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Working with a team involves communication, collaboration, and mutual respect.
Communicate openly and effectively with team members
Collaborate on projects and tasks to achieve common goals
Respect each team member's opinions and contributions
Provide support and assistance to team members when needed
Celebrate team successes and learn from failures together
I applied via Recruitment Consulltant and was interviewed in Jul 2023. There were 2 interview rounds.
The documents required for a personal loan may vary depending on the lender, but commonly requested documents include proof of identity, address, income, and employment.
Proof of identity: Passport, driver's license, or Aadhaar card
Proof of address: Utility bills, rental agreement, or bank statements
Proof of income: Salary slips, bank statements, or income tax returns
Proof of employment: Employment letter or appointment...
FOIR stands for Fixed Obligation to Income Ratio. Multiplier is a factor used to determine loan eligibility.
FOIR is a measure used by lenders to assess a borrower's ability to repay a loan.
It is calculated by dividing the borrower's fixed obligations (such as loan EMIs) by their monthly income.
A lower FOIR indicates a lower risk for the lender.
For example, if a borrower has fixed obligations of $10,000 per month and a ...
KYC in banking stands for Know Your Customer. It is a process that banks and financial institutions use to verify the identity and assess the risk of their customers.
KYC is a regulatory requirement in the banking industry to prevent money laundering, fraud, and terrorist financing.
It involves collecting and verifying customer information such as name, address, date of birth, and identification documents.
Banks use vario...
CIBIL Score is a credit score that represents an individual's creditworthiness.
CIBIL Score is a 3-digit number ranging from 300 to 900.
It is calculated based on an individual's credit history and repayment behavior.
Higher CIBIL Score indicates better creditworthiness and increases the chances of loan approval.
Lenders use CIBIL Score to assess the risk associated with lending money to an individual.
A good CIBIL Score ca...
A salaried personal loan is a type of loan that is specifically designed for individuals who are employed and receive a regular salary.
Salaried personal loans are offered by banks and financial institutions to individuals who have a stable source of income.
These loans are unsecured, meaning they do not require any collateral.
The loan amount and interest rate are determined based on the borrower's income, credit history...
FOIR stands for Fixed Obligation to Income Ratio. It is calculated by dividing the total fixed obligations by the monthly income.
FOIR = Total Fixed Obligations / Monthly Income
Fixed obligations include monthly loan repayments, credit card payments, and other fixed expenses
FOIR is used by lenders to assess the borrower's ability to repay a loan
For example, if the total fixed obligations are $1,500 and the monthly income
Multiplier is calculated by dividing the total sales revenue by the total cost of goods sold.
Multiplier = Total Sales Revenue / Total Cost of Goods Sold
Total Sales Revenue is the sum of all sales made during a specific period
Total Cost of Goods Sold is the sum of all costs associated with producing or purchasing the goods sold
Multiplier indicates the efficiency of sales in generating profit
A higher multiplier suggests
The policy for Flexi Loan allows customers to borrow and repay funds as per their convenience.
Flexi Loan policy offers customers the flexibility to borrow and repay funds as per their needs.
Customers can withdraw funds from their approved loan limit whenever required.
Interest is charged only on the amount utilized and not on the entire loan limit.
Repayment can be made in flexible installments or as a lump sum.
Additiona...
I applied via Apna Jobs and was interviewed in Nov 2023. There were 3 interview rounds.
Mathematical question
Overdraft provides financial flexibility and peace of mind.
Overdraft allows you to access additional funds when your account balance is low.
It helps you avoid declined transactions and potential fees.
You can use overdraft to cover unexpected expenses or emergencies.
Overdraft can be a useful tool for managing cash flow and maintaining financial stability.
It provides a safety net for unforeseen circumstances.
FinCrif interview questions for popular designations
I applied via Referral and was interviewed before Oct 2023. There was 1 interview round.
posted on 6 Mar 2021
I applied via Naukri.com and was interviewed in Sep 2020. There were 5 interview rounds.
posted on 28 Aug 2024
I applied via Recruitment Consulltant and was interviewed before Aug 2023. There was 1 interview round.
posted on 23 Nov 2022
One form is given where different questions are to be answered. And some questions are on personal experience basis
Topic is given to discussion and 2 manager were there to observe
Internal audit involves reviewing and evaluating a company's financial and operational processes to ensure compliance and identify areas for improvement.
Establish audit objectives and scope
Gather and analyze data
Identify areas of risk and weakness
Develop recommendations for improvement
Present findings to management
Follow up on implementation of recommendations
posted on 27 Aug 2024
I applied via Referral and was interviewed in Feb 2024. There were 2 interview rounds.
Vlookup is a function in Excel used to search for a value in a table and return a corresponding value from another column.
Vlookup stands for 'Vertical Lookup'
It is used to search for a value in the first column of a table and return a value in the same row from a specified column
The syntax of Vlookup is =VLOOKUP(lookup_value, table_array, col_index_num, [range_lookup])
Example: =VLOOKUP(A2, B2:D10, 3, FALSE) will search...
TU CIBIL is a credit information company in India that provides credit scores and reports to individuals and businesses.
TU CIBIL stands for TransUnion CIBIL Limited.
It is one of the leading credit bureaus in India.
It collects and maintains credit information of individuals and businesses.
Lenders use TU CIBIL reports to assess the creditworthiness of borrowers.
A good credit score from TU CIBIL can help in getting better
Credit score is a numerical representation of a person's creditworthiness, based on their credit history.
Credit score ranges from 300 to 850, with higher scores indicating better creditworthiness.
Factors that influence credit score include payment history, credit utilization, length of credit history, types of credit used, and new credit accounts.
Lenders use credit scores to assess the risk of lending money to individu...
based on 7 interviews
Interview experience
2-5 Yrs
Not Disclosed
4-6 Yrs
Not Disclosed
Senior Team Leader
5
salaries
| ₹4.1 L/yr - ₹5 L/yr |
Assistant Relationship Officer
5
salaries
| ₹2.4 L/yr - ₹2.5 L/yr |
Sales Executive
4
salaries
| ₹2.1 L/yr - ₹4 L/yr |
Team Lead
4
salaries
| ₹3.6 L/yr - ₹4.2 L/yr |
Customer Support Executive
3
salaries
| ₹1.8 L/yr - ₹4 L/yr |
CIBIL
Experian
Equifax
TransUnion