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Dmi Housing Finance Branch Credit Manager Interview Questions and Answers for Experienced

Updated 16 Jul 2024

Dmi Housing Finance Branch Credit Manager Interview Experiences for Experienced

1 interview found

Interview experience
2
Poor
Difficulty level
-
Process Duration
-
Result
-
Round 1 - HR 

(2 Questions)

  • Q1. ABOUT WORKING EXPERIENCE
  • Q2. WILL I BE ABLE TO DO PD VISITS AS A FEMALE
Round 2 - INTERVIEW WITH CREDIT HEAD 

(2 Questions)

  • Q1. WILL I BE ABLE TO PD VISIT AS FEMALE
  • Q2. HOW WILL ASSESS INCOME OF BORROWER
  • Ans. 

    Income of borrower can be assessed through various documents and verification methods.

    • Reviewing pay stubs and tax returns

    • Verifying employment status and income with employer

    • Analyzing bank statements for regular income deposits

    • Considering other sources of income such as rental properties or investments

  • Answered by AI

Interview questions from similar companies

Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Naukri.com and was interviewed before Jan 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - One-on-one 

(3 Questions)

  • Q1. Self introduction and working history
  • Q2. Tell about your work and educational history
  • Q3. What is your educational background

Interview Preparation Tips

Interview preparation tips for other job seekers - Go fearless , very good pi round , tell what you can do business for organization
Interview experience
4
Good
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Newspaper Ad and was interviewed in Sep 2022. There were 3 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - Aptitude Test 

Normal test arithmetical logic and gk

Round 3 - HR 

(2 Questions)

  • Q1. Salary expectations job nature
  • Q2. Experience banking and nbfc Experience preferred
  • Ans. 

    Yes, I have experience in both banking and NBFC sectors.

    • I have worked as a Branch Manager in a leading bank for 5 years.

    • I have also worked as a Relationship Manager in an NBFC for 2 years.

    • During my tenure, I have gained expertise in managing customer relationships, loan processing, and credit analysis.

    • I have a thorough understanding of the regulatory framework governing both banking and NBFC sectors.

  • Answered by AI

Interview Preparation Tips

Topics to prepare for Icl Fincorp Branch Manager interview:
  • Retail Banking
  • NBFC
Interview preparation tips for other job seekers - 100% job guarantee sales type job strict timing biometric attendence
Interview experience
4
Good
Difficulty level
Easy
Process Duration
4-6 weeks
Result
Not Selected

I applied via Company Website and was interviewed in Sep 2022. There were 2 interview rounds.

Round 1 - Resume Shortlist 
Pro Tip by AmbitionBox:
Keep your resume crisp and to the point. A recruiter looks at your resume for an average of 6 seconds, make sure to leave the best impression.
View all tips
Round 2 - HR 

(2 Questions)

  • Q1. How much experience in nbfc
  • Q2. Please interduce your self
  • Ans. My self gangadhar sahoo.I lives in puri and my educational Qualification is BA pass with economic honour.
  • Answered Anonymously

Interview Preparation Tips

Interview preparation tips for other job seekers - I Don't have keep gap my career and learn about important talk our senior person
Interview experience
5
Excellent
Difficulty level
Easy
Process Duration
Less than 2 weeks
Result
Selected Selected

I applied via Apna Jobs and was interviewed in Nov 2024. There was 1 interview round.

Round 1 - HR 

(2 Questions)

  • Q1. Can you tell me about yourself?
  • Ans. 

    Experienced branch manager with a proven track record of driving sales and leading teams to success.

    • Over 10 years of experience in banking and financial services

    • Successfully managed a team of 20+ employees at previous branch

    • Implemented strategies that increased branch revenue by 15% in one year

    • Strong leadership and communication skills

    • Passionate about developing employees and fostering a positive work environment

  • Answered by AI
  • Q2. What were your achievements in your previous company?
  • Ans. 

    I successfully led a team to exceed sales targets by 20% and implemented new strategies to improve customer satisfaction.

    • Exceeded sales targets by 20%

    • Implemented new strategies to improve customer satisfaction

    • Led a team to success

  • Answered by AI

Interview Questionnaire 

4 Questions

  • Q1. Thank you to give me another chance to speak or ask something .
  • Q2. Tell me about my role in our company???
  • Q3. What is the company goals in future??
  • Ans. 

    The company aims to expand its market share and increase profitability through innovation and customer satisfaction.

    • Expand market share through new product development

    • Increase profitability through cost optimization

    • Focus on customer satisfaction through personalized services

    • Explore new markets for growth opportunities

  • Answered by AI
  • Q4. What is best thing about our company??

Interview Preparation Tips

Interview preparation tips for other job seekers - Trust our people.. Make him believe.. Give him responsibility.. Thanks. Sweet day.

Interview Preparation Tips

Round: Resume Shortlist
Experience: Students were shortlisted based on resume. Around twenty students were selected.

Round: Other Interview
Experience: Selected students for the first round of interview in which they asked puzzles/probability questions and tough HR questions.

Round: HR Interview
Experience: Four students were selected for the final round of interview out of which three landed the job. Final round was a very general HR round.

General Tips: No preparation is required but you could solve some common puzzles. It was very relaxed and the interviewers were very supportive. The main challenge was giving convincing answers to the HR questions.It's the best management job on campus!! Give your best! I'll be glad to help if any of you have queries.
Skill Tips: Make a very professional resume. Also for the interview, they do not expect you to know any finance so please do not claim to know finance and fumble when they question you (some guys were not selected because of this). I was upfront and told them that I lack any sort of knowledge in finance so I was asked only a few puzzles and some challenging HR questions.
College Name: NIT SURATHKAL

Interview Questionnaire 

1 Question

  • Q1. Probability and Logical puzzles

Interview Preparation Tips

Round: Resume Shortlist
Experience: The company shortlisted based on resume and GPA. Around 20 were shortlisted.

Round: Technical Interview
Experience: After that they held a technical round wherein they asked mainly probability and logical puzzles. Theinterview was 10 to 15 mins long.

Round: HR Interview
Experience: The next round, for which five or so were shortlisted, was one in which they asked about your drive, your good and your bad, why finance, why this job, and other such questions. All the interviewers were present and this lasted for 15 minutes. Finally only 3 were given the offer.

General Tips: Look formal and energetic. Look them in the eye while answering, be courteous and practice thinking loudly. Think about what you would say when they ask you why you want to move to finance, and whythey should take you and not the others. It is not a tough one to crack. All you need is to be confident, polite and frank.
Skill Tips: Prepare your resume tailored to the company. Study up probability and tricky questions on it. They asked me a question on Russian roulette. Prepare for puzzles online.
College Name: NIT SURATHKAL

Interview Preparation Tips

Round: resume shortlisting
Experience: The firm provides high quality profit enhancement solutions for some of the world’s leading companies.
Tips: Including start-up experience & civil consulting intern will of great advantage to the candidate.

Round: Interview
Experience: This was the 1st round of interview.

Round: Interview
Experience: HR questions were asked along with guesstimate interview.

Round: Interview
Experience: This was the 2nd round of interview and questions were asked from resume as well.

Round: Interview
Experience: This was the 3rd round of interview and 4 puzzle questions were asked.

Skill Tips: ""Top academic performance along with being energetic, very eager and capable to learn fast. Peoples who have Willingness to travel are most sought for by the company. Being confident is the key to grab the offer and you should be fir for the company and the profile.""
Skills: Strong analytical ability, Logical thinking, Excellent communication skills, Strong team spirit
College Name: IIT Madras

Interview Questionnaire 

3 Questions

  • Q1. Case study: I have a printing service whose sales are dipping so what should I do?
  • Q2. Guesstimate: Estimate the number of cycles sold in Chennai in the year 2012
  • Ans. 

    Approximately 1.5 million cycles were sold in Chennai in 2012.

    • Consider the population of Chennai and the percentage of people who use cycles as a mode of transportation.

    • Look at the sales data of cycle manufacturers in Chennai.

    • Take into account the growth rate of the city's population and the economy.

    • Assume that the demand for cycles is consistent throughout the year.

    • Approximately 1.5 million cycles were sold in Chennai

  • Answered by AI
  • Q3. How should I run a 3 screen multiplex?
  • Ans. 

    To run a 3 screen multiplex, focus on location, equipment, staffing, and marketing.

    • Choose a convenient location with ample parking and easy access.

    • Invest in high-quality projection and sound equipment.

    • Hire knowledgeable and friendly staff to provide excellent customer service.

    • Develop a strong marketing strategy to attract and retain customers.

    • Offer a variety of films and events to appeal to a diverse audience.

    • Provide c...

  • Answered by AI

Interview Preparation Tips

Round: Other Interview
Experience: This was not exactly an HR interview but a similar one where they quizzed us on guesstimate and case studies. Resume points were asked.

Round: Case Study Interview
Experience: 1 case study and 4 puzzles were asked.

Skill Tips: Preparation for CAT will prepare you for Quant.
Skills: Mathematics, Basic knowledge of minor (IE), Quants
College Name: IIT-Madras

Dmi Housing Finance Interview FAQs

How many rounds are there in Dmi Housing Finance Branch Credit Manager interview for experienced candidates?
Dmi Housing Finance interview process for experienced candidates usually has 2 rounds. The most common rounds in the Dmi Housing Finance interview process for experienced candidates are HR.
What are the top questions asked in Dmi Housing Finance Branch Credit Manager interview for experienced candidates?

Some of the top questions asked at the Dmi Housing Finance Branch Credit Manager interview for experienced candidates -

  1. HOW WILL ASSESS INCOME OF BORRO...read more
  2. WILL I BE ABLE TO PD VISIT AS FEM...read more

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Dmi Housing Finance Branch Credit Manager Interview Process for Experienced

based on 1 interview

Interview experience

2
  
Poor
View more
Dmi Housing Finance Branch Credit Manager Salary
based on 7 salaries
₹4.5 L/yr - ₹6.5 L/yr
11% more than the average Branch Credit Manager Salary in India
View more details

Dmi Housing Finance Branch Credit Manager Reviews and Ratings

based on 4 reviews

4.2/5

Rating in categories

2.9

Skill development

3.4

Work-life balance

3.2

Salary

3.6

Job security

3.4

Company culture

2.9

Promotions

3.3

Work satisfaction

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