Interest is charged only on the amount utilized and not on the entire loan limit.

    • Repayment can be made in flexible installments or as a lump sum.

    • Additiona...

  • Answered by AI

Interview Preparation Tips

Interview preparation tips for other job seekers - Please prepare for the good process.

Top FinCrif Senior Sales Officer Interview Questions and Answers

Q1. What are the documents required for personal loan?
View answer (1)

Senior Sales Officer Interview Questions asked at other Companies

Q1. Bcg matrix Hawthrone experiment How long you can work with us. Are you available for pan india. Why do you want to work with us.
View answer (17)
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Apna Jobs and was interviewed in Nov 2023. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(1 Question)

  • Q1. First question please tell me somethings about your self than after all question related job profile and qualifications related and most important questions previous job about question roll of a compan...
Round 3 - Aptitude Test 

Mathematical question

Interview Preparation Tips

Interview preparation tips for other job seekers - all job seeker firstly learn question most important things job profile and previous company questions

Sales Associate Interview Questions asked at other Companies

Q1. How can you convince me to purchase a pen??
View answer (6)

Team Lead Interview Questions & Answers

user image Deepak Kumar

posted on 5 Dec 2023

Interview experience
5
Excellent
Difficulty level
-
Process Duration
-
Result
-
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. Tell me about your self
  • Ans. My name is Deepak kumar I'm done my graduation from lalit Narayan Mithila University darbhanga bihar currently I have three years experience in overdraft loan and I was team leader there
  • Answered by Deepak Kumar
  • Q2. Sell me overdraft to me ?
  • Ans. 

    Overdraft provides financial flexibility and peace of mind.

    • Overdraft allows you to access additional funds when your account balance is low.

    • It helps you avoid declined transactions and potential fees.

    • You can use overdraft to cover unexpected expenses or emergencies.

    • Overdraft can be a useful tool for managing cash flow and maintaining financial stability.

    • It provides a safety net for unforeseen circumstances.

  • Answered by AI

Team Lead Interview Questions asked at other Companies

Q1. write a java program to get maxing profit by buying and selling a share from a given set of values (they will change the question after you give solution, like if consider buying only once and selling once they will say to buying multiple t... read more
View answer (3)

FinCrif interview questions for popular designations

 Customer Support Executive

 (1)

 Software Developer

 (1)

 Senior Sales Officer

 (1)

 Sales Associate

 (1)

 Team Lead

 (1)

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed before Oct 2023. There was 1 interview round.

Round 1 - Technical 

(2 Questions)

  • Q1. Resume based and laravel based
  • Q2. Projects you have in

Interview Preparation Tips

Interview preparation tips for other job seekers - Know the basics

Software Developer Interview Questions asked at other Companies

Q1. Maximum Subarray Sum Problem Statement Given an array of integers, determine the maximum possible sum of any contiguous subarray within the array. Example: Input: array = [34, -50, 42, 14, -5, 86] Output: 137 Explanation: The maximum sum is... read more
View answer (42)

Interview questions from similar companies

I applied via Naukri.com and was interviewed in Sep 2020. There were 5 interview rounds.

Interview Questionnaire 

2 Questions

  • Q1. They ask you like pro management question. Infra planning, migration experience and it purely depend who is taking your interview. Because during my work i found people who take interview not to select any...
  • Q2. Infrastructure planning, capacity planning, performance tunning, virtualization and etc

Interview Preparation Tips

Interview preparation tips for other job seekers - No advice if you want retirement or don't to work then join the company. i can advise If you are passionate to work then join any company but not NSDL. No business standard no HR standard. Managers are not like manager they work like working college project and senior managers are below my college teacher skill set. Group discussion talks are like friends snapchat...
Hard to spend tym here so i started learning new things. Started giving my precious time to family...

I m executing quries and they call it deployment... Hahahahahah

I don't know what i am goning to do with my career future. Plan to leave it nsdl soon...
Interview experience
5
Excellent
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Recruitment Consulltant and was interviewed before Aug 2023. There was 1 interview round.

Round 1 - Technical 

(1 Question)

  • Q1. Core java and spring framework questions
Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

One form is given where different questions are to be answered. And some questions are on personal experience basis

Round 3 - Group Discussion 

Topic is given to discussion and 2 manager were there to observe

Round 4 - Technical 

(3 Questions)

  • Q1. Details about Depository participants. How to do audit, details about NSDL
  • Q2. How to do internal audit
  • Ans. 

    Internal audit involves reviewing and evaluating a company's financial and operational processes to ensure compliance and identify areas for improvement.

    • Establish audit objectives and scope

    • Gather and analyze data

    • Identify areas of risk and weakness

    • Develop recommendations for improvement

    • Present findings to management

    • Follow up on implementation of recommendations

  • Answered by AI
  • Q3. They asked about NSDL and it's working

Interview Preparation Tips

Interview preparation tips for other job seekers - Read about the latest circulars issued by sebi and NSDL
Round 1 - Technical 

(2 Questions)

  • Q1. SQL basics Python Basics Linux Basics
  • Q2. Questions on date and time and joins.

Interview Preparation Tips

Interview preparation tips for other job seekers - Sharpen Linux and SQL basics Python basics.

Hadoop or abintio could be added advantage.
Interview experience
4
Good
Difficulty level
Moderate
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Referral and was interviewed in Feb 2024. There were 2 interview rounds.

Round 1 - Technical 

(2 Questions)

  • Q1. What are window functions and asked to find out the highest salary from each department.
  • Q2. What is Vlookup and formula of it
  • Ans. 

    Vlookup is a function in Excel used to search for a value in a table and return a corresponding value from another column.

    • Vlookup stands for 'Vertical Lookup'

    • It is used to search for a value in the first column of a table and return a value in the same row from a specified column

    • The syntax of Vlookup is =VLOOKUP(lookup_value, table_array, col_index_num, [range_lookup])

    • Example: =VLOOKUP(A2, B2:D10, 3, FALSE) will search...

  • Answered by AI
Round 2 - HR 

(3 Questions)

  • Q1. What do you know about TU CIBIL
  • Ans. 

    TU CIBIL is a credit information company in India that provides credit scores and reports to individuals and businesses.

    • TU CIBIL stands for TransUnion CIBIL Limited.

    • It is one of the leading credit bureaus in India.

    • It collects and maintains credit information of individuals and businesses.

    • Lenders use TU CIBIL reports to assess the creditworthiness of borrowers.

    • A good credit score from TU CIBIL can help in getting better

  • Answered by AI
  • Q2. What is credit score
  • Ans. 

    Credit score is a numerical representation of a person's creditworthiness, based on their credit history.

    • Credit score ranges from 300 to 850, with higher scores indicating better creditworthiness.

    • Factors that influence credit score include payment history, credit utilization, length of credit history, types of credit used, and new credit accounts.

    • Lenders use credit scores to assess the risk of lending money to individu...

  • Answered by AI
  • Q3. How many credit bureau's are there

Skills evaluated in this interview

FinCrif Interview FAQs

How many rounds are there in FinCrif interview?
FinCrif interview process usually has 2-3 rounds. The most common rounds in the FinCrif interview process are HR, One-on-one Round and Resume Shortlist.
How to prepare for FinCrif interview?
Go through your CV in detail and study all the technologies mentioned in your CV. Prepare at least two technologies or languages in depth if you are appearing for a technical interview at FinCrif. The most common topics and skills that interviewers at FinCrif expect are Salesforce, Recruitment, IT Product Sales, IT Sales and Sales Strategy.
What are the top questions asked in FinCrif interview?

Some of the top questions asked at the FinCrif interview -

  1. What are the documents required for personal lo...read more
  2. Whats is FOIR? what is Multipli...read more
  3. What is salaried Personal Lo...read more

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FinCrif Interview Process

based on 7 interviews

Interview experience

3.4
  
Average
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FinCrif Reviews and Ratings

based on 19 reviews

3.7/5

Rating in categories

3.8

Skill development

3.7

Work-life balance

3.6

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3.4

Job security

3.6

Company culture

3.3

Promotions

3.4

Work satisfaction

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